{"id":20424,"date":"2025-12-15T17:18:09","date_gmt":"2025-12-15T16:18:09","guid":{"rendered":"https:\/\/garantie.be\/korfine-rental-guarantee\/block-account-insurance\/"},"modified":"2026-10-01T12:09:43","modified_gmt":"2026-10-01T10:09:43","slug":"block-account-insurance","status":"publish","type":"page","link":"https:\/\/garantie.be\/en\/korfine-rental-guarantee\/block-account-insurance\/","title":{"rendered":"Is the Korfine rental guarantee an escrow account?"},"content":{"rendered":"\n\n
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Rental Guarantee \u00b7 Belgium<\/p>\n

\n Korfine: Blocked account or insurance? The distinction that many people are unaware of<\/span>\n <\/h1>\n

\n In Belgium, people often talk about a “Korfine blocked account” \u2014 but Korfine isn’t a bank account. It’s a Branch 26 life insurance policy. Here’s what that means for you in practical terms. \n <\/p>\n

\n \n See the differences\n <\/line><\/polyline><\/svg>\n <\/a>\n Alternatives without blocking<\/a>\n <\/div>\n
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\n <\/polyline><\/svg>\n Legal Clarification\n <\/div>\n
\n <\/polyline><\/svg>\n Branch 26 Explained\n <\/div>\n
\n <\/polyline><\/svg>\n A Comparison of 3 Options\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n
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Legal Context<\/p>\n

Why do people refer to a “Korfine blocked account”?<\/h2>\n

\n The term \u201cKorfine blocked account\u201d is widely used, but it conflates two distinct concepts. A blocked bank account and a Korfine Branch 26 guarantee serve the same legal purpose<\/strong>: to secure the rental guarantee. That is why the two are often confused. \n <\/p>\n

\n Belgian law permits several forms of rental guarantees, without mandating any specific one. This leads to confusion: tenants and landlords sometimes use the term \u201cescrow account\u201d to refer to any mechanism that sets aside a sum as a rental guarantee\u2014including Korfine. \n <\/p>\n

\n The term “Korfine blocked account” is therefore technically incorrect<\/strong>, but widely used in practice. This page explains why this distinction has practical implications. \n <\/p>\n\n \n

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Under Belgian law, a rental guarantee can take several forms:<\/p>\n