{"id":16620,"date":"2025-03-18T14:14:46","date_gmt":"2025-03-18T13:14:46","guid":{"rendered":"https:\/\/garantie.be\/security-deposits\/"},"modified":"2026-04-09T18:48:04","modified_gmt":"2026-04-09T16:48:04","slug":"security-deposits","status":"publish","type":"page","link":"https:\/\/garantie.be\/en\/security-deposits\/","title":{"rendered":"The rental guarantee deposit in real estate"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"16620\" class=\"elementor elementor-16620 elementor-16607\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-70128eae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"70128eae\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-16d6919d\" data-id=\"16d6919d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7db7ae4c elementor-widget elementor-widget-spacer\" data-id=\"7db7ae4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-712c0e9e elementor-widget elementor-widget-heading\" data-id=\"712c0e9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><b>The security deposit<\/b><br>Real estate rental<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55fce9d5 elementor-widget elementor-widget-spacer\" data-id=\"55fce9d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f2a8c6f elementor-widget elementor-widget-text-editor\" data-id=\"1f2a8c6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The lessor of a rental property may require the tenant to provide a rental guarantee equivalent to 2 or 3 months&#8217; rent, depending on the region in Belgium. It must be lodged when the lease is signed, or in the month following occupancy. This rental guarantee will be used to cover any damage caused by the tenant at the end of the lease.  <\/p><p>To obtain a rental guarantee <strong>without making a bank deposit,<\/strong> simply request a deposit from garantie.be by clicking on <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-guarantee-online\/\">online rental guarantee<\/a><\/span>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c4908d elementor-widget elementor-widget-heading\" data-id=\"5c4908d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a rental deposit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-813cc06 elementor-widget elementor-widget-text-editor\" data-id=\"813cc06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This is a sum of money equivalent to two or three months&#8217; rent. This sum is blocked in favor of the lessor of the property. <\/p><p>There are several ways to build it:  <\/p><ul><li>Make a <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-bank-guarantee\/\">bank guarantee<\/a><\/span> at the bank of your choice. The bank acts as guarantor for the tenant. In return, the tenant replenishes the guarantee by making regular monthly payments. The maximum period for reconstituting the guarantee is 3 years. The bank guarantee is arranged by appointment with the bank.    <\/li><li>Obtaining a <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/belgium-rental-surety\/\">rental deposit<\/a><\/span> without blocking funds with <strong>Garantie.be<\/strong>. Simply apply <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-guarantee-online\/\">online guarantee request<\/a><\/span> and attach the required documents. The process is simple, fast and secure. Immediate processing means you can obtain your guarantee in just a few hours.   <\/li><li>Make a <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/korfine-rental-guarantee\/\">Korfine guarantee<\/a><\/span> by blocking the funds. Korfine is a life insurance broker. The tenant deposits the entire rental guarantee in a contract. The procedure is online and requires printing, signing and returning documents. It takes just a few days to obtain.    <\/li><li>Open an <strong>escrow account at a bank<\/strong>. All funds are deposited and blocked until the end of the lease. The guarantee can only be released with the agreement of the landlord and tenant. The process takes a long time, as you need to make an appointment with the bank.   <\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-370bccd elementor-widget elementor-widget-heading\" data-id=\"370bccd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is the rental guarantee deposit for?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f176d1f elementor-widget elementor-widget-text-editor\" data-id=\"f176d1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The deposit is used by the landlord to protect himself against damage or non-payment by the tenant. It cannot be used to pay rent during the lease term.  Damages are quantified during an <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/tenant-guide-belgium\/lease-exit-inventory\/\">inventory report on departure<\/a><\/span>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9809ebc elementor-widget elementor-widget-heading\" data-id=\"9809ebc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do I get my security deposit back?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6949332 elementor-widget elementor-widget-text-editor\" data-id=\"6949332\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There are several scenarios for the return of the security deposit:<\/p>\n<ul>\n<li>Full refund if the tenant has no debts or damage<\/li>\n<li>Partial refund after deduction of any damage<\/li>\n<li>No refund if damage exceeds the guarantee amount.<\/li>\n<\/ul>\n<p> <\/p>\n<p>In some cases, the deposit may not be sufficient to cover all costs. To request the return of the deposit, please complete the <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-guarantee-release-online-form\/\">rental guarantee release form.<\/a><\/span>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0fa0cb elementor-widget elementor-widget-heading\" data-id=\"e0fa0cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rental guarantee without rental deposit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cca6016 elementor-widget elementor-widget-text-editor\" data-id=\"cca6016\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It is possible to obtain a rental guarantee without having to deposit money with a bank.<\/p>\n<p>You need to apply for a <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-guarantee-online\/\">rental guarantee online<\/a><\/span> with Garantie.be. You can obtain a rental deposit in just a few hours. The process is very quick because it&#8217;s done online.   There&#8217;s no need to go to the bank or print out documents.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdec7e6 elementor-widget elementor-widget-heading\" data-id=\"fdec7e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The rental guarantee deposit on SPF Finances' e-DEPO site<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcbbeaf elementor-widget elementor-widget-text-editor\" data-id=\"fcbbeaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This online guarantee fund blocking service is offered by the Service Public F\u00e9d\u00e9ral (SPF). The tenant makes his deposit with the caisse des d\u00e9p\u00f4ts et consignation in Belgium. The <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-guarantee-e-depo\/\">rental guarantee e-Depo<\/a><\/span> is accessible via the MyMinfin portal. The process is quick, but a national identity card is required to connect to the online service.   <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The security depositReal estate rental The lessor of a rental property may require the tenant to provide a rental guarantee equivalent to 2 or 3 months&#8217; rent, depending on the region in Belgium. It must be lodged when the lease is signed, or in the month following occupancy. This rental guarantee will be used to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-16620","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The rental guarantee deposit in real estate<\/title>\n<meta name=\"description\" content=\"The rental guarantee deposit paid to the landlord is used to cover any damage caused by the tenant on leaving the premises.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/garantie.be\/en\/security-deposits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The 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