{"id":2791,"date":"2021-03-31T08:30:12","date_gmt":"2021-03-31T06:30:12","guid":{"rendered":"https:\/\/garantie.be\/home-fire-insurance-the-tenant\/"},"modified":"2025-11-04T09:39:35","modified_gmt":"2025-11-04T08:39:35","slug":"home-fire-insurance-the-tenant","status":"publish","type":"page","link":"https:\/\/garantie.be\/en\/home-fire-insurance-the-tenant\/","title":{"rendered":"Tenant fire insurance in Belgium: coverage, obligations and prices"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2791\" class=\"elementor elementor-2791 elementor-2162\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6d92ec0a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6d92ec0a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ff0c080\" data-id=\"4ff0c080\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65f53956 elementor-widget elementor-widget-spacer\" data-id=\"65f53956\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f9d99ab elementor-widget elementor-widget-heading\" data-id=\"2f9d99ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Fire insurance<br><b>tenant<\/b><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4517569a elementor-widget elementor-widget-spacer\" data-id=\"4517569a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53d8f343 elementor-widget elementor-widget-text-editor\" data-id=\"53d8f343\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When an individual rents a property, the landlord almost always requires <a href=\"https:\/\/garantie.be\/en\/fire-insurance-home-insurance-belgium\/\">fire insurance<\/a>. Mais contrairement \u00e0 ce que son nom laisse penser, elle ne couvre pas seulement les incendies. <strong>L\u2019assurance incendie du locataire<\/strong> prot\u00e8ge :<\/p><ul><li><p>The occupied dwelling, against damage caused by the tenant;<\/p><\/li><li><p>Rental liability towards the lessor ;<\/p><\/li><li><p>The tenant&#8217;s personal belongings: furniture, household appliances, personal effects.<\/p><\/li><\/ul><p>In the event of a claim (fire, water damage, explosion, storm, etc.), the insurer indemnifies the landlord and reimburses the tenant for losses incurred, depending on the cover taken out.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59d02f47 elementor-widget elementor-widget-heading\" data-id=\"59d02f47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Is fire insurance compulsory for tenants?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f22401c elementor-widget elementor-widget-text-editor\" data-id=\"f22401c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In Belgium, this <strong>insurance is compulsory<\/strong> in practice:<\/p><ul><li><p>Most landlords <strong>require proof of insurance<\/strong> before handing over the keys.<\/p><\/li><li><p>In the <strong>Walloon and Brussels regions<\/strong>: All tenants are required by law to take out <a href=\"https:\/\/garantie.be\/en\/fire-insurance-home-insurance-belgium\/\">fire insurance<\/a>.<\/p><\/li><li><p>In the <strong>Flemish region<\/strong>: this is not required by law, but is almost always included in <a href=\"https:\/\/garantie.be\/en\/real-estate-lease-contract\/\">rental lease<\/a> contracts.<\/p><\/li><\/ul><p>In the event of a claim (fire, water damage, explosion, storm, etc.), the insurer indemnifies the landlord and reimburses the tenant for losses incurred, depending on the cover taken out.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5657668d elementor-section-content-middle elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"5657668d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1116c69d\" data-id=\"1116c69d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30bc1f04 elementor-widget elementor-widget-text-editor\" data-id=\"30bc1f04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Click to get your tenant insurance in just a few clicks with Belgian insurance specialist swinz.be.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51c8afa3 elementor-mobile-align-center elementor-align-center elementor-widget elementor-widget-button\" data-id=\"51c8afa3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/webapp.swinz.be\/#\/home?referral_code=Garantir\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">100% online fire insurance form<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1bea27fa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1bea27fa\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-238afbd8\" data-id=\"238afbd8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d26bb09 elementor-widget elementor-widget-spacer\" data-id=\"5d26bb09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3482685a elementor-widget elementor-widget-heading\" data-id=\"3482685a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What does tenant fire insurance cover?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cd31c96 elementor-widget elementor-widget-text-editor\" data-id=\"3cd31c96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Coverage depends on the plan chosen, but most contracts include the following benefits:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5378ee1e elementor-widget elementor-widget-text-editor\" data-id=\"5378ee1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Type of claim<\/th><th>Tenant coverage<\/th><th>Details<\/th><\/tr><\/thead><tbody><tr><td>\ud83d\udd25 Fire, explosion, smoke<\/td><td>\u2705 Yes<\/td><td>Damage to dwelling and contents<\/td><\/tr><tr><td>\ud83d\udca7 Water damage<\/td><td>\u2705 Yes<\/td><td>Leaks, pipes, seepage<\/td><\/tr><tr><td>\ud83c\udf2a\ufe0f Storm, hail, lightning<\/td><td>\u2705 Yes<\/td><td>Roof, windows, appliances<\/td><\/tr><tr><td>\ud83d\udeaa Theft, vandalism<\/td><td>\u2705 According to option<\/td><td>Coverage available on furniture<\/td><\/tr><tr><td>\u26a1 Liability to lessor and neighbors<\/td><td>\u2705 Yes<\/td><td>If fire or water spreads<\/td><\/tr><tr><td>\ud83e\uddcd Assistance and temporary relocation<\/td><td>\u2705 According to contract<\/td><td>In the event of uninhabitable housing<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e47ce8 elementor-widget elementor-widget-text-editor\" data-id=\"1e47ce8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It&#8217;s a good idea to check whether the contract covers the contents (furniture, appliances, personal items), and not just the building.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10cc9f0f elementor-widget elementor-widget-heading\" data-id=\"10cc9f0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How much does tenant fire insurance cost?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2037b8b elementor-widget elementor-widget-text-editor\" data-id=\"2037b8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The cost varies according to the surface area of the home, its location, the type of housing and the options chosen. Here is an estimate of <strong>average prices in Belgium in 2026<\/strong>: <\/p><ul><li><p>Kot or student studio: between \u20ac8 and \u20ac15\/month.<\/p><\/li><li><p>Apartment: between \u20ac10 and \u20ac25\/month.<\/p><\/li><li><p>House or flat-share: between \u20ac20 and \u20ac30\/month.<\/p><\/li><\/ul><p>Many Belgian insurers now offer special formulas for tenants at attractive rates, especially for young professionals and students.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-103afef8 elementor-section-content-middle elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"103afef8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-44740273\" data-id=\"44740273\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e8d4b43 elementor-widget elementor-widget-image\" data-id=\"6e8d4b43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/garantie.be\/wp-content\/uploads\/elementor\/thumbs\/Logo-2-garantie-alone-1-pe5xec7dnfsf8cs3rtfffen34plb9ip2rjyfhjeqd0.jpg\" title=\"guarantee\" alt=\"garantie\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57a16e11 elementor-widget elementor-widget-text-editor\" data-id=\"57a16e11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Complete our online form to obtain your rental guarantee in just a few hours.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32a91794 elementor-mobile-align-center elementor-align-center elementor-widget elementor-widget-button\" data-id=\"32a91794\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/account.garantie.be\/en\/register\/lease\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">100% online rental guarantee form<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6df8be2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6df8be2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e19dc81\" data-id=\"e19dc81\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-84a8181 elementor-widget elementor-widget-spacer\" data-id=\"84a8181\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-859058d elementor-widget elementor-widget-heading\" data-id=\"859058d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The insurance certificate: a mandatory document<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9fd11f elementor-widget elementor-widget-text-editor\" data-id=\"c9fd11f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Before handing over the keys, the landlord will ask for a <strong>fire insurance certificate<\/strong>. This document proves that the tenant is covered against the risks associated with occupancy of the property. The certificate must mention :  <\/p><ul><li><p>The name of the tenant and the address of the insured property.<\/p><\/li><li><p>Coverage period.<\/p><\/li><li><p>The type of guarantees included<em>(rental guarantee, personal contents, etc.<\/em>).<\/p><\/li><\/ul><p>Most insurance companies provide this certificate automatically, as soon as the contract is signed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fab4e76 elementor-widget elementor-widget-heading\" data-id=\"fab4e76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fire insurance for a shared flat or kot<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85ebc56 elementor-widget elementor-widget-text-editor\" data-id=\"85ebc56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There are two possible situations for a <a href=\"https:\/\/garantie.be\/en\/letters-template-for-lease-management\/free-student-lease-belgium\/\">student lease<\/a>:<\/p><ul><li><strong>Collective lease<\/strong>: a single <a href=\"https:\/\/garantie.be\/en\/fire-insurance-home-insurance-belgium\/\">fire insurance policy<\/a> covers the entire property and all the co-tenants.<\/li><li><p><strong>Separate leases<\/strong>: each tenant must have his or her own insurance, covering his or her room and rental liability.<\/p><\/li><\/ul><p>In student kot, insurance companies often offer simplified packages covering only the room, personal belongings and the tenant&#8217;s liability.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a1e248 elementor-widget elementor-widget-heading\" data-id=\"3a1e248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What to do in the event of a claim<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d72ed0 elementor-widget elementor-widget-text-editor\" data-id=\"3d72ed0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In the event of fire, water damage or any other covered loss, follow these steps:<\/p><ol><li><strong>Notify the insurer immediately<\/strong>, ideally within 8 days.<\/li><li><strong>Take photographs of the damage<\/strong> and keep damaged items until the survey has been completed.<\/li><li><strong>Inform the lessor<\/strong> so that he can contact his own insurer.<\/li><li><strong>Complete the claim form<\/strong> sent by the company.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13c0b02 elementor-widget elementor-widget-spacer\" data-id=\"13c0b02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Fire insurancetenant When an individual rents a property, the landlord almost always requires fire insurance. Mais contrairement \u00e0 ce que son nom laisse penser, elle ne couvre pas seulement les incendies. L\u2019assurance incendie du locataire prot\u00e8ge : The occupied dwelling, against damage caused by the tenant; Rental liability towards the lessor ; The tenant&#8217;s personal [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2791","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tenant fire insurance in Belgium: coverage, obligations and prices<\/title>\n<meta name=\"description\" content=\"Everything you need to know about tenant&#039;s fire insurance in Belgium: coverage, average price, certificate, claims covered, kot and colocation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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