{"id":18055,"date":"2025-05-20T10:35:17","date_gmt":"2025-05-20T08:35:17","guid":{"rendered":"https:\/\/garantie.be\/?page_id=18055"},"modified":"2025-05-20T14:00:54","modified_gmt":"2025-05-20T12:00:54","slug":"delai-garantie-locative-belgique","status":"publish","type":"page","link":"https:\/\/garantie.be\/fr\/garantie-locative\/delai-garantie-locative-belgique\/","title":{"rendered":"D\u00e9lai pour obtenir une garantie locative | Guide complet 2025"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"18055\" class=\"elementor elementor-18055\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7741018e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7741018e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a2dedfa\" data-id=\"6a2dedfa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5cc88601 elementor-widget elementor-widget-spacer\" data-id=\"5cc88601\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a462e71 elementor-widget elementor-widget-heading\" data-id=\"a462e71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Quel d\u00e9lai pour une<br>\n<b>garantie locative<\/b><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27d020b elementor-widget elementor-widget-spacer\" data-id=\"27d020b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-436ffff5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"436ffff5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26f9186\" data-id=\"26f9186\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fafd0b2 elementor-widget elementor-widget-text-editor\" data-id=\"4fafd0b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p>Le <strong>d\u00e9lai pour obtenir une garantie locative en Belgique<\/strong> d\u00e9pend du type de garantie choisi : compte bloqu\u00e9, garantie bancaire, e-DEPO, garant priv\u00e9 ou service en ligne. L\u2019organisme aupr\u00e8s duquel la demande est effectu\u00e9e peut \u00e9galement entrain\u00e9 des d\u00e9lais sp\u00e9cifiques.<\/p>\n<p>Certains syst\u00e8mes sont rapides et digitalis\u00e9s, d\u2019autres n\u00e9cessitent plusieurs d\u00e9marches administratives ou un passage en agence. Voici un aper\u00e7u complet des diff\u00e9rents d\u00e9lais selon les options disponibles en Belgique.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-91468d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"91468d2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b56e3b\" data-id=\"1b56e3b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d879dec elementor-widget elementor-widget-heading\" data-id=\"d879dec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Compte bloqu\u00e9 aupr\u00e8s d'une banque<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bea5f6 elementor-widget elementor-widget-text-editor\" data-id=\"3bea5f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ce type de garantie est le plus courant en Belgique. Le locataire ouvre un <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/fr\/garantie-locative\/compte-bloque-garantie-locative\/\">compte bloqu\u00e9<\/a><\/span> individualis\u00e9 dans une banque, sur lequel il verse le montant du <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/fr\/depot-garantie-locative\/\">d\u00e9p\u00f4t de garantie locative<\/a><\/span>.<\/p>\n<ul>\n<li>\n<p><strong>D\u00e9lai estim\u00e9 : 3 \u00e0 10 jours ouvrables<\/strong>, selon la banque.<\/p>\n<\/li>\n<li>\n<p>Certaines banques permettent de <strong>commencer la demande en ligne<\/strong>, mais une validation manuelle par un conseiller est souvent n\u00e9cessaire.<\/p>\n<\/li>\n<li>\nNous avons r\u00e9dig\u00e9 des pages sp\u00e9cifiques pour les principales banques :\n<ul>\n<li>\n<span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/fr\/garantie-locative-fortis\/\">Garantie locative BNP Paribas Fortis<\/a><\/span>\n<\/li>\n<li>\n<span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/fr\/garantie-locative-ing\/\">Garantie locative ING<\/a><\/span>\n<\/li>\n<li>\n<span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/fr\/garantie-locative-kbc\/\">Garantie locative KBC<\/a><\/span>\n<\/li>\n<li>\n<span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/fr\/garantie-locative-belfius\/\">Garantie locative Belfius<\/a><\/span>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-59f85524 elementor-section-content-middle elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"59f85524\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4e84115d\" data-id=\"4e84115d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43241d65 elementor-widget elementor-widget-image\" data-id=\"43241d65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/garantie.be\/wp-content\/uploads\/elementor\/thumbs\/Logo-2-garantie-alone-1-pe5xec7dnfsf8cs3rtfffen34plb9ip2rjyfhjeqd0.jpg\" title=\"garantie\" alt=\"garantie\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18dd6ff1 elementor-widget elementor-widget-text-editor\" data-id=\"18dd6ff1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Compl\u00e9tez notre formulaire pour <strong>obtenir votre garantie locative en quelques heures<\/strong>. Vous ne bloquez pas d\u2019argent car nous fonctionnons comme une <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/fr\/garantie-bancaire-locative\/\">garantie locative bancaire<\/a><\/span>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51b48e0b elementor-mobile-align-center elementor-align-center elementor-widget elementor-widget-button\" data-id=\"51b48e0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/account.garantie.be\/fr\/register\/lease\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Formulaire garantie locative<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-63fc990 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"63fc990\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e42a9a5\" data-id=\"e42a9a5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d2ead0f elementor-widget elementor-widget-spacer\" data-id=\"d2ead0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecbc511 elementor-widget elementor-widget-heading\" data-id=\"ecbc511\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Garantie locative via garantie.be<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d8f344 elementor-widget elementor-widget-text-editor\" data-id=\"9d8f344\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Notre service en ligne permet de constituer une <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/fr\/garantie-locative\/\">garantie locative<\/a><\/span> sans bloquer de fonds en banque.<\/p>\n<ul>\n<li>\n<strong>D\u00e9lai estim\u00e9 : quelques heures seulement<\/strong>.\n<\/li>\n<li>\nC\u2019est la solution la plus rapide actuellement disponible sur le march\u00e9 belge.\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36478b5 elementor-widget elementor-widget-heading\" data-id=\"36478b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Garantie locative via e-DEPO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53d3659 elementor-widget elementor-widget-text-editor\" data-id=\"53d3659\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/fr\/garantie-locative-e-depo\/\">e-DEPO<\/a><\/span> est le service public en ligne propos\u00e9 par le SPF Finances pour constituer une garantie locative gratuitement.<\/p>\n<ul>\n<li>\n<strong>D\u00e9lai estim\u00e9 : minimum 7 jours<\/strong>.\n<\/li>\n<li>\nLe processus peut prendre plus de temps si le locataire rencontre des difficult\u00e9s \u00e0 fournir certaines informations (ex : identification du bailleur).\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0e43a5 elementor-widget elementor-widget-heading\" data-id=\"b0e43a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Garantie bancaire<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20886c6 elementor-widget elementor-widget-text-editor\" data-id=\"20886c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dans le cas d&rsquo;une <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/fr\/garantie-bancaire-locative\/\">garantie bancaire<\/a><\/span>, la banque se porte garante \u00e0 la place du locataire, \u00e0 condition que celui-ci verse des mensualit\u00e9s pour reconstituer le montant de la <span style=\"text-decoration: underline;\"><a href=\"https:\/\/garantie.be\/fr\/caution-locative-belgique\/\">caution locative<\/a><\/span>.<\/p>\n<ul>\n<li>\n<strong>D\u00e9lai estim\u00e9 : 2 \u00e0 4 semaines<\/strong>.\n<\/li>\n<li>\nLa banque doit instruire un <strong>dossier complet<\/strong> incluant les preuves de revenus du locataire et sa capacit\u00e9 \u00e0 reconstituer la somme.\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc7f0d7 elementor-widget elementor-widget-wp-widget-custom_html\" data-id=\"cc7f0d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wp-widget-custom_html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5>Tableau r\u00e9capitulatif des d\u00e9lais par type de garantie locative<\/h5><div class=\"textwidget custom-html-widget\"><table border=\"1\" cellspacing=\"0\" cellpadding=\"8\" style=\"border-collapse: collapse;width: 100%;max-width: 800px;margin: auto\">\r\n    <tr>\r\n      <th>Type de garantie<\/th>\r\n      <th>D\u00e9lai estim\u00e9<\/th>\r\n      <th>Particularit\u00e9s<\/th>\r\n    <\/tr>\r\n  <tbody>\r\n    <tr>\r\n      <td>Compte bloqu\u00e9 en banque<\/td>\r\n      <td>3 \u00e0 10 jours ouvrables<\/td>\r\n      <td>D\u00e9marches possibles en ligne, validation manuelle requise<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td>Garantie.be en ligne<\/td>\r\n      <td>Quelques heures<\/td>\r\n      <td>100% digital, sans blocage de fonds<\/td>\r\n    <\/tr>\r\n<tr>\r\n      <td>Garantie via e-DEPO<\/td>\r\n      <td>Minimum 7 jours<\/td>\r\n      <td>Service public, gratuit, n\u00e9cessite des infos pr\u00e9cises<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td>Garantie bancaire<\/td>\r\n      <td>2 \u00e0 4 semaines<\/td>\r\n      <td>Dossier complet \u00e0 constituer, d\u00e9lai plus long<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td>Caution d\u2019un tiers<\/td>\r\n      <td>1 \u00e0 3 semaines<\/td>\r\n      <td>Varie selon la nature du garant (proche ou organisme)<\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Quel d\u00e9lai pour une garantie locative Le d\u00e9lai pour obtenir une garantie locative en Belgique d\u00e9pend du type de garantie choisi : compte bloqu\u00e9, garantie bancaire, e-DEPO, garant priv\u00e9 ou service en ligne. L\u2019organisme aupr\u00e8s duquel la demande est effectu\u00e9e peut \u00e9galement entrain\u00e9 des d\u00e9lais sp\u00e9cifiques. Certains syst\u00e8mes sont rapides et digitalis\u00e9s, d\u2019autres n\u00e9cessitent plusieurs [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":11,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-18055","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>D\u00e9lai pour obtenir une garantie locative | Guide complet 2025<\/title>\n<meta name=\"description\" content=\"Voici les d\u00e9lais pour obtenir une garantie locative selon le type de garantie : banque, e-DEPO, garant ou solutions en ligne.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/garantie.be\/fr\/garantie-locative\/delai-garantie-locative-belgique\/\" \/>\n<meta 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