{"id":23854,"date":"2026-09-04T15:39:18","date_gmt":"2026-09-04T13:39:18","guid":{"rendered":"https:\/\/garantie.be\/?page_id=23854"},"modified":"2026-09-04T16:18:19","modified_gmt":"2026-09-04T14:18:19","slug":"expats","status":"publish","type":"page","link":"https:\/\/garantie.be\/fr\/expats\/","title":{"rendered":"Garantie locative en Belgique pour expatri\u00e9s"},"content":{"rendered":"\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<!-- SVG r\u00e9utilisables -->\n<svg width=\"0\" height=\"0\" style=\"position:absolute\" aria-hidden=\"true\">\n  <defs>\n    <symbol id=\"exp-check\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n      <polyline points=\"20 6 9 17 4 12\"\/>\n    <\/symbol>\n    <symbol id=\"exp-x\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n      <line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"\/><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"\/>\n    <\/symbol>\n    <symbol id=\"exp-arrow\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n      <line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"\/><polyline points=\"12 5 19 12 12 19\"\/>\n    <\/symbol>\n    <symbol id=\"exp-building\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n      <rect x=\"3\" y=\"3\" width=\"18\" height=\"18\" rx=\"1\"\/>\n      <path d=\"M9 21V9h6v12\"\/><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"9\"\/>\n      <line x1=\"3\" y1=\"13\" x2=\"9\" y2=\"13\"\/><line x1=\"15\" y1=\"13\" x2=\"21\" y2=\"13\"\/>\n    <\/symbol>\n    <symbol id=\"exp-clock\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n      <circle cx=\"12\" cy=\"12\" r=\"9\"\/><polyline points=\"12 7 12 12 15 15\"\/>\n    <\/symbol>\n    <symbol id=\"exp-file\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n      <path d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z\"\/>\n      <polyline points=\"14 2 14 8 20 8\"\/>\n      <line x1=\"9\" y1=\"13\" x2=\"15\" y2=\"13\"\/><line x1=\"9\" y1=\"17\" x2=\"12\" y2=\"17\"\/>\n    <\/symbol>\n  <\/defs>\n<\/svg>\n\n<!-- ===== HERO ===== -->\n<div class=\"gb-section gb-section--tinted\" style=\"text-align:center;\">\n  <div class=\"gb-inner\">\n    <div style=\"display:inline-flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--gb-border);border-radius:20px;padding:4px 14px;margin-bottom:22px;\">\n      <svg width=\"13\" height=\"13\" aria-hidden=\"true\"><use href=\"#exp-clock\" style=\"color:var(--gb-blue)\"\/><\/svg>\n      <span style=\"font-size:12px;color:var(--gb-muted);\">R\u00e9ponse en quelques heures \u00b7 100% en ligne<\/span>\n    <\/div>\n    <h1 style=\"font-size:34px;font-weight:500;line-height:1.25;max-width:600px;margin:0 auto 16px;color:var(--gb-text);\">\n      Garantie locative en Belgique<br><span style=\"color:var(--gb-blue);\">pour les expatri\u00e9s<\/span>\n    <\/h1>\n    <p style=\"font-size:16px;color:var(--gb-muted);max-width:520px;margin:0 auto 28px;line-height:1.65;\">\n      Vous rejoignez la Belgique pour un poste dans une multinationale ou un cabinet international ? Obtenez votre garantie locative sans ouvrir de compte bancaire belge, sans vous d\u00e9placer, d\u00e8s votre arriv\u00e9e.\n    <\/p>\n    <div style=\"display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-bottom:28px;\">\n      <a href=\"https:\/\/account.garantie.be\/fr\/register\/lease\" class=\"gb-btn gb-btn--primary gb-btn--lg\">\n        D\u00e9marrer ma demande <svg width=\"16\" height=\"16\" aria-hidden=\"true\"><use href=\"#exp-arrow\"\/><\/svg>\n      <\/a>\n      <a href=\"https:\/\/garantie.be\/fr\/avis-garantie-be\/\" class=\"gb-btn gb-btn--outline\">\n        Lire les avis clients\n      <\/a>\n    <\/div>\n    <div style=\"display:flex;gap:22px;justify-content:center;flex-wrap:wrap;\">\n      <span style=\"display:flex;align-items:center;gap:6px;font-size:13px;color:var(--gb-muted);\">\n        <svg width=\"14\" height=\"14\" style=\"color:var(--gb-blue)\" aria-hidden=\"true\"><use href=\"#exp-check\"\/><\/svg>\n        Conforme \u00e0 la loi belge\n      <\/span>\n      <span style=\"display:flex;align-items:center;gap:6px;font-size:13px;color:var(--gb-muted);\">\n        <svg width=\"14\" height=\"14\" style=\"color:var(--gb-blue)\" aria-hidden=\"true\"><use href=\"#exp-check\"\/><\/svg>\n        Courtier agr\u00e9\u00e9 FSMA\n      <\/span>\n      <span style=\"display:flex;align-items:center;gap:6px;font-size:13px;color:var(--gb-muted);\">\n        <svg width=\"14\" height=\"14\" style=\"color:var(--gb-blue)\" aria-hidden=\"true\"><use href=\"#exp-check\"\/><\/svg>\n        Aucun fonds bloqu\u00e9\n      <\/span>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== PROBL\u00c8ME \/ CONTEXTE ===== -->\n<div class=\"gb-section gb-section--light\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Le d\u00e9fi de l&rsquo;installation<\/p>\n    <h2 class=\"gb-h2\">Ouvrir un compte bloqu\u00e9 sans compte belge : un cercle vicieux<\/h2>\n    <p class=\"gb-lead\">\n      La <a href=\"https:\/\/garantie.be\/fr\/garantie-locative\/\" style=\"color:var(--gb-blue);text-decoration:none;\">garantie locative<\/a> est une obligation l\u00e9gale en Belgique pour tout locataire. Elle repr\u00e9sente 2 \u00e0 3 mois de loyer selon la r\u00e9gion. Pour la constituer via un compte bloqu\u00e9 en banque, vous devez disposer d&rsquo;un compte bancaire belge \u2014 or l&rsquo;ouverture d&rsquo;un compte belge n\u00e9cessite souvent une adresse de domiciliation en Belgique. Un cercle vicieux que garantie.be r\u00e9sout.\n    <\/p>\n\n    <div class=\"gb-compare-grid\" style=\"margin-top:8px;\">\n      <div class=\"gb-card\">\n        <p style=\"font-size:10px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--gb-muted);margin-bottom:14px;\">Compte bloqu\u00e9 en banque<\/p>\n        <ul class=\"gb-list\">\n          <li class=\"gb-list__item gb-list__item--cross\">\n            <svg class=\"gb-list__icon\" width=\"16\" height=\"16\" aria-hidden=\"true\"><use href=\"#exp-x\"\/><\/svg>\n            Compte bancaire belge requis\n          <\/li>\n          <li class=\"gb-list__item gb-list__item--cross\">\n            <svg class=\"gb-list__icon\" width=\"16\" height=\"16\" aria-hidden=\"true\"><use href=\"#exp-x\"\/><\/svg>\n            Domiciliation belge souvent n\u00e9cessaire\n          <\/li>\n          <li class=\"gb-list__item gb-list__item--cross\">\n            <svg class=\"gb-list__icon\" width=\"16\" height=\"16\" aria-hidden=\"true\"><use href=\"#exp-x\"\/><\/svg>\n            Fonds immobilis\u00e9s pendant toute la dur\u00e9e du bail\n          <\/li>\n          <li class=\"gb-list__item gb-list__item--cross\">\n            <svg class=\"gb-list__icon\" width=\"16\" height=\"16\" aria-hidden=\"true\"><use href=\"#exp-x\"\/><\/svg>\n            D\u00e9lai incompatible avec la prise de poste\n          <\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"gb-card--blue\">\n        <span class=\"gb-badge\">RECOMMAND\u00c9<\/span>\n        <p style=\"font-size:10px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.65);margin-bottom:14px;\">garantie.be<\/p>\n        <ul class=\"gb-list\">\n          <li class=\"gb-list__item gb-list__item--check\">\n            <svg class=\"gb-list__icon\" width=\"16\" height=\"16\" aria-hidden=\"true\"><use href=\"#exp-check\"\/><\/svg>\n            Passeport ou carte d&rsquo;identit\u00e9 \u00e9trang\u00e8re accept\u00e9s\n          <\/li>\n          <li class=\"gb-list__item gb-list__item--check\">\n            <svg class=\"gb-list__icon\" width=\"16\" height=\"16\" aria-hidden=\"true\"><use href=\"#exp-check\"\/><\/svg>\n            Aucun compte bancaire belge requis\n          <\/li>\n          <li class=\"gb-list__item gb-list__item--check\">\n            <svg class=\"gb-list__icon\" width=\"16\" height=\"16\" aria-hidden=\"true\"><use href=\"#exp-check\"\/><\/svg>\n            Votre \u00e9pargne reste enti\u00e8rement disponible\n          <\/li>\n          <li class=\"gb-list__item gb-list__item--check\">\n            <svg class=\"gb-list__icon\" width=\"16\" height=\"16\" aria-hidden=\"true\"><use href=\"#exp-check\"\/><\/svg>\n            R\u00e9ponse en quelques heures, 7j\/7\n          <\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== CALCULATEUR ===== -->\n<div class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Simulateur de co\u00fbt<\/p>\n    <h2 class=\"gb-h2\">Combien co\u00fbte le service ?<\/h2>\n    <p class=\"gb-lead\">\n      Indiquez le montant de votre garantie locative (figurant dans votre bail) pour calculer vos frais de caution annuels.\n    <\/p>\n    <div class=\"gb-card\" style=\"background:var(--gb-blue-light);\">\n      <label class=\"gb-form__label\" for=\"exp-garantie\">Montant de la garantie locative (\u20ac)<\/label>\n      <input type=\"number\" id=\"exp-garantie\" class=\"gb-form__input\" value=\"1600\" min=\"300\" max=\"15000\" step=\"50\" oninput=\"expCalc()\">\n      <div class=\"gb-metrics-grid\">\n        <div class=\"gb-metric--blue\">\n          <div class=\"gb-metric__label\">Frais de caution \/ an<\/div>\n          <div class=\"gb-metric__value\" id=\"exp-frais-an\">96,00 \u20ac<\/div>\n        <\/div>\n        <div class=\"gb-metric--blue\">\n          <div class=\"gb-metric__label\">Soit par mois<\/div>\n          <div class=\"gb-metric__value\" id=\"exp-frais-mois\">8,00 \u20ac<\/div>\n        <\/div>\n      <\/div>\n      <p class=\"gb-form__note\">\n        Frais de caution : 6 % du montant de la garantie locative par an, minimum 96 \u20ac\/an. S&rsquo;y ajoutent 29 \u20ac de frais de gestion annuels. Aucun fonds bloqu\u00e9 sur votre compte.\n      <\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== DOCUMENTS ===== -->\n<div class=\"gb-section gb-section--light\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Constitution du dossier<\/p>\n    <h2 class=\"gb-h2\">Documents requis pour votre demande<\/h2>\n    <p class=\"gb-lead\">\n      Le dossier est enti\u00e8rement num\u00e9rique. Aucun document original ne doit \u00eatre envoy\u00e9 par courrier.\n    <\/p>\n    <div style=\"display:grid;grid-template-columns:1fr 1fr;gap:16px;\">\n\n      <div style=\"display:flex;gap:14px;align-items:flex-start;padding:18px;background:var(--gb-blue-light);border:1px solid var(--gb-border);border-radius:var(--gb-radius);\">\n        <div style=\"width:40px;height:40px;border-radius:50%;background:#fff;border:1px solid var(--gb-border);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gb-blue);\">\n          <svg width=\"18\" height=\"18\" aria-hidden=\"true\"><use href=\"#exp-file\"\/><\/svg>\n        <\/div>\n        <div>\n          <div style=\"font-size:14px;font-weight:500;color:var(--gb-text);margin-bottom:4px;\">Pi\u00e8ce d&rsquo;identit\u00e9<\/div>\n          <div style=\"font-size:13px;color:var(--gb-muted);line-height:1.5;\">Passeport ou carte d&rsquo;identit\u00e9 \u00e9trang\u00e8re en cours de validit\u00e9. Aucun titre de s\u00e9jour belge requis.<\/div>\n        <\/div>\n      <\/div>\n\n      <div style=\"display:flex;gap:14px;align-items:flex-start;padding:18px;background:var(--gb-blue-light);border:1px solid var(--gb-border);border-radius:var(--gb-radius);\">\n        <div style=\"width:40px;height:40px;border-radius:50%;background:#fff;border:1px solid var(--gb-border);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gb-blue);\">\n          <svg width=\"18\" height=\"18\" aria-hidden=\"true\"><use href=\"#exp-building\"\/><\/svg>\n        <\/div>\n        <div>\n          <div style=\"font-size:14px;font-weight:500;color:var(--gb-text);margin-bottom:4px;\">Contrat de travail ou attestation employeur<\/div>\n          <div style=\"font-size:13px;color:var(--gb-muted);line-height:1.5;\">Contrat sign\u00e9 avec votre employeur belge, ou attestation confirmant votre prise de poste. Un contrat non encore d\u00e9marr\u00e9 est accept\u00e9.<\/div>\n        <\/div>\n      <\/div>\n\n      <div style=\"display:flex;gap:14px;align-items:flex-start;padding:18px;background:var(--gb-blue-light);border:1px solid var(--gb-border);border-radius:var(--gb-radius);\">\n        <div style=\"width:40px;height:40px;border-radius:50%;background:#fff;border:1px solid var(--gb-border);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gb-blue);\">\n          <svg width=\"18\" height=\"18\" aria-hidden=\"true\"><use href=\"#exp-file\"\/><\/svg>\n        <\/div>\n        <div>\n          <div style=\"font-size:14px;font-weight:500;color:var(--gb-text);margin-bottom:4px;\">Preuve de revenus<\/div>\n          <div style=\"font-size:13px;color:var(--gb-muted);line-height:1.5;\">Derni\u00e8re fiche de paie ou, pour un contrat \u00e0 venir, le salaire contractuel mentionn\u00e9 dans le contrat de travail.<\/div>\n        <\/div>\n      <\/div>\n\n      <div style=\"display:flex;gap:14px;align-items:flex-start;padding:18px;background:var(--gb-blue-light);border:1px solid var(--gb-border);border-radius:var(--gb-radius);\">\n        <div style=\"width:40px;height:40px;border-radius:50%;background:#fff;border:1px solid var(--gb-border);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gb-blue);\">\n          <svg width=\"18\" height=\"18\" aria-hidden=\"true\"><use href=\"#exp-file\"\/><\/svg>\n        <\/div>\n        <div>\n          <div style=\"font-size:14px;font-weight:500;color:var(--gb-text);margin-bottom:4px;\">Bail de location<\/div>\n          <div style=\"font-size:13px;color:var(--gb-muted);line-height:1.5;\">Le <a href=\"https:\/\/garantie.be\/fr\/bail-de-location\/\" style=\"color:var(--gb-blue);text-decoration:none;\">bail de location<\/a> sign\u00e9 ou le projet de bail suffit pour initier la demande.<\/div>\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== COMMENT \u00c7A MARCHE ===== -->\n<div class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Processus<\/p>\n    <h2 class=\"gb-h2\">Comment obtenir votre garantie locative en Belgique ?<\/h2>\n    <div class=\"gb-steps\">\n      <div class=\"gb-step\">\n        <div class=\"gb-step__icon\">\n          <svg width=\"22\" height=\"22\" aria-hidden=\"true\"><use href=\"#exp-file\"\/><\/svg>\n        <\/div>\n        <div class=\"gb-step__num-line\">\n          <span class=\"gb-step__dot\"><\/span>\n          <span class=\"gb-step__connector\"><\/span>\n        <\/div>\n        <div class=\"gb-step__body\">\n          <div class=\"gb-step__title\">Compl\u00e9tez le formulaire en ligne<\/div>\n          <div class=\"gb-step__desc\">Depuis votre pays d&rsquo;origine ou \u00e0 votre arriv\u00e9e en Belgique. En quelques minutes, sur smartphone ou ordinateur.<\/div>\n        <\/div>\n      <\/div>\n      <div class=\"gb-step\">\n        <div class=\"gb-step__icon\">\n          <svg width=\"22\" height=\"22\" aria-hidden=\"true\"><use href=\"#exp-clock\"\/><\/svg>\n        <\/div>\n        <div class=\"gb-step__num-line\">\n          <span class=\"gb-step__dot\"><\/span>\n          <span class=\"gb-step__connector\"><\/span>\n        <\/div>\n        <div class=\"gb-step__body\">\n          <div class=\"gb-step__title\">Analyse du dossier<\/div>\n          <div class=\"gb-step__desc\">R\u00e9ponse en quelques heures, 7j\/7. Nos \u00e9quipes examinent votre dossier et vous informent par e-mail.<\/div>\n        <\/div>\n      <\/div>\n      <div class=\"gb-step gb-step--last\">\n        <div class=\"gb-step__icon\">\n          <svg width=\"22\" height=\"22\" aria-hidden=\"true\"><use href=\"#exp-building\"\/><\/svg>\n        <\/div>\n        <div class=\"gb-step__num-line\">\n          <span class=\"gb-step__dot\"><\/span>\n        <\/div>\n        <div class=\"gb-step__body\">\n          <div class=\"gb-step__title\">Attestation transmise au bailleur<\/div>\n          <div class=\"gb-step__desc\">Le certificat de caution est envoy\u00e9 directement \u00e0 votre propri\u00e9taire. La signature du bail peut avoir lieu.<\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== FAQ ===== -->\n<div class=\"gb-section gb-section--light\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Questions fr\u00e9quentes<\/p>\n    <h2 class=\"gb-h2\">Garantie locative et expatriation en Belgique<\/h2>\n\n    <div class=\"gb-faq\" style=\"margin-top:28px;border-top:1px solid var(--gb-border);\">\n\n      <div class=\"gb-faq__item\" style=\"border-bottom:1px solid var(--gb-border);padding:22px 0;display:grid;grid-template-columns:1fr 2fr;gap:24px;align-items:start;\">\n        <div class=\"gb-faq__q\" style=\"font-size:15px;font-weight:500;color:var(--gb-text);\">Puis-je faire la demande depuis l&rsquo;\u00e9tranger ?<\/div>\n        <div class=\"gb-faq__a\">\n          <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin-bottom:0;\">Oui. Le formulaire est enti\u00e8rement en ligne et accessible depuis n&rsquo;importe quel pays. Vous pouvez initier et finaliser votre demande avant m\u00eame votre arriv\u00e9e en Belgique, d\u00e8s lors que vous disposez d&rsquo;un bail sign\u00e9 ou d&rsquo;un projet de bail.<\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item\" style=\"border-bottom:1px solid var(--gb-border);padding:22px 0;display:grid;grid-template-columns:1fr 2fr;gap:24px;align-items:start;\">\n        <div class=\"gb-faq__q\" style=\"font-size:15px;font-weight:500;color:var(--gb-text);\">Mon contrat de travail n&rsquo;a pas encore d\u00e9marr\u00e9. Est-ce un probl\u00e8me ?<\/div>\n        <div class=\"gb-faq__a\">\n          <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin-bottom:0;\">Non. Un contrat sign\u00e9 avec un employeur identifiable est trait\u00e9 comme un revenu futur certain. Nous acceptons les dossiers de personnes dont le contrat d\u00e9butera dans les semaines suivant la signature du bail, \u00e0 condition que la date de prise de poste soit document\u00e9e.<\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item\" style=\"border-bottom:1px solid var(--gb-border);padding:22px 0;display:grid;grid-template-columns:1fr 2fr;gap:24px;align-items:start;\">\n        <div class=\"gb-faq__q\" style=\"font-size:15px;font-weight:500;color:var(--gb-text);\">Quelle est la r\u00e9glementation belge sur la garantie locative ?<\/div>\n        <div class=\"gb-faq__a\">\n          <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin-bottom:8px;\">La garantie locative est encadr\u00e9e par le <a href=\"https:\/\/economie.fgov.be\/fr\/themes\/entreprises\/exercer-une-activite-liberale\/courtiers-immobiliers\" style=\"color:var(--gb-blue);text-decoration:none;\" target=\"_blank\" rel=\"noopener\">Code civil belge<\/a> et les l\u00e9gislations r\u00e9gionales. Son montant est plafonn\u00e9 \u00e0 2 mois de loyer \u00e0 Bruxelles et en Wallonie, et \u00e0 3 mois en Flandre. Elle peut prendre la forme d&rsquo;un <a href=\"https:\/\/garantie.be\/fr\/garantie-locative\/compte-bloque-garantie-locative\/\" style=\"color:var(--gb-blue);text-decoration:none;\">compte bloqu\u00e9<\/a>, d&rsquo;une garantie bancaire ou d&rsquo;une caution solidaire \u2014 comme celle propos\u00e9e par garantie.be.<\/p>\n          <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin-bottom:0;\">Pour plus d&rsquo;informations officielles : <a href=\"https:\/\/logement.brussels\/fr\/proprietaires\/bail-et-loyer\/garantie-locative\" style=\"color:var(--gb-blue);text-decoration:none;\" target=\"_blank\" rel=\"noopener\">Bruxelles Logement<\/a> \u00b7 <a href=\"https:\/\/www.wallonie.be\/fr\/demarches\/constituer-une-garantie-locative\" style=\"color:var(--gb-blue);text-decoration:none;\" target=\"_blank\" rel=\"noopener\">Wallonie.be<\/a> \u00b7 <a href=\"https:\/\/www.wonenvlaanderen.be\/huurwaarborg\" style=\"color:var(--gb-blue);text-decoration:none;\" target=\"_blank\" rel=\"noopener\">Wonen Vlaanderen<\/a><\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item\" style=\"padding:22px 0;display:grid;grid-template-columns:1fr 2fr;gap:24px;align-items:start;\">\n        <div class=\"gb-faq__q\" style=\"font-size:15px;font-weight:500;color:var(--gb-text);\">Comment fonctionne la r\u00e9siliation ?<\/div>\n        <div class=\"gb-faq__a\">\n          <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin-bottom:0;\">La r\u00e9siliation est gratuite et peut intervenir \u00e0 tout moment. Elle s&rsquo;effectue soit \u00e0 la fin du bail lorsque le bailleur confirme l&rsquo;absence de dettes, soit en substituant la caution garantie.be par un compte bloqu\u00e9 classique si vous souhaitez changer de mode de garantie.<\/p>\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== CTA FINAL ===== -->\n<div class=\"gb-section gb-section--tinted\" style=\"text-align:center;\">\n  <div class=\"gb-inner\">\n    <h2 class=\"gb-h2\" style=\"font-size:26px;margin-bottom:12px;\">Pr\u00eat \u00e0 constituer votre garantie locative ?<\/h2>\n    <p class=\"gb-lead\" style=\"max-width:480px;margin:0 auto 28px;\">\n      Rejoignez des milliers de locataires \u2014 dont de nombreux expatri\u00e9s \u2014 qui ont choisi garantie.be pour simplifier leur installation en Belgique.\n    <\/p>\n    <div style=\"display:flex;gap:12px;justify-content:center;flex-wrap:wrap;\">\n      <a href=\"https:\/\/account.garantie.be\/fr\/register\/lease\" class=\"gb-btn gb-btn--primary gb-btn--lg\">\n        D\u00e9marrer ma demande <svg width=\"16\" height=\"16\" aria-hidden=\"true\"><use href=\"#exp-arrow\"\/><\/svg>\n      <\/a>\n      <a href=\"https:\/\/garantie.be\/fr\/garantie-locative-en-ligne\/\" class=\"gb-btn gb-btn--outline\">\n        En savoir plus sur le service\n      <\/a>\n    <\/div>\n    <p style=\"font-size:11px;color:var(--gb-muted);margin-top:20px;\">Courtier agr\u00e9\u00e9 FSMA \u00b7 Garantir SRL \u00b7 BCE 0761.516.118<\/p>\n  <\/div>\n<\/div>\n\n<!-- ===== JS CALCULATEUR ===== -->\n<script>\n(function () {\n  function expFmt(n) {\n    return n.toLocaleString('fr-BE', { minimumFractionDigits: 2, maximumFractionDigits: 2 });\n  }\n  window.expCalc = function () {\n    var g = parseFloat(document.getElementById('exp-garantie').value) || 1600;\n    var an = Math.max(g * 0.06, 96);\n    var mois = an \/ 12;\n    document.getElementById('exp-frais-an').textContent = expFmt(an) + ' \u20ac';\n    document.getElementById('exp-frais-mois').textContent = expFmt(mois) + ' \u20ac';\n  };\n  expCalc();\n})();\n<\/script>\n\n<!-- Schema JSON-LD FAQPage -->\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Puis-je faire la demande de garantie locative depuis l'\u00e9tranger ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Oui. Le formulaire est enti\u00e8rement en ligne et accessible depuis n'importe quel pays. Vous pouvez initier et finaliser votre demande avant m\u00eame votre arriv\u00e9e en Belgique, d\u00e8s lors que vous disposez d'un bail sign\u00e9 ou d'un projet de bail.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Mon contrat de travail n'a pas encore d\u00e9marr\u00e9. Est-ce un probl\u00e8me ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Non. Un contrat sign\u00e9 avec un employeur identifiable est trait\u00e9 comme un revenu futur certain. Nous acceptons les dossiers de personnes dont le contrat d\u00e9butera dans les semaines suivant la signature du bail, \u00e0 condition que la date de prise de poste soit document\u00e9e.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quelle est la r\u00e9glementation belge sur la garantie locative ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"La garantie locative est encadr\u00e9e par le Code civil belge et les l\u00e9gislations r\u00e9gionales. Son montant est plafonn\u00e9 \u00e0 2 mois de loyer \u00e0 Bruxelles et en Wallonie, et \u00e0 3 mois en Flandre. Elle peut prendre la forme d'un compte bloqu\u00e9, d'une garantie bancaire ou d'une caution solidaire.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Comment fonctionne la r\u00e9siliation de la caution garantie.be ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"La r\u00e9siliation est gratuite et peut intervenir \u00e0 tout moment, soit \u00e0 la fin du bail lorsque le bailleur confirme l'absence de dettes, soit en substituant la caution par un compte bloqu\u00e9 classique.\"\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>R\u00e9ponse en quelques heures \u00b7 100% en ligne Garantie locative en Belgiquepour les expatri\u00e9s Vous rejoignez la Belgique pour un poste dans une multinationale ou un cabinet international ? Obtenez votre garantie locative sans ouvrir de compte bancaire belge, sans vous d\u00e9placer, d\u00e8s votre arriv\u00e9e. D\u00e9marrer ma demande Lire les avis clients Conforme \u00e0 la [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-23854","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Garantie locative en Belgique pour expatri\u00e9s<\/title>\n<meta name=\"description\" content=\"Obtenez votre garantie locative en Belgique sans compte bancaire belge. Passeport \u00e9tranger accept\u00e9, contrat \u00e0 venir accept\u00e9. 100% en ligne.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/garantie.be\/fr\/expats\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Garantie locative en Belgique pour expatri\u00e9s\" \/>\n<meta property=\"og:description\" content=\"Obtenez votre garantie locative en Belgique sans compte bancaire belge. 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