{"id":134,"date":"2020-11-10T12:34:28","date_gmt":"2020-11-10T11:34:28","guid":{"rendered":"http:\/\/garantie.be\/?page_id=134"},"modified":"2026-10-01T10:46:51","modified_gmt":"2026-10-01T08:46:51","slug":"garantie-locative-bruxelles-capitale","status":"publish","type":"page","link":"https:\/\/garantie.be\/fr\/garantie-locative-bruxelles-capitale\/","title":{"rendered":"La garantie locative pour un logement \u00e0 Bruxelles"},"content":{"rendered":"\n<!-- ===== HERO ===== -->\n<section class=\"gb-section\">\n  <div class=\"gb-inner\" style=\"padding-block: 64px 56px; text-align: center;\">\n    <p class=\"gb-eyebrow\">Bruxelles<\/p>\n    <h1 class=\"gb-h1\">Garantie locative \u00e0 Bruxelles&nbsp;: r\u00e8gles, montants et solutions<\/h1>\n    <p class=\"gb-lead\" style=\"margin-block: 24px 36px;\">\n      \u00c0 Bruxelles, la garantie locative est encadr\u00e9e par le Code bruxellois du Logement depuis le 1er&nbsp;janvier&nbsp;2018. Constituez votre garantie en quelques heures, sans bloquer vos \u00e9conomies.\n    <\/p>\n    <div style=\"display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; margin-bottom: 36px;\">\n      <a href=\"https:\/\/account.garantie.be\/fr\/register\/lease\" class=\"gb-btn gb-btn--primary\" target=\"_blank\" rel=\"noopener\">\n        Constituer ma caution\n      <\/a>\n      <a href=\"https:\/\/garantie.be\/fr\/garantie-locative\/\" class=\"gb-btn gb-btn--outline\" target=\"_blank\" rel=\"noopener\">\n        Comparer les solutions\n      <\/a>\n    <\/div>\n    <div class=\"gb-hero-badges\">\n      <span class=\"gb-hero-badge\">\n        <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" aria-hidden=\"true\">\n          <circle cx=\"8\" cy=\"8\" r=\"7.5\" stroke=\"var(--gb-blue)\" stroke-width=\"1\"><\/circle>\n          <path d=\"M5 8.5L7 10.5L11 6\" stroke=\"var(--gb-blue)\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n        <\/svg>\n        Sans bloquer vos \u00e9conomies\n      <\/span>\n      <span class=\"gb-hero-badge\">\n        <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" aria-hidden=\"true\">\n          <rect x=\"1\" y=\"3\" width=\"14\" height=\"10\" rx=\"2\" stroke=\"var(--gb-blue)\" stroke-width=\"1\"><\/rect>\n          <path d=\"M4 7h8M4 9.5h5\" stroke=\"var(--gb-blue)\" stroke-width=\"1.2\" stroke-linecap=\"round\"><\/path>\n        <\/svg>\n        100&nbsp;% en ligne\n      <\/span>\n      <span class=\"gb-hero-badge\">\n        <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" aria-hidden=\"true\">\n          <circle cx=\"8\" cy=\"8\" r=\"6.5\" stroke=\"var(--gb-blue)\" stroke-width=\"1\"><\/circle>\n          <path d=\"M8 4.5V8.5L10.5 10\" stroke=\"var(--gb-blue)\" stroke-width=\"1.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n        <\/svg>\n        R\u00e9ponse en quelques heures\n      <\/span>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ===== R\u00c8GLES \u00c0 BRUXELLES ===== -->\n<section class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\" style=\"padding-block: 56px;\">\n    <p class=\"gb-eyebrow\">R\u00e9glementation<\/p>\n    <h2 class=\"gb-h2\">Le Code bruxellois du Logement<\/h2>\n    <p style=\"color: var(--gb-muted); line-height: 1.7; margin-block: 16px 24px;\">\n      Depuis le 1er&nbsp;janvier&nbsp;2018, les r\u00e8gles relatives aux baux d&rsquo;habitation sont r\u00e9gionalis\u00e9es en Belgique. \u00c0 Bruxelles, c&rsquo;est le <strong>Code bruxellois du Logement<\/strong> qui encadre les contrats de bail r\u00e9sidentiel, y compris les conditions de constitution de la garantie locative.\n    <\/p>\n    <p style=\"color: var(--gb-muted); line-height: 1.7; margin-bottom: 32px;\">\n      Cette r\u00e9gionalisation implique que les r\u00e8gles applicables \u00e0 Bruxelles diff\u00e8rent de celles en vigueur en R\u00e9gion wallonne ou en R\u00e9gion flamande. Il est donc essentiel de bien conna\u00eetre le cadre bruxellois avant de signer un bail.\n    <\/p>\n\n    <!-- Info-box montant max -->\n    <div style=\"padding: 28px 32px; background: #467FF7; border-radius: var(--gb-radius-lg);\">\n      <div style=\"display: flex; align-items: flex-start; gap: 16px; flex-wrap: wrap;\">\n        <div style=\"flex-shrink: 0; width: 48px; height: 48px; background: rgba(255,255,255,0.18); border-radius: 50%; display: flex; align-items: center; justify-content: center;\">\n          <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" aria-hidden=\"true\">\n            <path d=\"M12 2C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm1 15h-2v-6h2v6zm0-8h-2V7h2v2z\" fill=\"white\"><\/path>\n          <\/svg>\n        <\/div>\n        <div>\n          <p style=\"color: white; font-weight: 700; font-size: 1.1rem; margin: 0 0 6px;\">Montant maximum l\u00e9gal \u00e0 Bruxelles<\/p>\n          <p style=\"color: rgba(255,255,255,0.9); margin: 0; line-height: 1.6;\">\n            Le Code bruxellois du Logement fixe la garantie locative \u00e0 un maximum de <strong style=\"color: white; font-size: 1.15em;\">2 mois de loyer<\/strong>, quelle que soit la forme de garantie choisie (organisme, compte bloqu\u00e9 ou garantie bancaire).\n          <\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ===== COMMENT CONSTITUER ===== -->\n<section class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\" style=\"padding-block: 56px;\">\n    <p class=\"gb-eyebrow\">Processus<\/p>\n    <h2 class=\"gb-h2\">Comment constituer votre garantie locative&nbsp;?<\/h2>\n    <p style=\"color: var(--gb-muted); line-height: 1.7; margin-block: 16px 36px;\">\n      La constitution de votre garantie locative se fait en trois \u00e9tapes simples, de la recherche du logement jusqu&rsquo;\u00e0 la remise des cl\u00e9s.\n    <\/p>\n    <div class=\"gb-steps\">\n      <div class=\"gb-step\">\n        <div class=\"gb-step__num\">1<\/div>\n        <h3 style=\"font-size: 1rem; font-weight: 700; margin: 0 0 8px; color: var(--gb-text);\">Trouver un logement<\/h3>\n        <p style=\"color: var(--gb-muted); font-size: 0.9rem; line-height: 1.6; margin: 0;\">\n          Vous trouvez un logement \u00e0 Bruxelles-Capitale et signez un bail. Le propri\u00e9taire vous demande une garantie locative d&rsquo;un montant maximum de 2&nbsp;mois de loyer.\n        <\/p>\n      <\/div>\n      <div class=\"gb-step\">\n        <div class=\"gb-step__num\">2<\/div>\n        <h3 style=\"font-size: 1rem; font-weight: 700; margin: 0 0 8px; color: var(--gb-text);\">Constituer la garantie<\/h3>\n        <p style=\"color: var(--gb-muted); font-size: 0.9rem; line-height: 1.6; margin: 0;\">\n          Vous cr\u00e9ez votre dossier sur garantie.be en quelques minutes. Votre demande est analys\u00e9e et vous recevez une attestation de garantie en quelques heures, sans d\u00e9bourser le capital.\n        <\/p>\n      <\/div>\n      <div class=\"gb-step gb-step--last\">\n        <div class=\"gb-step__num\">3<\/div>\n        <h3 style=\"font-size: 1rem; font-weight: 700; margin: 0 0 8px; color: var(--gb-text);\">Recevoir les cl\u00e9s<\/h3>\n        <p style=\"color: var(--gb-muted); font-size: 0.9rem; line-height: 1.6; margin: 0;\">\n          Vous transmettez l&rsquo;attestation \u00e0 votre propri\u00e9taire. L&rsquo;obligation de garantie est remplie et vous pouvez emm\u00e9nager dans votre nouveau logement bruxellois.\n        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ===== AIDES DISPONIBLES ===== -->\n<section class=\"gb-section\">\n  <div class=\"gb-inner\" style=\"padding-block: 56px;\">\n    <p class=\"gb-eyebrow\">Aides sociales<\/p>\n    <h2 class=\"gb-h2\">Aides disponibles \u00e0 Bruxelles pour la garantie locative<\/h2>\n    <p style=\"color: var(--gb-muted); line-height: 1.7; margin-block: 16px 32px;\">\n      Si vous n&rsquo;avez pas les moyens de constituer vous-m\u00eame la garantie locative, plusieurs dispositifs publics existent en R\u00e9gion bruxelloise.\n    <\/p>\n    <div style=\"display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 20px;\">\n      <!-- Fonds du Logement -->\n      <div class=\"gb-card\" style=\"padding: 28px 24px;\">\n        <div style=\"width: 40px; height: 40px; background: var(--gb-blue-light); border-radius: 10px; display: flex; align-items: center; justify-content: center; margin-bottom: 16px;\">\n          <svg width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" aria-hidden=\"true\">\n            <path d=\"M10 2L2 8v10h5v-5h6v5h5V8L10 2z\" fill=\"var(--gb-blue)\"><\/path>\n          <\/svg>\n        <\/div>\n        <h3 style=\"font-size: 1rem; font-weight: 700; margin: 0 0 10px; color: var(--gb-text);\">Fonds du Logement bruxellois<\/h3>\n        <p style=\"color: var(--gb-muted); font-size: 0.88rem; line-height: 1.65; margin: 0;\">\n          Le Fonds du Logement de la R\u00e9gion bruxelloise propose un <strong>pr\u00eat sans int\u00e9r\u00eat<\/strong> couvrant jusqu&rsquo;\u00e0 100&nbsp;% du montant de la garantie locative. Ce pr\u00eat est soumis \u00e0 des conditions de revenus. Vous remboursez progressivement le montant avanc\u00e9 une fois install\u00e9 dans votre logement.\n        <\/p>\n        <a href=\"https:\/\/www.fondsdulogement.be\/fr\/bruxelles\" target=\"_blank\" rel=\"noopener\" style=\"font-size: 0.83rem; color: var(--gb-blue); text-decoration: none; font-weight: 600; display: inline-flex; align-items: center; gap: 4px; margin-top: 12px;\">\n          fondsdulogement.be\n          <svg width=\"12\" height=\"12\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n        <\/a>\n      <\/div>\n      <!-- BRUGAL -->\n      <div class=\"gb-card\" style=\"padding: 28px 24px;\">\n        <div style=\"width: 40px; height: 40px; background: var(--gb-blue-light); border-radius: 10px; display: flex; align-items: center; justify-content: center; margin-bottom: 16px;\">\n          <svg width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" aria-hidden=\"true\">\n            <circle cx=\"10\" cy=\"10\" r=\"8\" stroke=\"var(--gb-blue)\" stroke-width=\"1.5\"><\/circle>\n            <path d=\"M7 10l2 2 4-4\" stroke=\"var(--gb-blue)\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n          <\/svg>\n        <\/div>\n        <h3 style=\"font-size: 1rem; font-weight: 700; margin: 0 0 10px; color: var(--gb-text);\">BRUGAL<\/h3>\n        <p style=\"color: var(--gb-muted); font-size: 0.88rem; line-height: 1.65; margin: 0;\">\n          BRUGAL est un <strong>fonds de solidarit\u00e9 bruxellois<\/strong> permettant aux locataires \u00e0 faibles revenus de constituer leur garantie via des mensualit\u00e9s comprises entre 5 et 30&nbsp;\u20ac. Le CPAS peut prendre en charge les mensualit\u00e9s pour les personnes en grande pr\u00e9carit\u00e9. Une solution progressive et accessible.\n        <\/p>\n      <\/div>\n      <!-- CPAS -->\n      <div class=\"gb-card\" style=\"padding: 28px 24px;\">\n        <div style=\"width: 40px; height: 40px; background: var(--gb-blue-light); border-radius: 10px; display: flex; align-items: center; justify-content: center; margin-bottom: 16px;\">\n          <svg width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" aria-hidden=\"true\">\n            <rect x=\"3\" y=\"6\" width=\"14\" height=\"10\" rx=\"2\" stroke=\"var(--gb-blue)\" stroke-width=\"1.5\"><\/rect>\n            <path d=\"M7 6V5a3 3 0 016 0v1\" stroke=\"var(--gb-blue)\" stroke-width=\"1.5\" stroke-linecap=\"round\"><\/path>\n          <\/svg>\n        <\/div>\n        <h3 style=\"font-size: 1rem; font-weight: 700; margin: 0 0 10px; color: var(--gb-text);\">CPAS<\/h3>\n        <p style=\"color: var(--gb-muted); font-size: 0.88rem; line-height: 1.65; margin: 0;\">\n          Votre CPAS communal bruxellois peut intervenir de trois fa\u00e7ons&nbsp;: une <strong>avance sur garantie<\/strong> (le CPAS avance les fonds), une <strong>lettre de caution<\/strong> (engagement de paiement en cas de dommages) ou la prise en charge d&rsquo;une <strong>garantie bancaire<\/strong>. Contactez le CPAS de votre commune.\n        <\/p>\n        <a href=\"https:\/\/www.mi-is.be\/fr\/cpas\/trouver-un-cpas\" target=\"_blank\" rel=\"noopener\" style=\"font-size: 0.83rem; color: var(--gb-blue); text-decoration: none; font-weight: 600; display: inline-flex; align-items: center; gap: 4px; margin-top: 12px;\">\n          Trouver mon CPAS\n          <svg width=\"12\" height=\"12\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n        <\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ===== POURQUOI GARANTIE.BE ===== -->\n<section class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\" style=\"padding-block: 56px;\">\n    <p class=\"gb-eyebrow\">Comparaison<\/p>\n    <h2 class=\"gb-h2\">Pourquoi choisir garantie.be&nbsp;?<\/h2>\n    <p style=\"color: var(--gb-muted); line-height: 1.7; margin-block: 16px 32px;\">\n      Plusieurs options s&rsquo;offrent \u00e0 vous pour constituer votre garantie locative \u00e0 Bruxelles. Voici les principales diff\u00e9rences.\n    <\/p>\n    <div class=\"gb-compare-grid\">\n      <!-- Card garantie.be RECOMMAND\u00c9 -->\n      <div style=\"padding: 32px 28px; background: #467FF7; border-radius: var(--gb-radius-lg);\">\n        <span class=\"gb-badge\">RECOMMAND\u00c9<\/span>\n        <h3 style=\"color: white; font-size: 1.15rem; font-weight: 800; margin: 0 0 8px;\">garantie.be<\/h3>\n        <p style=\"color: rgba(255,255,255,0.85); font-size: 0.88rem; margin: 0 0 22px; line-height: 1.5;\">\n          Garantie locative via organisme \u2014 sans immobiliser votre capital\n        <\/p>\n        <ul style=\"list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 10px;\">\n          <li style=\"display: flex; align-items: flex-start; gap: 10px; color: rgba(255,255,255,0.95); font-size: 0.88rem;\">\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" style=\"flex-shrink:0;margin-top:2px\" aria-hidden=\"true\">\n              <circle cx=\"8\" cy=\"8\" r=\"8\" fill=\"rgba(255,255,255,0.25)\"><\/circle>\n              <path d=\"M4.5 8.5l2 2 5-5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n            <\/svg>\n            Sans bloquer votre capital \u2014 vos \u00e9conomies restent disponibles\n          <\/li>\n          <li style=\"display: flex; align-items: flex-start; gap: 10px; color: rgba(255,255,255,0.95); font-size: 0.88rem;\">\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" style=\"flex-shrink:0;margin-top:2px\" aria-hidden=\"true\">\n              <circle cx=\"8\" cy=\"8\" r=\"8\" fill=\"rgba(255,255,255,0.25)\"><\/circle>\n              <path d=\"M4.5 8.5l2 2 5-5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n            <\/svg>\n            100&nbsp;% en ligne \u2014 depuis votre domicile, en quelques minutes\n          <\/li>\n          <li style=\"display: flex; align-items: flex-start; gap: 10px; color: rgba(255,255,255,0.95); font-size: 0.88rem;\">\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" style=\"flex-shrink:0;margin-top:2px\" aria-hidden=\"true\">\n              <circle cx=\"8\" cy=\"8\" r=\"8\" fill=\"rgba(255,255,255,0.25)\"><\/circle>\n              <path d=\"M4.5 8.5l2 2 5-5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n            <\/svg>\n            Attestation d\u00e9livr\u00e9e en quelques heures\n          <\/li>\n          <li style=\"display: flex; align-items: flex-start; gap: 10px; color: rgba(255,255,255,0.95); font-size: 0.88rem;\">\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" style=\"flex-shrink:0;margin-top:2px\" aria-hidden=\"true\">\n              <circle cx=\"8\" cy=\"8\" r=\"8\" fill=\"rgba(255,255,255,0.25)\"><\/circle>\n              <path d=\"M4.5 8.5l2 2 5-5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n            <\/svg>\n            Accompagnement personnalis\u00e9 \u00e0 chaque \u00e9tape\n          <\/li>\n        <\/ul>\n      <\/div>\n      <!-- Card compte bloqu\u00e9 -->\n      <div class=\"gb-card\" style=\"padding: 32px 28px;\">\n        <h3 style=\"color: var(--gb-text); font-size: 1.15rem; font-weight: 800; margin: 0 0 8px;\">Compte bloqu\u00e9 bancaire<\/h3>\n        <p style=\"color: var(--gb-muted); font-size: 0.88rem; margin: 0 0 22px; line-height: 1.5;\">\n          La solution traditionnelle \u2014 immobilise votre argent pendant toute la dur\u00e9e du bail\n        <\/p>\n        <ul style=\"list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 10px;\">\n          <li style=\"display: flex; align-items: flex-start; gap: 10px; color: var(--gb-muted); font-size: 0.88rem;\">\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" style=\"flex-shrink:0;margin-top:2px\" aria-hidden=\"true\">\n              <circle cx=\"8\" cy=\"8\" r=\"8\" fill=\"#E5F0FE\"><\/circle>\n              <path d=\"M4.5 8.5l2 2 5-5\" stroke=\"var(--gb-blue)\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n            <\/svg>\n            Accept\u00e9 par tous les propri\u00e9taires\n          <\/li>\n          <li style=\"display: flex; align-items: flex-start; gap: 10px; color: var(--gb-muted); font-size: 0.88rem;\">\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" style=\"flex-shrink:0;margin-top:2px\" aria-hidden=\"true\">\n              <circle cx=\"8\" cy=\"8\" r=\"8\" fill=\"#FEE5E5\"><\/circle>\n              <path d=\"M5 11l6-6M11 11L5 5\" stroke=\"#D0524A\" stroke-width=\"1.5\" stroke-linecap=\"round\"><\/path>\n            <\/svg>\n            Capital bloqu\u00e9 pendant 3 \u00e0 9&nbsp;ans en moyenne\n          <\/li>\n          <li style=\"display: flex; align-items: flex-start; gap: 10px; color: var(--gb-muted); font-size: 0.88rem;\">\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" style=\"flex-shrink:0;margin-top:2px\" aria-hidden=\"true\">\n              <circle cx=\"8\" cy=\"8\" r=\"8\" fill=\"#FEE5E5\"><\/circle>\n              <path d=\"M5 11l6-6M11 11L5 5\" stroke=\"#D0524A\" stroke-width=\"1.5\" stroke-linecap=\"round\"><\/path>\n            <\/svg>\n            N\u00e9cessite de disposer de l&rsquo;\u00e9pargne au moment du bail\n          <\/li>\n          <li style=\"display: flex; align-items: flex-start; gap: 10px; color: var(--gb-muted); font-size: 0.88rem;\">\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" style=\"flex-shrink:0;margin-top:2px\" aria-hidden=\"true\">\n              <circle cx=\"8\" cy=\"8\" r=\"8\" fill=\"#FEE5E5\"><\/circle>\n              <path d=\"M5 11l6-6M11 11L5 5\" stroke=\"#D0524A\" stroke-width=\"1.5\" stroke-linecap=\"round\"><\/path>\n            <\/svg>\n            Rendement faible \u2014 int\u00e9r\u00eats quasi nuls en 2024\n          <\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ===== FAQ ===== -->\n<section class=\"gb-section\">\n  <div class=\"gb-inner\" style=\"padding-block: 56px;\">\n    <p class=\"gb-eyebrow\">FAQ<\/p>\n    <h2 class=\"gb-h2\">Questions pratiques sur la garantie locative<\/h2>\n    <div style=\"margin-top: 36px; display: flex; flex-direction: column; gap: 0;\">\n\n      <div class=\"gb-faq__item\">\n        <div>Je n&rsquo;ai pas l&rsquo;argent pour payer la caution. Que puis-je faire&nbsp;?<\/div>\n        <div>\n          Plusieurs solutions existent \u00e0 Bruxelles. <strong>garantie.be<\/strong> se porte garant \u00e0 votre place sans que vous deviez immobiliser le capital. Le <strong>Fonds du Logement bruxellois<\/strong> propose un pr\u00eat sans int\u00e9r\u00eat sous conditions de revenus. <strong>BRUGAL<\/strong> permet de rembourser la garantie par mensualit\u00e9s de 5 \u00e0 30&nbsp;\u20ac. Enfin, le <strong>CPAS<\/strong> de votre commune peut avancer la garantie ou \u00e9mettre une lettre de caution. Il existe toujours une solution adapt\u00e9e \u00e0 votre situation.\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item\">\n        <div>Comment r\u00e9cup\u00e9rer ma garantie locative \u00e0 la fin du bail&nbsp;?<\/div>\n        <div>\n          \u00c0 la fin du bail, le propri\u00e9taire doit vous restituer la garantie dans un d\u00e9lai raisonnable apr\u00e8s l&rsquo;\u00e9tat des lieux de sortie. S&rsquo;il constate des dommages imputables au locataire, il peut pr\u00e9lever les frais de r\u00e9paration, mais uniquement \u00e0 hauteur des d\u00e9g\u00e2ts prouv\u00e9s. En cas de d\u00e9saccord, le juge de paix est comp\u00e9tent. Si vous avez constitu\u00e9 votre garantie via garantie.be, la proc\u00e9dure de restitution implique l&rsquo;organisme directement.\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item\">\n        <div>Le propri\u00e9taire peut-il utiliser la caution pendant le bail&nbsp;?<\/div>\n        <div>\n          Non. La garantie locative est bloqu\u00e9e pendant toute la dur\u00e9e du bail. Le propri\u00e9taire ne peut y acc\u00e9der qu&rsquo;apr\u00e8s la fin du contrat et uniquement en cas de dommages prouv\u00e9s ou de loyers impay\u00e9s. Il lui est interdit de l&rsquo;utiliser de mani\u00e8re pr\u00e9ventive ou unilat\u00e9rale sans votre accord ou une d\u00e9cision du juge de paix.\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item\">\n        <div>La garantie couvre-t-elle uniquement les d\u00e9g\u00e2ts, ou aussi les loyers impay\u00e9s&nbsp;?<\/div>\n        <div>\n          La garantie locative peut couvrir \u00e0 la fois les <strong>dommages locatifs<\/strong> constat\u00e9s \u00e0 l&rsquo;\u00e9tat des lieux de sortie et les <strong>loyers impay\u00e9s<\/strong>. Le propri\u00e9taire peut faire appel \u00e0 la garantie pour tout manquement du locataire \u00e0 ses obligations contractuelles, dans la limite du montant de la garantie constitu\u00e9e.\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item\">\n        <div>Combien de temps faut-il pour obtenir une attestation via garantie.be&nbsp;?<\/div>\n        <div>\n          Votre dossier se compl\u00e8te en ligne en quelques minutes. Une fois soumis, l&rsquo;analyse est r\u00e9alis\u00e9e dans les heures qui suivent. Vous recevez votre <strong>attestation de garantie par e-mail<\/strong>, pr\u00eate \u00e0 transmettre \u00e0 votre propri\u00e9taire. Id\u00e9al quand vous venez de signer un bail \u00e0 Bruxelles et devez fournir la garantie rapidement \u2014 sans vous d\u00e9placer, sans bloquer votre \u00e9pargne.\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ===== MAILLAGE INTERNE ===== -->\n<section class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\" style=\"padding-block: 48px;\">\n    <p class=\"gb-eyebrow\">Pour aller plus loin<\/p>\n    <h2 class=\"gb-h2\" style=\"margin-bottom: 24px;\">Pages utiles sur garantie.be<\/h2>\n    <div style=\"display: flex; flex-direction: column; gap: 10px;\">\n      <a href=\"https:\/\/garantie.be\/fr\/caution-locative-belgique\/\" style=\"display:flex;align-items:center;justify-content:space-between;padding:14px 18px;background:#fff;border-radius:var(--gb-radius);border:1px solid var(--gb-border);text-decoration:none;color:var(--gb-text);font-size:14px;font-weight:500;\">\n        <span>La caution locative en Belgique \u2014 guide complet<\/span>\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n      <\/a>\n      <a href=\"https:\/\/garantie.be\/fr\/garantie-locative-wallonie\/\" style=\"display:flex;align-items:center;justify-content:space-between;padding:14px 18px;background:#fff;border-radius:var(--gb-radius);border:1px solid var(--gb-border);text-decoration:none;color:var(--gb-text);font-size:14px;font-weight:500;\">\n        <span>Garantie locative en Wallonie<\/span>\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n      <\/a>\n      <a href=\"https:\/\/garantie.be\/fr\/garantie-locative-flandres\/\" style=\"display:flex;align-items:center;justify-content:space-between;padding:14px 18px;background:#fff;border-radius:var(--gb-radius);border:1px solid var(--gb-border);text-decoration:none;color:var(--gb-text);font-size:14px;font-weight:500;\">\n        <span>Garantie locative en Flandre<\/span>\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n      <\/a>\n      <a href=\"https:\/\/garantie.be\/fr\/garantie-locative\/\" style=\"display:flex;align-items:center;justify-content:space-between;padding:14px 18px;background:#fff;border-radius:var(--gb-radius);border:1px solid var(--gb-border);text-decoration:none;color:var(--gb-text);font-size:14px;font-weight:500;\">\n        <span>Comparer toutes les solutions de garantie locative<\/span>\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n      <\/a>\n      <a href=\"https:\/\/garantie.be\/fr\/guide-locataire-belgique\/\" style=\"display:flex;align-items:center;justify-content:space-between;padding:14px 18px;background:#fff;border-radius:var(--gb-radius);border:1px solid var(--gb-border);text-decoration:none;color:var(--gb-text);font-size:14px;font-weight:500;\">\n        <span>Guide du locataire en Belgique<\/span>\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n      <\/a>\n      <a href=\"https:\/\/garantie.be\/fr\/etudiants\/\" style=\"display:flex;align-items:center;justify-content:space-between;padding:14px 18px;background:#fff;border-radius:var(--gb-radius);border:1px solid var(--gb-border);text-decoration:none;color:var(--gb-text);font-size:14px;font-weight:500;\">\n        <span>Garantie locative pour \u00e9tudiants \u00e0 Bruxelles<\/span>\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n      <\/a>\n      <a href=\"https:\/\/garantie.be\/fr\/expats\/\" style=\"display:flex;align-items:center;justify-content:space-between;padding:14px 18px;background:#fff;border-radius:var(--gb-radius);border:1px solid var(--gb-border);text-decoration:none;color:var(--gb-text);font-size:14px;font-weight:500;\">\n        <span>Garantie locative pour expats \u00e0 Bruxelles<\/span>\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n      <\/a>\n      <a href=\"https:\/\/garantie.be\/fr\/fonctionnaires-europeens\/\" style=\"display:flex;align-items:center;justify-content:space-between;padding:14px 18px;background:#fff;border-radius:var(--gb-radius);border:1px solid var(--gb-border);text-decoration:none;color:var(--gb-text);font-size:14px;font-weight:500;\">\n        <span>Garantie locative pour fonctionnaires europ\u00e9ens<\/span>\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n      <\/a>\n      <a href=\"https:\/\/garantie-locative.brussels\/\" target=\"_blank\" rel=\"noopener\" style=\"display:flex;align-items:center;justify-content:space-between;padding:14px 18px;background:#fff;border-radius:var(--gb-radius);border:1px solid var(--gb-border);text-decoration:none;color:var(--gb-text);font-size:14px;font-weight:500;\">\n        <span>Garantie Locative Bruxelles \u2013 Guide Complet et Formulaire en Ligne<\/span>\n        <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg>\n      <\/a>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ===== CTA FINAL ===== -->\n<section class=\"gb-section\" style=\"background: var(--gb-blue);\">\n  <div class=\"gb-inner\" style=\"padding-block: 56px; text-align: center;\">\n    <h2 class=\"gb-h2\" style=\"color: white; margin-bottom: 16px;\">\n      Constituez votre garantie locative \u00e0 Bruxelles en quelques heures\n    <\/h2>\n    <p style=\"color: rgba(255,255,255,0.85); font-size: 1rem; line-height: 1.6; margin-bottom: 32px; max-width: 520px; margin-inline: auto; margin-bottom: 32px;\">\n      Sans immobiliser vos \u00e9conomies. 100&nbsp;% en ligne. Attestation rapide et reconnue par les propri\u00e9taires bruxellois.\n    <\/p>\n    <a href=\"https:\/\/account.garantie.be\/fr\/register\/lease\" class=\"gb-btn\" style=\"background: white; color: var(--gb-blue); font-weight: 700; border: none; display: inline-block;\" target=\"_blank\" rel=\"noopener\">\n      Constituer ma garantie locative\n    <\/a>\n  <\/div>\n<\/section>\n\n<!-- ===== SCHEMA JSON-LD FAQPage ===== -->\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Je n'ai pas l'argent pour payer la caution. Que puis-je faire ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Plusieurs solutions existent \u00e0 Bruxelles : garantie.be se porte garant sans immobiliser le capital ; le Fonds du Logement bruxellois propose un pr\u00eat sans int\u00e9r\u00eat sous conditions de revenus ; BRUGAL permet de rembourser par mensualit\u00e9s de 5 \u00e0 30 \u20ac ; le CPAS de votre commune peut avancer la garantie ou \u00e9mettre une lettre de caution.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Comment r\u00e9cup\u00e9rer ma garantie locative \u00e0 la fin du bail ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\u00c0 la fin du bail, le propri\u00e9taire doit restituer la garantie dans un d\u00e9lai raisonnable apr\u00e8s l'\u00e9tat des lieux de sortie. Il peut pr\u00e9lever les frais de r\u00e9paration en cas de dommages prouv\u00e9s imputables au locataire. En cas de d\u00e9saccord, le juge de paix est comp\u00e9tent.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Le propri\u00e9taire peut-il utiliser la caution pendant le bail ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Non. La garantie locative est bloqu\u00e9e pendant toute la dur\u00e9e du bail. Le propri\u00e9taire ne peut y acc\u00e9der qu'apr\u00e8s la fin du contrat et uniquement en cas de dommages prouv\u00e9s ou de loyers impay\u00e9s, jamais de mani\u00e8re pr\u00e9ventive ou unilat\u00e9rale.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"La garantie couvre-t-elle uniquement les d\u00e9g\u00e2ts, ou aussi les loyers impay\u00e9s ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"La garantie locative peut couvrir \u00e0 la fois les dommages locatifs constat\u00e9s \u00e0 l'\u00e9tat des lieux de sortie et les loyers impay\u00e9s. Le propri\u00e9taire peut y faire appel pour tout manquement du locataire \u00e0 ses obligations contractuelles.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Combien de temps faut-il pour obtenir une attestation via garantie.be ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Le dossier se compl\u00e8te en ligne en quelques minutes. L'analyse est r\u00e9alis\u00e9e dans les heures qui suivent. Vous recevez votre attestation de garantie par e-mail, pr\u00eate \u00e0 transmettre \u00e0 votre propri\u00e9taire, sans d\u00e9placement ni blocage d'\u00e9pargne.\"\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Bruxelles Garantie locative \u00e0 Bruxelles&nbsp;: r\u00e8gles, montants et solutions \u00c0 Bruxelles, la garantie locative est encadr\u00e9e par le Code bruxellois du Logement depuis le 1er&nbsp;janvier&nbsp;2018. Constituez votre garantie en quelques heures, sans bloquer vos \u00e9conomies. Constituer ma caution Comparer les solutions Sans bloquer vos \u00e9conomies 100&nbsp;% en ligne R\u00e9ponse en quelques heures R\u00e9glementation Le Code [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-134","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Garantie locative Bruxelles | Formulaire en ligne<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez les r\u00e8gles en vigueur pour la garantie locative en R\u00e9gion Bruxelles-Capitale. Souscrivez en ligne votre garantie locative\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/garantie.be\/fr\/garantie-locative-bruxelles-capitale\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Garantie locative Bruxelles | Formulaire en ligne\" \/>\n<meta property=\"og:description\" content=\"D\u00e9couvrez les r\u00e8gles en vigueur pour la garantie locative en R\u00e9gion Bruxelles-Capitale. 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