{"id":2936,"date":"2026-04-08T15:59:57","date_gmt":"2026-04-08T13:59:57","guid":{"rendered":"https:\/\/garantie.be\/korfine-rental-guarantee\/"},"modified":"2026-10-01T15:19:14","modified_gmt":"2026-10-01T13:19:14","slug":"korfine-rental-guarantee","status":"publish","type":"page","link":"https:\/\/garantie.be\/en\/korfine-rental-guarantee\/","title":{"rendered":"Korfine – rental guarantee in Belgium"},"content":{"rendered":"\n\n
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Rental Guarantee in Belgium<\/p>\n

\n Korfine Rental Guarantee: How It Works, Contact Information, and Alternatives<\/span>\n <\/h1>\n

\n Korfine is an FSMA-licensed insurance broker that offers a rental guarantee\n through a Branch 26 life insurance policy. Everything you need to know: how it works,\n how to contact them, and what alternatives are available. \n <\/p>\n

\n \n Discover the guaranteed.be alternative\n <\/a>\n <\/div>\n
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\n <\/polyline><\/svg>\n FSMA-Approved\n <\/div>\n
\n <\/polyline><\/svg>\n 3 Belgian regions\n <\/div>\n
\n <\/polyline><\/svg>\n Class 26 \u2014 Guaranteed Capital\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n
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Overview<\/p>\n

What is the Korfine Rental Guarantee?<\/h2>\n

Korfine SA is a Flemish insurance broker based in Kortrijk that has been active in the Belgian rental guarantee market for decades.<\/p>\n\n

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Legal Status<\/p>\n

Insurance broker licensed by the FSMA<\/strong> (Belgian Financial Markets Authority)<\/p>\n <\/div>\n\n

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Product Type<\/p>\n

Guaranteed-Principal Life Insurance Policy \u2014 Class 26<\/strong> (Capitalization)<\/p>\n <\/div>\n\n

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Partner Insurers<\/p>\n

N.V. Patronale Life, Federale Verzekering, VOL, N.V. CREDIMO<\/p>\n <\/div>\n\n

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Validity<\/p>\n

Legally recognized in all three regions<\/strong>: Brussels, Wallonia, and Flanders<\/p>\n <\/div>\n\n <\/div>\n\n

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\n Please note:<\/strong> Korfine does not hold the funds directly\u2014the capital is invested with a partner insurer under a capitalization contract. The tenant remains the owner of the capital, and the landlord is designated as the beneficiary. The funds are legally frozen for the entire term of the lease. \n <\/p>\n <\/div>\n <\/div>\n<\/div>\n\n\n

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Mechanism<\/p>\n

How does Korfine work?<\/h2>\n

Three steps to set up your rental guarantee through Korfine.<\/p>\n\n

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1<\/div>\n

Agreement with the Landlord<\/h3>\n

The amount of the security deposit is set (2 or 3 months’ rent, depending on the region). A settlement form is completed and signed by both parties. <\/p>\n <\/div>\n

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2<\/div>\n

Transfer of Capital<\/h3>\n

The tenant transfers the amount via bank transfer to a Korfine account. The funds are invested in a Branch 26 insurance policy. <\/p>\n <\/div>\n

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3<\/div>\n

Certificate Issued to the Landlord<\/h3>\n

Korfine issues an official certificate to the owner, who enjoys a level of security equivalent to that of a frozen bank account.<\/p>\n <\/div>\n <\/div>\n\n

\n \n See a detailed explanation of how Korfine works\n <\/line><\/polyline><\/svg>\n <\/a>\n <\/div>\n <\/div>\n<\/div>\n\n\n
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Official Contact Information<\/p>\n

Contact Korfine directly<\/h2>\n

If you have any questions about your contract, a wire transfer, or the release of a security deposit, please contact Korfine SA directly.<\/p>\n\n

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General Contact Information<\/p>\n

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\n <\/path><\/svg>\n +32 (0)56 21 61 82<\/span>\n <\/div>\n
\n <\/path><\/polyline><\/svg>\n info@korfine.be<\/a>\n <\/div>\n
\n <\/circle><\/line><\/path><\/svg>\n www.korfine.be<\/a>\n <\/div>\n
\n <\/path><\/circle><\/svg>\n Korfine SA, Nijverheidskaai 3, Box 21, 8500 Kortrijk<\/span>\n <\/div>\n <\/div>\n <\/div>\n\n
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Specialized Services<\/p>\n

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Release of Security<\/p>\n vrijgaves@korfine.be<\/a>\n <\/div>\n

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Complaint Management<\/p>\n klacht@korfine.be<\/a>\n <\/div>\n

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\n To request the release of a guarantee<\/strong>, be sure to attach the form signed by both parties to your email.\n <\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <\/div>\n <\/div>\n<\/div>\n\n\n

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Objective Analysis<\/p>\n

Benefits and Limitations of the Korfine Warranty<\/h2>\n\n
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\u2713 What Korfine Does Well<\/p>\n