{"id":16709,"date":"2025-03-19T16:15:24","date_gmt":"2025-03-19T15:15:24","guid":{"rendered":"https:\/\/garantie.be\/belgium-rental-surety\/"},"modified":"2026-10-01T14:41:29","modified_gmt":"2026-10-01T12:41:29","slug":"belgium-rental-surety","status":"publish","type":"page","link":"https:\/\/garantie.be\/en\/belgium-rental-surety\/","title":{"rendered":"Property rental deposits in Belgium"},"content":{"rendered":"\n<!-- \u2500\u2500 HERO \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\n<div class=\"gb-section\" style=\"background:#fff;padding-top:56px;padding-bottom:48px;\">\n  <div class=\"gb-inner\" style=\"text-align:center;\">\n    <p class=\"gb-eyebrow\">Practical Guide<\/p>\n    <h1 class=\"gb-h1\">\n  Rental Security Deposits in Belgium:<br\/> <span style=\"color:var(--gb-blue);\">     Everything You Need to Know in 5 Minutes<\/span>\n    <\/h1>\n    <p class=\"gb-lead\" style=\"max-width:620px;\">\n  A rental security deposit protects the landlord against unpaid rent and damage to the property. Amount, deadlines, available options, and government assistance: here\u2019s what you need to know before signing a rental lease in Belgium. \n    <\/p>\n    <div style=\"display:flex;gap:12px;flex-wrap:wrap;justify-content:center;margin-top:28px;\">\n       <a href=\"https:\/\/account.garantie.be\/en\/register\/lease\" class=\"gb-btn gb-btn--primary\">\n Pay my security deposit online\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" viewbox=\"0 0 24 24\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n     <\/a>\n      <a href=\"https:\/\/garantie.be\/en\/rental-surety\/\" class=\"gb-btn gb-btn--outline\">\n Compare options\n     <\/a> \n    <\/div>\n\n    <div class=\"gb-hero-badges\" style=\"justify-content:center;margin-top:28px;\">\n      <div class=\"gb-hero-badge\">\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>\n  Without tying up your savings\n      <\/div>\n      <div class=\"gb-hero-badge\">\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>\n 100% online\n      <\/div>\n      <div class=\"gb-hero-badge\">\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>\n A response within a few hours\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- \u2500\u2500 SECTION 1 : C'EST QUOI ? \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\n<div class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Definition<\/p>\n    <h2 class=\"gb-h2\">What is the rental deposit for?<\/h2>\n    <p class=\"gb-lead\">A rental guarantee (also known as a security deposit) is a sum of money that the tenant sets aside when signing the rental lease. It serves to protect the landlord in the event of: <\/p>\n\n    <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:8px;\">\n\n      <div class=\"gb-card\">\n        <div style=\"width:40px;height:40px;background:var(--gb-blue-light);border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:14px;\">\n          <svg width=\"20\" height=\"20\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"12\" y1=\"1\" x2=\"12\" y2=\"23\"><\/line><path d=\"M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6\"><\/path><\/svg>\n        <\/div>\n        <p style=\"font-size:14px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Unpaid Rent<\/p>\n        <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">If the tenant stops paying rent, the landlord may draw on the security deposit.<\/p>\n      <\/div>\n\n      <div class=\"gb-card\">\n        <div style=\"width:40px;height:40px;background:var(--gb-blue-light);border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:14px;\">\n          <svg width=\"20\" height=\"20\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z\"><\/path><polyline points=\"9 22 9 12 15 12 15 22\"><\/polyline><\/svg>\n        <\/div>\n        <p style=\"font-size:14px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Rental damage<\/p>\n        <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">Damage to the residence beyond normal wear and tear may be covered under the warranty.<\/p>\n      <\/div>\n\n      <div class=\"gb-card\">\n        <div style=\"width:40px;height:40px;background:var(--gb-blue-light);border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:14px;\">\n          <svg width=\"20\" height=\"20\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z\"><\/path><polyline points=\"14 2 14 8 20 8\"><\/polyline><\/svg>\n        <\/div>\n        <p style=\"font-size:14px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Unpaid Expenses<\/p>\n        <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">Rent and other charges that remain unpaid at the end of the rental lease may also be covered.<\/p>\n      <\/div>\n\n    <\/div>\n\n    <div style=\"margin-top:24px;padding:16px 20px;background:var(--gb-blue-light);border-radius:var(--gb-radius);border-left:3px solid var(--gb-blue);\">\n      <p style=\"font-size:14px;color:var(--gb-text);line-height:1.6;margin:0;\">\n        <strong>Good to know:<\/strong> A rental security deposit is not legally required in Belgium, but virtually all landlords require one in the rental lease. The amount is capped by law depending on the region. \n      <\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- \u2500\u2500 SECTION 2 : MONTANT \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\n<div class=\"gb-section\" style=\"background:#fff;\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Statutory Amounts<\/p>\n    <h2 class=\"gb-h2\">How much is the security deposit?<\/h2>\n    <p class=\"gb-lead\">The maximum amount of the rental security deposit is set by law and varies depending on the region where the property is located.<\/p>\n\n    <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:8px;\">\n\n      <div class=\"gb-card\" style=\"border-top:3px solid var(--gb-blue);\">\n        <p style=\"font-size:11px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--gb-blue);margin-bottom:10px;\">Brussels<\/p>\n        <p style=\"font-size:28px;font-weight:700;color:var(--gb-text);margin-bottom:8px;\">2 months<\/p>\n        <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">maximum rent, excluding utilities.<\/p>\n      <\/div>\n\n      <div class=\"gb-card\" style=\"border-top:3px solid var(--gb-blue);\">\n        <p style=\"font-size:11px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--gb-blue);margin-bottom:10px;\">Wallonia<\/p>\n        <p style=\"font-size:28px;font-weight:700;color:var(--gb-text);margin-bottom:8px;\">2 months<\/p>\n        <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">maximum rent, excluding utilities.<\/p>\n      <\/div>\n\n      <div class=\"gb-card\" style=\"border-top:3px solid var(--gb-blue);\">\n        <p style=\"font-size:11px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--gb-blue);margin-bottom:10px;\">Flanders<\/p>\n        <p style=\"font-size:28px;font-weight:700;color:var(--gb-text);margin-bottom:8px;\">3 months<\/p>\n        <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">maximum rent, excluding utilities.<\/p>\n      <\/div>\n\n    <\/div>\n\n    <p style=\"font-size:13px;color:var(--gb-muted);margin-top:16px;line-height:1.6;\">\n  Example: For a monthly rent of 900 \u20ac in Brussels, the maximum security deposit is <strong>1,800 \u20ac.<\/strong> A landlord cannot legally require more than that. \n    <\/p>\n  <\/div>\n<\/div>\n\n<!-- \u2500\u2500 SECTION 3 : QUAND ? \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\n<div class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Timing<\/p>\n    <h2 class=\"gb-h2\">When should you set up a rental security deposit?<\/h2>\n    <p class=\"gb-lead\">The security deposit must be paid before or at the time the rental lease is signed. This is a condition often required by the landlord before the keys are handed over. <\/p>\n\n    <div class=\"gb-steps\" style=\"margin-top:36px;\">\n\n      <div class=\"gb-step\">\n        <div class=\"gb-step__num-line\">\n          <div class=\"gb-step__dot\"><\/div>\n          <div class=\"gb-step__connector\"><\/div>\n        <\/div>\n        <div class=\"gb-step__icon\">\n          <svg width=\"22\" height=\"22\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"11\" cy=\"11\" r=\"8\"><\/circle><line x1=\"21\" y1=\"21\" x2=\"16.65\" y2=\"16.65\"><\/line><\/svg>\n        <\/div>\n        <div class=\"gb-step__body\">\n          <p class=\"gb-step__title\">Find a place to live<\/p>\n          <p class=\"gb-step__desc\">The landlord accepts your application and sets a date to sign the lease.<\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-step\">\n        <div class=\"gb-step__num-line\">\n          <div class=\"gb-step__dot\"><\/div>\n          <div class=\"gb-step__connector\"><\/div>\n        <\/div>\n        <div class=\"gb-step__icon\">\n          <svg width=\"22\" height=\"22\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><rect x=\"3\" y=\"11\" width=\"18\" height=\"11\" rx=\"2\" ry=\"2\"><\/rect><path d=\"M7 11V7a5 5 0 0 1 10 0v4\"><\/path><\/svg>\n        <\/div>\n        <div class=\"gb-step__body\">\n          <p class=\"gb-step__title\">You are providing the security deposit<\/p>\n          <p class=\"gb-step__desc\">Before or at the time of signing: escrow account, bank guarantee, or garantie.be guarantee.<\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-step gb-step--last\">\n        <div class=\"gb-step__num-line\">\n          <div class=\"gb-step__dot\"><\/div>\n        <\/div>\n        <div class=\"gb-step__icon\">\n          <svg width=\"22\" height=\"22\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M21 10c0 7-9 13-9 13s-9-6-9-13a9 9 0 0 1 18 0z\"><\/path><circle cx=\"12\" cy=\"10\" r=\"3\"><\/circle><\/svg>\n        <\/div>\n        <div class=\"gb-step__body\">\n          <p class=\"gb-step__title\">You will receive the keys<\/p>\n          <p class=\"gb-step__desc\">Proof of the security deposit is provided to the landlord, and the lease is signed.<\/p>\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- \u2500\u2500 SECTION 4 : SOLUTIONS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\n<div class=\"gb-section\" style=\"background:#fff;\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Available Options<\/p>\n    <h2 class=\"gb-h2\">What are the rental security deposit options in Belgium?<\/h2>\n    <p class=\"gb-lead\">There are three main ways to set up a rental security deposit in Belgium. Each has its advantages and disadvantages, depending on your situation. <\/p>\n\n    <div class=\"gb-compare-grid\" style=\"margin-top:8px;\">\n\n      <div class=\"gb-card--blue\" style=\"padding:28px;\">\n        <div class=\"gb-badge\">RECOMMENDED<\/div>\n        <p style=\"font-size:15px;font-weight:600;color:#fff;margin-bottom:10px;\">Guaranteed Deposit.be<\/p>\n        <p style=\"font-size:13px;color:rgba(255,255,255,.82);line-height:1.6;margin-bottom:18px;\">garantie.be acts as your guarantor. You don&#8217;t have to set aside any money\u2014you simply pay a modest annual fee. <\/p>\n        <ul class=\"gb-list\">\n          <li class=\"gb-list__item gb-list__item--check\">\n            <svg class=\"gb-list__icon\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>\n            <span>No funds to be held<\/span>\n          <\/li>\n          <li class=\"gb-list__item gb-list__item--check\">\n            <svg class=\"gb-list__icon\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>\n            <span>100% Online Application<\/span>\n          <\/li>\n          <li class=\"gb-list__item gb-list__item--check\">\n            <svg class=\"gb-list__icon\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>\n            <span>A response within a few hours<\/span>\n          <\/li>\n          <li class=\"gb-list__item gb-list__item--check\">\n            <svg class=\"gb-list__icon\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>\n            <span>Accepted by all lenders<\/span>\n          <\/li>\n        <\/ul>\n        <a href=\"https:\/\/garantie.be\/en\/tenant\/\" class=\"gb-btn gb-btn--white\" style=\"margin-top:20px;width:100%;justify-content:center;\">\n Read more\n        <\/a>\n      <\/div>\n\n      <div style=\"display:flex;flex-direction:column;gap:16px;\">\n\n        <div class=\"gb-card\">\n          <p style=\"font-size:14px;font-weight:600;color:var(--gb-text);margin-bottom:8px;\">Frozen bank account<\/p>\n          <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;margin-bottom:12px;\">You deposit the amount into a restricted account opened in your name. The money remains frozen until the end of the lease. <\/p>\n          <ul class=\"gb-list\">\n            <li class=\"gb-list__item gb-list__item--check\">\n              <svg class=\"gb-list__icon\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>\n              <span>Money Still in Your Name<\/span>\n            <\/li>\n            <li class=\"gb-list__item gb-list__item--cross\">\n              <svg class=\"gb-list__icon\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"><\/line><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"><\/line><\/svg>\n              <span>Capital tied up for 3, 6, or 9 years<\/span>\n            <\/li>\n            <li class=\"gb-list__item gb-list__item--cross\">\n              <svg class=\"gb-list__icon\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"><\/line><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"><\/line><\/svg>\n              <span>Yield close to zero<\/span>\n            <\/li>\n          <\/ul>\n          <a href=\"https:\/\/garantie.be\/en\/rental-surety\/\" style=\"font-size:13px;color:var(--gb-blue);text-decoration:none;font-weight:500;display:inline-block;margin-top:12px;\">Learn more \u2192<\/a>\n        <\/div>\n\n        <div class=\"gb-card\">\n          <p style=\"font-size:14px;font-weight:600;color:var(--gb-text);margin-bottom:8px;\">Bank Guarantee (Credit)<\/p>\n          <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;margin-bottom:12px;\">The bank acts as a guarantor\u2014without requiring you to have the funds on hand\u2014in exchange for a fee.<\/p>\n          <ul class=\"gb-list\">\n            <li class=\"gb-list__item gb-list__item--check\">\n              <svg class=\"gb-list__icon\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>\n              <span>No tied-up capital<\/span>\n            <\/li>\n            <li class=\"gb-list__item gb-list__item--cross\">\n              <svg class=\"gb-list__icon\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"><\/line><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"><\/line><\/svg>\n              <span>Subject to a credit check<\/span>\n            <\/li>\n            <li class=\"gb-list__item gb-list__item--cross\">\n              <svg class=\"gb-list__icon\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"><\/line><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"><\/line><\/svg>\n              <span>Banking Timelines and Procedures<\/span>\n            <\/li>\n          <\/ul>\n          <a href=\"https:\/\/garantie.be\/en\/rental-bank-guarantee\/\" style=\"font-size:13px;color:var(--gb-blue);text-decoration:none;font-weight:500;display:inline-block;margin-top:12px;\">Learn more \u2192<\/a>\n        <\/div>\n\n      <\/div>\n    <\/div>\n\n    <div style=\"margin-top:20px;padding:16px 20px;background:#F7F8FA;border-radius:var(--gb-radius);border:1px solid var(--gb-border);\">\n      <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.6;margin:0;\">\n        <strong style=\"color:var(--gb-text);\">Guarantee through the CPAS:<\/strong> If you are experiencing financial difficulties, the CPAS in your municipality can act as your guarantor or provide you with an interest-free loan to cover the guarantee. <a href=\"https:\/\/garantie.be\/en\/rental-guarantee-cpas\/\" style=\"color:var(--gb-blue);text-decoration:none;font-weight:500;\">Learn more \u2192<\/a>\n      <\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- \u2500\u2500 SECTION 5 : AIDES \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\n<div class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Government Assistance<\/p>\n    <h2 class=\"gb-h2\">Available Assistance for Rental Security Deposits in Belgium<\/h2>\n    <p class=\"gb-lead\">If you do not have the necessary funds to post a bond, there are several government programs that can help you, depending on your region.<\/p>\n\n    <div style=\"display:flex;flex-direction:column;gap:12px;margin-top:8px;\">\n\n      <div class=\"gb-card\">\n        <div style=\"display:flex;align-items:flex-start;gap:16px;\">\n          <div style=\"width:40px;height:40px;background:var(--gb-blue-light);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n            <svg width=\"20\" height=\"20\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z\"><\/path><\/svg>\n          <\/div>\n          <div>\n            <p style=\"font-size:14px;font-weight:600;color:var(--gb-text);margin-bottom:6px;\">Housing Fund (Brussels &#038; Wallonia)<\/p>\n            <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.6;\">Zero-interest loan to finance a rental security deposit. Gradual, interest-free repayment. Available subject to income requirements.  <\/p>\n          <\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-card\">\n        <div style=\"display:flex;align-items:flex-start;gap:16px;\">\n          <div style=\"width:40px;height:40px;background:var(--gb-blue-light);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n            <svg width=\"20\" height=\"20\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M17 21v-2a4 4 0 0 0-4-4H5a4 4 0 0 0-4 4v2\"><\/path><circle cx=\"9\" cy=\"7\" r=\"4\"><\/circle><path d=\"M23 21v-2a4 4 0 0 0-3-3.87\"><\/path><path d=\"M16 3.13a4 4 0 0 1 0 7.75\"><\/path><\/svg>\n          <\/div>\n          <div>\n            <p style=\"font-size:14px;font-weight:600;color:var(--gb-text);margin-bottom:6px;\">Your municipality&#8217;s CPAS<\/p>\n            <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.6;\">The Public Social Welfare Center may act as a guarantor or provide an advance toward the security deposit. Each CPAS sets its own conditions.   <a href=\"https:\/\/garantie.be\/en\/rental-guarantee-cpas\/\" style=\"color:var(--gb-blue);text-decoration:none;font-weight:500;\">View details \u2192<\/a><\/p>\n          <\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-card\">\n        <div style=\"display:flex;align-items:flex-start;gap:16px;\">\n          <div style=\"width:40px;height:40px;background:var(--gb-blue-light);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n            <svg width=\"20\" height=\"20\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"12\" y1=\"8\" x2=\"12\" y2=\"12\"><\/line><line x1=\"12\" y1=\"16\" x2=\"12.01\" y2=\"16\"><\/line><\/svg>\n          <\/div>\n          <div>\n            <p style=\"font-size:14px;font-weight:600;color:var(--gb-text);margin-bottom:6px;\">BRUGAL Fund (Brussels)<\/p>\n            <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.6;\">Specific assistance for low-income tenants in Brussels to help them secure a rental guarantee and cover initial moving expenses.<\/p>\n          <\/div>\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- \u2500\u2500 SECTION 6 : RESTITUTION \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\n<div class=\"gb-section\" style=\"background:#fff;\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">End of the lease<\/p>\n    <h2 class=\"gb-h2\">How do I get my security deposit back?<\/h2>\n    <p class=\"gb-lead\">At the end of the lease, the return of the security deposit depends on the inventory report at move-out and on an agreement between the tenant and the landlord.<\/p>\n\n    <div style=\"display:flex;flex-direction:column;gap:2px;margin-top:8px;\">\n\n      <div style=\"display:flex;align-items:flex-start;gap:16px;padding:16px 18px;background:#F7F8FA;border-radius:var(--gb-radius);border:1px solid var(--gb-border);\">\n        <div style=\"width:28px;height:28px;background:var(--gb-blue);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:1px;\">\n          <span style=\"color:#fff;font-size:13px;font-weight:600;\">1<\/span>\n        <\/div>\n        <div>\n          <p style=\"font-size:14px;font-weight:500;color:var(--gb-text);margin-bottom:4px;\">Joint Exit Inventory Report<\/p>\n          <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">Prepared in the presence of the tenant and the landlord (or the landlord\u2019s representative) and signed by both parties.<\/p>\n        <\/div>\n      <\/div>\n\n      <div style=\"display:flex;align-items:flex-start;gap:16px;padding:16px 18px;background:#F7F8FA;border-radius:var(--gb-radius);border:1px solid var(--gb-border);\">\n        <div style=\"width:28px;height:28px;background:var(--gb-blue);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:1px;\">\n          <span style=\"color:#fff;font-size:13px;font-weight:600;\">2<\/span>\n        <\/div>\n        <div>\n          <p style=\"font-size:14px;font-weight:500;color:var(--gb-text);margin-bottom:4px;\">Agreement on Potential Damage<\/p>\n          <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">If everything is in order, the landlord will issue a release within 30 days. In the event of a dispute, the security deposit may be withheld until a court decision is reached. <\/p>\n        <\/div>\n      <\/div>\n\n      <div style=\"display:flex;align-items:flex-start;gap:16px;padding:16px 18px;background:#F7F8FA;border-radius:var(--gb-radius);border:1px solid var(--gb-border);\">\n        <div style=\"width:28px;height:28px;background:var(--gb-blue);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:1px;\">\n          <span style=\"color:#fff;font-size:13px;font-weight:600;\">3<\/span>\n        <\/div>\n        <div>\n          <p style=\"font-size:14px;font-weight:500;color:var(--gb-text);margin-bottom:4px;\">Return of the Security Deposit<\/p>\n          <p style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">The amount is refunded (the frozen account is unfrozen, or the garantie.be security deposit is released) after deducting any agreed-upon damages.<\/p>\n        <\/div>\n      <\/div>\n\n    <\/div>\n\n    <div style=\"margin-top:16px;padding:14px 18px;background:var(--gb-blue-light);border-radius:var(--gb-radius);display:flex;align-items:center;gap:10px;\">\n      <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z\"><\/path><polyline points=\"14 2 14 8 20 8\"><\/polyline><\/svg>\n      <a href=\"https:\/\/garantie.be\/en\/letters-template-for-lease-management\/request-letter-return-rental-guarantee\/\" style=\"font-size:13px;color:var(--gb-blue);text-decoration:none;font-weight:500;\">\n  Template: Letter Requesting the Return of a Rental Guarantee \u2192\n      <\/a>\n    <\/div>\n\n  <\/div>\n<\/div>\n\n<!-- \u2500\u2500 FAQ \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\n<div class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">FAQ<\/p>\n    <h2 class=\"gb-h2\">Frequently Asked Questions About Rental Security Deposits<\/h2>\n\n    <div class=\"gb-faq\" style=\"margin-top:32px;\">\n\n      <div class=\"gb-faq__item\">\n        <p class=\"gb-faq__q\">Is a rental deposit required in Belgium?<\/p>\n        <div class=\"gb-faq__a\">\n          <p>No, Belgian law does not require a rental guarantee. However, in practice, virtually all landlords require one as a contractual condition. If the rental lease provides for a rental guarantee, you are required to provide it in the manner and within the timeframe specified.  <\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item\">\n        <p class=\"gb-faq__q\">What is the maximum amount of the security deposit?<\/p>\n        <div class=\"gb-faq__a\">\n          <p>In Brussels and Wallonia: 2 months&#8217; rent, excluding utilities. In Flanders: 3 months&#8217; rent, excluding utilities. A landlord who demands more would be violating the applicable laws in their region.  <\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item\">\n        <p class=\"gb-faq__q\">What is the difference between a security deposit and a rental guarantee?<\/p>\n        <div class=\"gb-faq__a\">\n          <p>These are two terms that refer to the same thing in Belgium. \u201cRental deposit,\u201d \u201crental guarantee,\u201d and \u201crental security deposit\u201d all refer to the financial security measure required when signing a rental lease. <\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item\">\n        <p class=\"gb-faq__q\">Can I post the security deposit through garantie.be?<\/p>\n        <div class=\"gb-faq__a\">\n          <p>Yes. garantie.be is an accredited service that acts as your guarantor. You don\u2019t have to set aside any money in an account\u2014you pay a modest annual fee, and your landlord receives a guarantee certificate that complies with the law. <a href=\"https:\/\/garantie.be\/en\/tenant\/\">See how it works<\/a>.  <\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item\">\n        <p class=\"gb-faq__q\">What happens if I don&#8217;t have the funds for the security deposit?<\/p>\n        <div class=\"gb-faq__a\">\n          <p>There are several options available: your local CPAS may be able to assist, the Housing Fund offers interest-free loans, and services like garantie.be can help you avoid having to come up with the down payment. It\u2019s important to plan ahead before signing the lease. <\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item gb-faq__item--last\">\n        <p class=\"gb-faq__q\">Can I get my security deposit back if the landlord refuses to return it?<\/p>\n        <div class=\"gb-faq__a\">\n          <p>Yes. If the landlord unjustifiably refuses, you can file a complaint with the justice of the peace in the judicial district where the dwelling is located. The procedure is simple and inexpensive. It is recommended that you first send a <a href=\"https:\/\/garantie.be\/en\/letters-template-for-lease-management\/request-letter-return-rental-guarantee\/\">written formal notice<\/a> before taking any legal action.   <\/p>\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- \u2500\u2500 CTA \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\n<div class=\"gb-section\" style=\"background:var(--gb-blue);padding:56px 0;\">\n  <div class=\"gb-inner\" style=\"text-align:center;\">\n    <h2 style=\"color:#fff;font-size:clamp(22px,4vw,30px);font-weight:700;margin-bottom:12px;line-height:1.25;\">\n  Set up your security deposit without tying up your savings\n    <\/h2>\n    <p style=\"color:rgba(255,255,255,.82);font-size:16px;margin-bottom:28px;max-width:500px;margin-left:auto;margin-right:auto;line-height:1.6;\">\n  garantie.be replaces the escrow account with a simple, recognized bond. The entire process is 100% online, with a quick response. \n    <\/p>\n    <div style=\"display:flex;gap:12px;justify-content:center;flex-wrap:wrap;\">\n       <a href=\"https:\/\/account.garantie.be\/en\/register\/lease\" class=\"gb-btn gb-btn--white\">\n Request a deposit\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" viewbox=\"0 0 24 24\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n     <\/a>\n      <a href=\"https:\/\/garantie.be\/en\/tenant\/\" class=\"gb-btn\" style=\"background:rgba(255,255,255,.15);color:#fff;border:1px solid rgba(255,255,255,.3);\">\n How does it work\n     <\/a> \n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- \u2500\u2500 SCHEMA JSON-LD FAQPage \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"La caution locative est-elle obligatoire en Belgique ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Non, la loi belge ne rend pas la caution locative obligatoire. Mais dans les faits, la quasi-totalit\u00e9 des propri\u00e9taires l'exigent contractuellement.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quel est le montant maximum de la caution locative en Belgique ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\u00c0 Bruxelles et en Wallonie : 2 mois de loyer hors charges. En Flandre : 3 mois de loyer hors charges.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quelle est la diff\u00e9rence entre caution et garantie locative ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Ce sont deux termes qui d\u00e9signent la m\u00eame chose en Belgique. Caution locative, garantie locative et cautionnement locatif font tous r\u00e9f\u00e9rence au m\u00e9canisme de s\u00e9curit\u00e9 financi\u00e8re exig\u00e9 \u00e0 la signature du bail.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Que se passe-t-il si je n'ai pas les fonds pour la caution locative ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Plusieurs options existent : le CPAS de votre commune peut intervenir, le Fonds du Logement propose des pr\u00eats sans int\u00e9r\u00eats, et des services comme garantie.be vous \u00e9vitent de devoir sortir le capital.\"\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Practical Guide Rental Security Deposits in Belgium: Everything You Need to Know in 5 Minutes A rental security deposit protects the landlord against unpaid rent and damage to the property. Amount, deadlines, available options, and government assistance: here\u2019s what you need to know before signing a rental lease in Belgium. Pay my security deposit online [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-16709","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Property rental deposits in Belgium<\/title>\n<meta name=\"description\" content=\"Rental Guarantees in Belgium: Amounts, Options, and Available Assistance. Compare escrow accounts, bank guarantees, and online rental guarantees\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/garantie.be\/en\/belgium-rental-surety\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Property rental deposits in Belgium\" \/>\n<meta property=\"og:description\" content=\"Rental Guarantees in Belgium: Amounts, Options, and Available Assistance. 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