{"id":18068,"date":"2025-05-20T11:33:52","date_gmt":"2025-05-20T09:33:52","guid":{"rendered":"https:\/\/garantie.be\/how-long-get-rental-guarantee-in-belgium\/"},"modified":"2025-10-14T17:41:17","modified_gmt":"2025-10-14T15:41:17","slug":"how-long-get-rental-guarantee-in-belgium","status":"publish","type":"page","link":"https:\/\/garantie.be\/en\/rental-surety\/how-long-get-rental-guarantee-in-belgium\/","title":{"rendered":"How long to get a rental guarantee | Complete guide 2025"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"18068\" class=\"elementor elementor-18068 elementor-18055\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7741018e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7741018e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a2dedfa\" data-id=\"6a2dedfa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5cc88601 elementor-widget elementor-widget-spacer\" data-id=\"5cc88601\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a462e71 elementor-widget elementor-widget-heading\" data-id=\"a462e71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">How long does it take<br>\n  <b>to get a rental guarantee<\/b>\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27d020b elementor-widget elementor-widget-spacer\" data-id=\"27d020b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-436ffff5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"436ffff5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26f9186\" data-id=\"26f9186\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fafd0b2 elementor-widget elementor-widget-text-editor\" data-id=\"4fafd0b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p>The <strong>time required to obtain a rental guarantee in Belgium<\/strong> depends on the type of guarantee chosen: blocked account, bank guarantee, e-DEPO, private guarantor or online service. The organization from which the request is made may also have specific deadlines. <\/p>\n<p>Some systems are quick and digital, while others require several administrative steps or a visit to a branch. Here&#8217;s a complete overview of the different timeframes for the different options available in Belgium. <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-91468d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"91468d2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b56e3b\" data-id=\"1b56e3b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d879dec elementor-widget elementor-widget-heading\" data-id=\"d879dec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Blocked account with a bank<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bea5f6 elementor-widget elementor-widget-text-editor\" data-id=\"3bea5f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This type of guarantee is the most common in Belgium. The tenant opens a <span style=\"text-decoration: underline;\">\n  <a href=\"https:\/\/garantie.be\/en\/rental-surety\/blocked-bank-account-rental-guarantee\/\">blocked account<\/a>\n<\/span> account in a bank, into which he pays the amount of the <span style=\"text-decoration: underline;\">\n  <a href=\"https:\/\/garantie.be\/en\/security-deposits\/\">deposit rental guarantee<\/a>\n<\/span>. <\/p>\n<ul>\n<li>\n<p><strong>Estimated lead time: 3 to 10 working days<\/strong>, depending on the bank.<\/p>\n<\/li>\n<li>\n<p>Some banks allow you to <strong>start the application online<\/strong>, but manual validation by an advisor is often necessary.<\/p>\n<\/li>\n<li>\nWe have created specific pages for the main banks:\n<ul>\n<li>\n<span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/fortis-guarantee-rental\/\">BNP Paribas Fortis rental guarantee<\/a><\/span>\n<\/li>\n<li>\n<span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/rental-guarantee-ing\/\">ING Rental Guarantee<\/a><\/span>\n<\/li>\n<li>\n<span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/kbc-rental-guarantee\/\">KBC rental guarantee<\/a><\/span>\n<\/li>\n<li>\n<span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/en\/belfius-rental-guarantee\/\">Belfius rental guarantee<\/a><\/span>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-59f85524 elementor-section-content-middle elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"59f85524\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4e84115d\" data-id=\"4e84115d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43241d65 elementor-widget elementor-widget-image\" data-id=\"43241d65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/garantie.be\/wp-content\/uploads\/elementor\/thumbs\/Logo-2-garantie-alone-1-pe5xec7dnfsf8cs3rtfffen34plb9ip2rjyfhjeqd0.jpg\" title=\"guarantee\" alt=\"garantie\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18dd6ff1 elementor-widget elementor-widget-text-editor\" data-id=\"18dd6ff1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Complete our form to <strong>obtain your rental guarantee in just a few hours<\/strong>. You don&#8217;t block any money, because we work like a <span style=\"text-decoration: underline;\">\n  <a href=\"https:\/\/garantie.be\/en\/rental-bank-guarantee\/\">bank rental guarantee<\/a>\n<\/span>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51b48e0b elementor-mobile-align-center elementor-align-center elementor-widget elementor-widget-button\" data-id=\"51b48e0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/account.garantie.be\/en\/register\/lease\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Rental guarantee form<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-63fc990 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"63fc990\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e42a9a5\" data-id=\"e42a9a5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d2ead0f elementor-widget elementor-widget-spacer\" data-id=\"d2ead0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecbc511 elementor-widget elementor-widget-heading\" data-id=\"ecbc511\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Rental guarantee via garantie.be<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d8f344 elementor-widget elementor-widget-text-editor\" data-id=\"9d8f344\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our online service allows you to set up a <span style=\"text-decoration: underline;\">\n  <a href=\"https:\/\/garantie.be\/en\/rental-surety\/\">rental guarantee<\/a>\n<\/span> without blocking funds in the bank.<\/p>\n<ul>\n<li>\n<strong>Estimated delivery time: just a few hours<\/strong>.\n<\/li>\n<li>\nThis is the fastest solution currently available on the Belgian market.\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36478b5 elementor-widget elementor-widget-heading\" data-id=\"36478b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Rental guarantee via e-DEPO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53d3659 elementor-widget elementor-widget-text-editor\" data-id=\"53d3659\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"text-decoration: underline;\">\n  <a href=\"https:\/\/garantie.be\/en\/rental-guarantee-e-depo\/\">e-DEPO<\/a>\n<\/span> is the online public service offered by the FPS Finance to set up a rental guarantee free of charge.<\/p>\n<ul>\n<li>\n<strong>Estimated lead time: minimum 7 days<\/strong>.\n<\/li>\n<li>\nThe process may take longer if the tenant has difficulty providing certain information (e.g. identifying the landlord).\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0e43a5 elementor-widget elementor-widget-heading\" data-id=\"b0e43a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Bank guarantee<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20886c6 elementor-widget elementor-widget-text-editor\" data-id=\"20886c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In the case of a <span style=\"text-decoration: underline;\">\n  <a href=\"https:\/\/garantie.be\/en\/rental-bank-guarantee\/\">bank guarantee<\/a>\n<\/span>the bank acts as guarantor on the tenant&#8217;s behalf, provided that the tenant makes monthly payments to replenish the amount of the <span style=\"text-decoration: underline;\">\n  <a href=\"https:\/\/garantie.be\/en\/belgium-rental-surety\/\">rental deposit<\/a>\n<\/span>.<\/p>\n<ul>\n<li>\n<strong>Estimated lead time: 2 to 4 weeks<\/strong>.\n<\/li>\n<li>\nThe bank must prepare a <strong>complete file<\/strong>, including proof of the tenant&#8217;s income and ability to repay the sum.\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc7f0d7 elementor-widget elementor-widget-wp-widget-custom_html\" data-id=\"cc7f0d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wp-widget-custom_html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5>Summary table of time limits by type of rental guarantee<\/h5><div class=\"textwidget custom-html-widget\"><table border=\"1\" cellspacing=\"0\" cellpadding=\"8\" style=\"border-collapse: collapse;width: 100%;max-width: 800px;margin: auto\">\r\n    <tr>\r\n      <th>Warranty type<\/th>\r\n      <th>Estimated delivery time<\/th>\r\n      <th>Special features<\/th>\r\n    <\/tr>\r\n  <tbody>\r\n    <tr>\r\n      <td>Blocked bank account<\/td>\r\n      <td>3 to 10 business days<\/td>\r\n      <td>Online processing possible, manual validation required<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td>Garantie.be online<\/td>\r\n      <td>Just a few hours<\/td>\r\n      <td>100% digital, no blocking of funds<\/td>\r\n    <\/tr>\r\n<tr>\r\n      <td>Guarantee via e-DEPO<\/td>\r\n      <td>Minimum 7 days<\/td>\r\n      <td>Public service, free of charge, requires precise information<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td>Bank guarantee<\/td>\r\n      <td>2 to 4 weeks<\/td>\r\n      <td>Complete file, longer lead time<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td>Third-party deposit<\/td>\r\n      <td>1 to 3 weeks<\/td>\r\n      <td>Varies according to nature of guarantor (relative or organization)<\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>How long does it take to get a rental guarantee The time required to obtain a rental guarantee in Belgium depends on the type of guarantee chosen: blocked account, bank guarantee, e-DEPO, private guarantor or online service. The organization from which the request is made may also have specific deadlines. Some systems are quick and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2219,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-18068","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How long to get a rental guarantee | Complete guide 2025<\/title>\n<meta name=\"description\" content=\"Here are the deadlines for obtaining a rental guarantee, depending on the type of guarantee: bank, e-DEPO, guarantor or online solutions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/garantie.be\/en\/rental-surety\/how-long-get-rental-guarantee-in-belgium\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" 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