{"id":17439,"date":"2025-05-12T12:38:03","date_gmt":"2025-05-12T10:38:03","guid":{"rendered":"https:\/\/garantie.be\/belgium-rental-guarantee-options\/"},"modified":"2026-04-09T19:37:40","modified_gmt":"2026-04-09T17:37:40","slug":"belgium-rental-guarantee-options","status":"publish","type":"page","link":"https:\/\/garantie.be\/en\/rental-surety\/belgium-rental-guarantee-options\/","title":{"rendered":"Rental guarantee methods in Belgium"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17439\" class=\"elementor elementor-17439 elementor-17427\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c666487 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c666487\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-75a703f3\" data-id=\"75a703f3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50e6a7e elementor-widget elementor-widget-spacer\" data-id=\"50e6a7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-427d504 elementor-widget elementor-widget-heading\" data-id=\"427d504\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><br><b>rental guarantee<\/b> solutions<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-10340562 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10340562\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3af38bad\" data-id=\"3af38bad\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4880161d elementor-widget elementor-widget-spacer\" data-id=\"4880161d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a7eada elementor-widget elementor-widget-heading\" data-id=\"9a7eada\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rental guarantee paid into an escrow account<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-117f15d6 elementor-widget elementor-widget-text-editor\" data-id=\"117f15d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This is the most common form of rental guarantee in Belgium. The tenant opens a dedicated account with his bank, into which he deposits the amount of the deposit requested by the <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/landlords\/\">property lessor<\/a><\/span>. In exchange, the bank produces a certificate to be provided to the landlord when the lease is signed.  <\/p><p>This account is frozen for the entire term of the lease, and can only be released by mutual agreement of the lessor and lessee at the end of the lease, or by court order.<\/p><p>The main banks offering this dedicated rental guarantee account in Belgium are listed here:<\/p><ul><li><span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/belfius-rental-guarantee\/\">Belfius bank rental guarantee<\/a><\/span><\/li><li><span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-guarantee-ing\/\">ING rental guarantee<\/a><\/span><\/li><li><span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/fortis-guarantee-rental\/\">Rental guarantee with BNP Paribas Fortis<\/a><\/span><\/li><li><span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/kbc-rental-guarantee\/\">Rental guarantee with KBC Bank<\/a><\/span><\/li><\/ul><p> <\/p><p>It is also possible to pay these funds to Caisse des D\u00e9p\u00f4ts using the <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-guarantee-e-depo\/\">e-DEPO rental guarantee service<\/a><\/span> service offered free of charge by the <span style=\"text-decoration: underline;\"><a href=\"https:\/\/finances.belgium.be\/fr\/pai\/cautionnements\/la-garantie-locative\">Ministry of Finance<\/a><\/span>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1de7e796 elementor-section-content-middle elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"1de7e796\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7049561c\" data-id=\"7049561c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69eb979f elementor-widget elementor-widget-text-editor\" data-id=\"69eb979f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Complete our form to obtain your rental guarantee in just a few hours. You don&#8217;t block any money, because we work like a <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-bank-guarantee\/\">bank rental guarantee<\/a><\/span>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce312c9 elementor-mobile-align-center elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ce312c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/account.garantie.be\/en\/register\/lease\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Rental guarantee form<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f4e6fb5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f4e6fb5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ad7ebc\" data-id=\"7ad7ebc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e6c6e8d elementor-widget elementor-widget-spacer\" data-id=\"e6c6e8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be82bca elementor-widget elementor-widget-heading\" data-id=\"be82bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bank guarantee<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a4b8b5 elementor-widget elementor-widget-text-editor\" data-id=\"7a4b8b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-bank-guarantee\/\">rental bank guarantee<\/a><\/span> is provided by the tenant&#8217;s bank. This is the bank that manages the account into which the tenant&#8217;s income is paid. The bank acts on behalf of its client, guaranteeing the tenant&#8217;s payment to the landlord.  <\/p><p>This is in fact a form of <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-guarantee-loan\/\">rental guarantee loan<\/a><\/span>. However, this loan is interest-free for the bank. <\/p><p>The bank cannot refuse to provide this guarantee to its customer on the grounds of solvency. In return, the tenant undertakes to reconstitute the full amount of this guarantee before the end of the initial term of the lease (maximum 3 years). The tenant must arrange to have his professional income paid into an account opened with the same bank.  <\/p><p>If the tenant stops making regular payments to the bank to replenish the guarantee, the bank can demand that the guarantee be fully and immediately replenished. <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-bank-guarantee\/\">bank guarantee<\/a><\/span> by the tenant.<\/p><h2>Bank guarantee with the CPAS<\/h2><p>The CPAS stands for Centre Public d&#8217;Action Sociale. There is a CPAS in every commune or town in Belgium, and all people who do not have sufficient means of subsistence can benefit from social assistance from the CPAS. <\/p><p>As part of the <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-guarantee-cpas\/\">rental guarantee CPAS<\/a><\/span>If a tenant does not have sufficient funds, he or she should contact the local CPAS. The CPAS will help the tenant obtain a bank guarantee based on the CPAS&#8217;s commitment. <\/p><p>A certain proportion of the social housing stock in Belgium is managed by the <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/social-housing-agency-rental-guarantee\/\">Social Real Estate Agencies<\/a><\/span>. These public agencies manage real estate owned by private investors for tenants who meet the means test for social housing assistance. <\/p><h2>Guarantee indexed to an insurance contract<\/h2><p>The principle is simple: the tenant takes out a life insurance policy and pays the rental guarantee into it. The broker who organizes the transaction issues a certificate to the landlord, assuring him that the rental deposit has been set up. The funds are blocked and invested in a life insurance policy. Interest capitalized on the investment is paid into the insurance policy.   <\/p><p>The guarantee may only be released with the joint agreement of the lessor and the lessee, or by court order. When the rental guarantee is released, the tenant receives the capitalized interest. <\/p><p>The most common contract in Belgium is the <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/korfine-rental-guarantee\/\">Korfine rental guarantee<\/a><\/span>.<\/p><h2>Guaranteed by a guarantor<\/h2><p>Bonding is possible as part of a <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/belgium-rental-surety\/\">rental deposit<\/a><\/span> property. The tenant&#8217;s surety may come from a close guarantor or a financial institution. The tenant can also obtain a guarantee from an individual, such as a friend or relative.  <\/p><p>It is also possible to obtain a guarantee from an insurance company or financial institution.<\/p><p>In exchange for the guarantee, the tenant pays an annual premium indexed to the amount guaranteed. The huge advantage for the tenant is that he doesn&#8217;t have to block any funds to obtain the guarantee. <\/p><p>We offer this opportunity to obtain a <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-guarantee-online\/\">online rental guarantee<\/a><\/span> quickly and without blocking funds.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>rental guarantee solutions Rental guarantee paid into an escrow account This is the most common form of rental guarantee in Belgium. The tenant opens a dedicated account with his bank, into which he deposits the amount of the deposit requested by the property lessor. In exchange, the bank produces a certificate to be provided to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2219,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-17439","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Rental guarantee methods in Belgium<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/garantie.be\/en\/rental-surety\/belgium-rental-guarantee-options\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rental guarantee methods in Belgium\" \/>\n<meta property=\"og:description\" content=\"rental guarantee solutions Rental guarantee paid into an escrow account This is the most common form of rental guarantee in Belgium. The tenant opens a dedicated account with his bank, into which he deposits the amount of the deposit requested by the property lessor. In exchange, the bank produces a certificate to be provided to [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/garantie.be\/en\/rental-surety\/belgium-rental-guarantee-options\/\" \/>\n<meta property=\"og:site_name\" content=\"Guarantee\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-09T17:37:40+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/garantie.be\\\/en\\\/rental-surety\\\/belgium-rental-guarantee-options\\\/\",\"url\":\"https:\\\/\\\/garantie.be\\\/en\\\/rental-surety\\\/belgium-rental-guarantee-options\\\/\",\"name\":\"Rental guarantee methods in Belgium\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/garantie.be\\\/en\\\/#website\"},\"datePublished\":\"2025-05-12T10:38:03+00:00\",\"dateModified\":\"2026-04-09T17:37:40+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/garantie.be\\\/en\\\/rental-surety\\\/belgium-rental-guarantee-options\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/garantie.be\\\/en\\\/rental-surety\\\/belgium-rental-guarantee-options\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/garantie.be\\\/en\\\/rental-surety\\\/belgium-rental-guarantee-options\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/garantie.be\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Rental guarantee in Belgium\",\"item\":\"https:\\\/\\\/garantie.be\\\/en\\\/rental-surety\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Rental guarantee methods in Belgium\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/garantie.be\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/garantie.be\\\/en\\\/\",\"name\":\"Guarantee\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/garantie.be\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/garantie.be\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/garantie.be\\\/en\\\/#organization\",\"name\":\"Garantie.be\",\"url\":\"https:\\\/\\\/garantie.be\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/garantie.be\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"Garantie.be\"},\"image\":{\"@id\":\"https:\\\/\\\/garantie.be\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Rental guarantee methods in Belgium","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/garantie.be\/en\/rental-surety\/belgium-rental-guarantee-options\/","og_locale":"en_US","og_type":"article","og_title":"Rental guarantee methods in Belgium","og_description":"rental guarantee solutions Rental guarantee paid into an escrow account This is the most common form of rental guarantee in Belgium. 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