{"id":24338,"date":"2026-09-24T12:03:27","date_gmt":"2026-09-24T10:03:27","guid":{"rendered":"https:\/\/garantie.be\/rental-surety\/cbc-rental-guarantee\/"},"modified":"2026-09-24T12:03:28","modified_gmt":"2026-09-24T10:03:28","slug":"cbc-rental-guarantee","status":"publish","type":"page","link":"https:\/\/garantie.be\/en\/rental-surety\/cbc-rental-guarantee\/","title":{"rendered":"CBC Rental Guarantee: Online Escrow Account and Alternative"},"content":{"rendered":"\n<!-- ===== HERO ===== -->\n<div class=\"gb-section gb-section--light\" style=\"text-align:center;\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Frozen Bank Account<\/p>\n    <h1 style=\"font-size:34px;font-weight:500;line-height:1.25;max-width:640px;margin:0 auto 16px;color:var(--gb-text);\">CBC Rental Guarantee<br\/><span style=\"color:var(--gb-blue);\">Escrow Account and Alternatives<\/span><\/h1>\n    <p style=\"font-size:16px;color:var(--gb-muted);max-width:540px;margin:0 auto 28px;line-height:1.65;\">CBC Bank offers a blocked account for your <a href=\"https:\/\/garantie.be\/en\/rental-surety\/\" style=\"color:var(--gb-blue);\">rental guarantee<\/a>. Here\u2019s how the process works, what the requirements are, and why garantie.be may be a faster and simpler alternative.<\/p>\n    <div style=\"display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-bottom:28px;\">\n      <a href=\"https:\/\/garantie.be\/en\/rental-guarantee-online\/\" class=\"gb-btn gb-btn--primary gb-btn--lg\">100% Online Alternative <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg><\/a>\n      <a href=\"https:\/\/www.cbc.be\/particuliers\/fr\/epargner\/comptes-epargne\/compte-de-garantie-locative.html\" target=\"_blank\" rel=\"noopener\" class=\"gb-btn gb-btn--outline\">CBC website \u2192<\/a>\n    <\/div> \n    <div class=\"gb-hero-badges\">\n      <div class=\"gb-hero-badge\"><svg width=\"14\" height=\"14\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><polyline points=\"12 6 12 12 16 14\"><\/polyline><\/svg>CBC Processing Time: 1 to 3 days (customers) \/ 3 to 5 days (non-customers)<\/div>\n      <div class=\"gb-hero-badge\"><svg width=\"14\" height=\"14\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>garantie.be: a few hours<\/div>\n      <div class=\"gb-hero-badge\"><svg width=\"14\" height=\"14\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>No funds held<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== PROC\u00c9DURE CBC ===== -->\n<div class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">CBC Procedure<\/p>\n    <h2 class=\"gb-h2\">How do I open a rental guarantee with CBC?<span style=\"font-size:11px;background:#FFF8F0;color:#92400E;border:1px solid #FBBF7A;padding:2px 8px;border-radius:10px;margin-left:8px;\">Online for customers only<\/span><\/h2>\n    <p class=\"gb-lead\">CBC is the Walloon and Brussels brand of the KBC Group. The product and terms are identical: online application for customers via CBC Mobile\/Touch, and application through CBC Live or a branch for non-customers.<\/p>\n\n    <div style=\"display:flex;flex-direction:column;gap:0;margin-top:8px;\">\n      <div style=\"display:flex;gap:20px;align-items:flex-start;padding:20px 0;border-bottom:1px solid var(--gb-border);\">\n        <div style=\"width:36px;height:36px;border-radius:50%;background:var(--gb-blue);color:#fff;display:flex;align-items:center;justify-content:center;font-size:15px;font-weight:600;flex-shrink:0;\">1<\/div>\n        <div style=\"flex:1;\">\n          <div style=\"font-size:15px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Gather the necessary information<\/div>\n          <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin:0;\">Your Belgian ID card, your landlord\u2019s contact information (name, address, email), the address of the rental property, the lease term, and the amount of the <a href=\"https:\/\/garantie.be\/en\/rental-surety\/\" style=\"color:var(--gb-blue);\">rental guarantee<\/a> (2 months in Brussels and Wallonia, 3 months in Flanders).<\/p>\n          <div style=\"display:inline-flex;align-items:center;gap:6px;background:var(--gb-blue-light);border:1px solid var(--gb-border);border-radius:var(--gb-radius-sm);padding:6px 12px;margin-top:10px;\"><svg width=\"13\" height=\"13\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg><span style=\"font-size:12px;color:var(--gb-blue);\">CBC customers: Account opening available via CBC Mobile and CBC Touch.<\/span><\/div>\n        <\/div> \n      <\/div>\n      <div style=\"display:flex;gap:20px;align-items:flex-start;padding:20px 0;border-bottom:1px solid var(--gb-border);\">\n        <div style=\"width:36px;height:36px;border-radius:50%;background:var(--gb-blue);color:#fff;display:flex;align-items:center;justify-content:center;font-size:15px;font-weight:600;flex-shrink:0;\">2<\/div>\n        <div style=\"flex:1;\">\n          <div style=\"font-size:15px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Open an account online or at a branch<\/div>\n          <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin:0;\">CBC customers: Open an account directly in CBC Mobile and CBC Touch in just a few minutes. Non-customers: You\u2019ll need to visit a branch or use CBC Live with your Belgian eID.<\/p>\n        <\/div> \n      <\/div>\n      <div style=\"display:flex;gap:20px;align-items:flex-start;padding:20px 0;\">\n        <div style=\"width:36px;height:36px;border-radius:50%;background:var(--gb-blue);color:#fff;display:flex;align-items:center;justify-content:center;font-size:15px;font-weight:600;flex-shrink:0;\">3<\/div>\n        <div style=\"flex:1;\">\n          <div style=\"font-size:15px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Obtaining the Certificate for the Landlord<\/div>\n          <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin:0;\">CBC Bank issues a certificate confirming that the security deposit has been properly established. This document must be provided to your landlord before signing the lease. Please allow 1 to 3 days (for customers) \/ 3 to 5 days (for non-customers) to receive it.<\/p>\n        <\/div> \n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== COMPARATIF ===== -->\n<div class=\"gb-section gb-section--light\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Comparison<\/p>\n    <h2 class=\"gb-h2\">CBC Blocked Account vs. garantie.be<\/h2>\n    <div class=\"gb-compare-grid\">\n      <div class=\"gb-card\">\n        <p style=\"font-size:10px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--gb-muted);margin-bottom:14px;\">CBC Rental Guarantee Savings Account<\/p>\n        <ul class=\"gb-list\">\n          <li class=\"gb-list__item gb-list__item--check\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>CBC Customers: Open an account and fund it 100% online via CBC Mobile\/Touch<\/li>\n          <li class=\"gb-list__item gb-list__item--check\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>Same product as KBC, a solid and well-established group<\/li>\n          <li class=\"gb-list__item gb-list__item--check\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>Regulated savings account (Category A), free of charge<\/li>\n          <li class=\"gb-list__item gb-list__item--check\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>Withdrawal at the end of the lease term is also possible online<\/li>\n          <li class=\"gb-list__item gb-list__item--cross\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"><\/line><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"><\/line><\/svg>Non-customers: Belgian eID required; must use CBC Live or visit a branch<\/li>\n          <li class=\"gb-list__item gb-list__item--cross\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"><\/line><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"><\/line><\/svg>Funds remain locked up for the entire term of the lease<\/li>\n          <li class=\"gb-list__item gb-list__item--cross\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"><\/line><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"><\/line><\/svg>A branch network that is less extensive than that of ING or BNP Paribas Fortis<\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"gb-card--blue\">\n        <span class=\"gb-badge\">QUICK ALTERNATIVE<\/span>\n        <p style=\"font-size:10px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.65);margin-bottom:14px;\">garantie.be<\/p>\n        <ul class=\"gb-list\">\n          <li class=\"gb-list__item gb-list__item--check\" style=\"color:#fff;\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>No funds are locked up\u2014your savings remain available<\/li>\n          <li class=\"gb-list__item gb-list__item--check\" style=\"color:#fff;\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg><strong>100% online process, right from your smartphone<\/strong><\/li>\n          <li class=\"gb-list__item gb-list__item--check\" style=\"color:#fff;\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>Response within a few hours, 7 days a week<\/li>\n          <li class=\"gb-list__item gb-list__item--check\" style=\"color:#fff;\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>No eID required\u2014accessible to expats<\/li>\n          <li class=\"gb-list__item gb-list__item--check\" style=\"color:#fff;\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>Certificate sent directly to the landlord<\/li>\n        <\/ul>\n        <a href=\"https:\/\/garantie.be\/en\/rental-guarantee-online\/\" class=\"gb-btn gb-btn--white\" style=\"margin-top:22px;width:100%;justify-content:center;\">Discover garantie.be  <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg><\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== FAQ ===== -->\n<div class=\"gb-section gb-section--light\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Frequently Asked Questions<\/p>\n    <h2 class=\"gb-h2\">Questions About the CBC Rental Guarantee<\/h2>\n    <div class=\"gb-faq\">\n       <div class=\"gb-faq__item\">\n        <div class=\"gb-faq__q\">Do CBC and KBC offer the same rental guarantee product?<\/div>\n        <div class=\"gb-faq__a\"><p>Yes. CBC is the KBC Group\u2019s brand for Wallonia and Brussels. The CBC Rental Guarantee Savings Account works exactly like the KBC product, with the same terms and conditions and the same mobile apps.<\/p><\/div>\n      <\/div>\n      <div class=\"gb-faq__item\">\n        <div class=\"gb-faq__q\">Can someone who isn\u2019t a CBC customer open a CBC rental guarantee account online?<\/div>\n        <div class=\"gb-faq__a\"><p>Partially. A non-customer can use CBC Live (video consultation) without having to visit a branch, but a valid Belgian ID card is required. Without a Belgian eID, the process cannot be completed.<\/p><\/div>\n      <\/div> \n      <div class=\"gb-faq__item gb-faq__item--last\">\n        <div class=\"gb-faq__q\">How long does it take to set up a rental guarantee with CBC?<\/div>\n        <div class=\"gb-faq__a\"><p>For existing CBC customers, the account is available immediately in CBC Mobile or CBC Touch. For non-customers, please allow 3 to 5 business days, depending on the verification method chosen.<\/p><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== CTA ===== -->\n<div class=\"gb-section gb-section--tinted\" style=\"text-align:center;\">\n  <div class=\"gb-inner\">\n    <h2 class=\"gb-h2\" style=\"font-size:24px;margin-bottom:12px;\">Get your rental guarantee in just a few hours<\/h2>\n    <p class=\"gb-lead\" style=\"max-width:480px;margin:0 auto 28px;\">No funds tied up, no appointments, no trips. 100% online from your smartphone. Certificate sent directly to your landlord.<\/p>\n    <a href=\"https:\/\/garantie.be\/en\/rental-guarantee-online\/\" class=\"gb-btn gb-btn--primary gb-btn--lg\">Find out how it works <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg><\/a>\n    <p style=\"font-size:12px;color:var(--gb-muted);margin-top:16px;\">FSMA-authorized broker \u00b7 Compliant with Belgian law \u00b7 Accepted by Belgian landlords<\/p>\n  <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Frozen Bank Account CBC Rental GuaranteeEscrow Account and Alternatives CBC Bank offers a blocked account for your rental guarantee. Here\u2019s how the process works, what the requirements are, and why garantie.be may be a faster and simpler alternative. 100% Online Alternative CBC website \u2192 CBC Processing Time: 1 to 3 days (customers) \/ 3 to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2219,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-24338","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CBC Rental Guarantee: Online Escrow Account and Alternative<\/title>\n<meta name=\"description\" content=\"CBC allows its customers to set up a rental guarantee online via CBC Mobile. Discover the alternative that doesn&#039;t tie up your funds.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/garantie.be\/en\/rental-surety\/cbc-rental-guarantee\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CBC Rental Guarantee: Online Escrow Account and Alternative\" \/>\n<meta property=\"og:description\" content=\"CBC allows its customers to set up a rental guarantee online via CBC Mobile. 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