{"id":24325,"date":"2026-09-24T11:55:22","date_gmt":"2026-09-24T09:55:22","guid":{"rendered":"https:\/\/garantie.be\/?page_id=24325"},"modified":"2026-09-24T11:56:01","modified_gmt":"2026-09-24T09:56:01","slug":"garantie-locative-cbc","status":"publish","type":"page","link":"https:\/\/garantie.be\/fr\/garantie-locative\/garantie-locative-cbc\/","title":{"rendered":"Garantie locative CBC : compte bloqu\u00e9 en ligne et alternative"},"content":{"rendered":"\n<!-- ===== HERO ===== -->\n<div class=\"gb-section gb-section--light\" style=\"text-align:center;\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Compte bloqu\u00e9 en banque<\/p>\n    <h1 style=\"font-size:34px;font-weight:500;line-height:1.25;max-width:640px;margin:0 auto 16px;color:var(--gb-text);\">Garantie locative CBC<br><span style=\"color:var(--gb-blue);\">compte bloqu\u00e9 et alternatives<\/span><\/h1>\n    <p style=\"font-size:16px;color:var(--gb-muted);max-width:540px;margin:0 auto 28px;line-height:1.65;\">CBC Banque propose un compte bloqu\u00e9 pour votre <a href=\"https:\/\/garantie.be\/fr\/garantie-locative\/\" style=\"color:var(--gb-blue);\">garantie locative<\/a>. Voici comment fonctionne la proc\u00e9dure, ses contraintes, et pourquoi garantie.be peut \u00eatre une alternative plus rapide et plus simple.<\/p>\n    <div style=\"display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-bottom:28px;\">\n      <a href=\"https:\/\/garantie.be\/fr\/garantie-locative-en-ligne\/\" class=\"gb-btn gb-btn--primary gb-btn--lg\">Alternative d\u00e9marche 100% en ligne <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"\/><polyline points=\"12 5 19 12 12 19\"\/><\/svg><\/a>\n      <a href=\"https:\/\/www.cbc.be\/particuliers\/fr\/epargner\/comptes-epargne\/compte-de-garantie-locative.html\" target=\"_blank\" rel=\"noopener\" class=\"gb-btn gb-btn--outline\">Site CBC \u2192<\/a>\n    <\/div>\n    <div class=\"gb-hero-badges\">\n      <div class=\"gb-hero-badge\"><svg width=\"14\" height=\"14\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"12 6 12 12 16 14\"\/><\/svg>D\u00e9lai CBC : 1 \u00e0 3 jours (clients) \/ 3 \u00e0 5 jours (non-clients)<\/div>\n      <div class=\"gb-hero-badge\"><svg width=\"14\" height=\"14\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>garantie.be : quelques heures<\/div>\n      <div class=\"gb-hero-badge\"><svg width=\"14\" height=\"14\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>Sans fonds bloqu\u00e9s<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== PROC\u00c9DURE CBC ===== -->\n<div class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Proc\u00e9dure CBC<\/p>\n    <h2 class=\"gb-h2\">Comment ouvrir une garantie locative chez CBC ?<span style=\"font-size:11px;background:#FFF8F0;color:#92400E;border:1px solid #FBBF7A;padding:2px 8px;border-radius:10px;margin-left:8px;\">En ligne clients uniquement<\/span><\/h2>\n    <p class=\"gb-lead\">CBC est la marque wallonne et bruxelloise du groupe KBC. Le produit et les conditions sont identiques : ouverture en ligne pour les clients via CBC Mobile\/Touch, et passage par CBC Live ou agence pour les non-clients.<\/p>\n\n    <div style=\"display:flex;flex-direction:column;gap:0;margin-top:8px;\">\n      <div style=\"display:flex;gap:20px;align-items:flex-start;padding:20px 0;border-bottom:1px solid var(--gb-border);\">\n        <div style=\"width:36px;height:36px;border-radius:50%;background:var(--gb-blue);color:#fff;display:flex;align-items:center;justify-content:center;font-size:15px;font-weight:600;flex-shrink:0;\">1<\/div>\n        <div style=\"flex:1;\">\n          <div style=\"font-size:15px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Pr\u00e9parer les informations n\u00e9cessaires<\/div>\n          <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin:0;\">Votre carte d&rsquo;identit\u00e9 belge, les coordonn\u00e9es de votre bailleur (nom, adresse, e-mail), l&rsquo;adresse du logement, la dur\u00e9e du bail et le montant de la <a href=\"https:\/\/garantie.be\/fr\/garantie-locative\/\" style=\"color:var(--gb-blue);\">garantie locative<\/a> (2 mois \u00e0 Bruxelles et en Wallonie, 3 mois en Flandre).<\/p>\n          <div style=\"display:inline-flex;align-items:center;gap:6px;background:var(--gb-blue-light);border:1px solid var(--gb-border);border-radius:var(--gb-radius-sm);padding:6px 12px;margin-top:10px;\"><svg width=\"13\" height=\"13\" fill=\"none\" stroke=\"var(--gb-blue)\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><span style=\"font-size:12px;color:var(--gb-blue);\">Clients CBC : ouverture disponible dans CBC Mobile et CBC Touch.<\/span><\/div>\n        <\/div>\n      <\/div>\n      <div style=\"display:flex;gap:20px;align-items:flex-start;padding:20px 0;border-bottom:1px solid var(--gb-border);\">\n        <div style=\"width:36px;height:36px;border-radius:50%;background:var(--gb-blue);color:#fff;display:flex;align-items:center;justify-content:center;font-size:15px;font-weight:600;flex-shrink:0;\">2<\/div>\n        <div style=\"flex:1;\">\n          <div style=\"font-size:15px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Ouvrir le compte en ligne ou en agence<\/div>\n          <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin:0;\">Clients CBC : ouvrez le compte directement dans CBC Mobile et CBC Touch en quelques minutes. Non-clients : une visite en agence ou via CBC Live est n\u00e9cessaire avec votre eID belge.<\/p>\n        <\/div>\n      <\/div>\n      <div style=\"display:flex;gap:20px;align-items:flex-start;padding:20px 0;\">\n        <div style=\"width:36px;height:36px;border-radius:50%;background:var(--gb-blue);color:#fff;display:flex;align-items:center;justify-content:center;font-size:15px;font-weight:600;flex-shrink:0;\">3<\/div>\n        <div style=\"flex:1;\">\n          <div style=\"font-size:15px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Obtenir l&rsquo;attestation pour le bailleur<\/div>\n          <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin:0;\">CBC Banque \u00e9met une attestation confirmant que la garantie est bien constitu\u00e9e. Ce document est \u00e0 remettre \u00e0 votre propri\u00e9taire avant la signature du bail. Comptez 1 \u00e0 3 jours (clients) \/ 3 \u00e0 5 jours (non-clients) pour l&rsquo;obtenir.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== COMPARATIF ===== -->\n<div class=\"gb-section gb-section--light\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Comparaison<\/p>\n    <h2 class=\"gb-h2\">Compte bloqu\u00e9 CBC vs garantie.be<\/h2>\n    <div class=\"gb-compare-grid\">\n      <div class=\"gb-card\">\n        <p style=\"font-size:10px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--gb-muted);margin-bottom:14px;\">Compte d&rsquo;\u00e9pargne de garantie locative CBC<\/p>\n        <ul class=\"gb-list\">\n          <li class=\"gb-list__item gb-list__item--check\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>Clients CBC : ouverture et lib\u00e9ration 100% en ligne via CBC Mobile\/Touch<\/li>\n          <li class=\"gb-list__item gb-list__item--check\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>M\u00eame produit que KBC, groupe solide et reconnu<\/li>\n          <li class=\"gb-list__item gb-list__item--check\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>Compte d&rsquo;\u00e9pargne r\u00e9glement\u00e9 (Cat\u00e9gorie A), gratuit, sans frais<\/li>\n          <li class=\"gb-list__item gb-list__item--check\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>Lib\u00e9ration en fin de bail \u00e9galement possible en ligne<\/li>\n          <li class=\"gb-list__item gb-list__item--cross\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"\/><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"\/><\/svg>Non-clients : eID belge obligatoire, passage par CBC Live ou agence requis<\/li>\n          <li class=\"gb-list__item gb-list__item--cross\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"\/><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"\/><\/svg>Fonds toujours bloqu\u00e9s pendant toute la dur\u00e9e du bail<\/li>\n          <li class=\"gb-list__item gb-list__item--cross\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"\/><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"\/><\/svg>R\u00e9seau d&rsquo;agences moins \u00e9tendu qu&rsquo;ING ou BNP Paribas Fortis<\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"gb-card--blue\">\n        <span class=\"gb-badge\">ALTERNATIVE RAPIDE<\/span>\n        <p style=\"font-size:10px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.65);margin-bottom:14px;\">garantie.be<\/p>\n        <ul class=\"gb-list\">\n          <li class=\"gb-list__item gb-list__item--check\" style=\"color:#fff;\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>Aucun fonds bloqu\u00e9 \u2014 votre \u00e9pargne reste disponible<\/li>\n          <li class=\"gb-list__item gb-list__item--check\" style=\"color:#fff;\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><strong>D\u00e9marche 100% en ligne, depuis votre smartphone<\/strong><\/li>\n          <li class=\"gb-list__item gb-list__item--check\" style=\"color:#fff;\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>R\u00e9ponse en quelques heures, 7j\/7<\/li>\n          <li class=\"gb-list__item gb-list__item--check\" style=\"color:#fff;\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>Pas d&rsquo;eID requise \u2014 accessible aux expatri\u00e9s<\/li>\n          <li class=\"gb-list__item gb-list__item--check\" style=\"color:#fff;\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>Attestation transmise directement au bailleur<\/li>\n        <\/ul>\n        <a href=\"https:\/\/garantie.be\/fr\/garantie-locative-en-ligne\/\" class=\"gb-btn gb-btn--white\" style=\"margin-top:22px;width:100%;justify-content:center;\">D\u00e9couvrir garantie.be <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"\/><polyline points=\"12 5 19 12 12 19\"\/><\/svg><\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== FAQ ===== -->\n<div class=\"gb-section gb-section--light\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Questions fr\u00e9quentes<\/p>\n    <h2 class=\"gb-h2\">Questions sur la garantie locative CBC<\/h2>\n    <div class=\"gb-faq\">\n      <div class=\"gb-faq__item\">\n        <div class=\"gb-faq__q\">CBC et KBC proposent-ils le m\u00eame produit de garantie locative ?<\/div>\n        <div class=\"gb-faq__a\"><p>Oui. CBC est la marque du groupe KBC pour la Wallonie et Bruxelles. Le Compte d&rsquo;\u00e9pargne de garantie locative CBC fonctionne exactement comme le produit KBC, avec les m\u00eames conditions et les m\u00eames applications mobiles.<\/p><\/div>\n      <\/div>\n      <div class=\"gb-faq__item\">\n        <div class=\"gb-faq__q\">Un non-client CBC peut-il ouvrir une garantie locative CBC en ligne ?<\/div>\n        <div class=\"gb-faq__a\"><p>Partiellement. Un non-client peut passer par CBC Live (entretien vid\u00e9o) sans se d\u00e9placer, mais une carte d&rsquo;identit\u00e9 belge valide est obligatoire. Sans eID belge, la d\u00e9marche est bloqu\u00e9e.<\/p><\/div>\n      <\/div>\n      <div class=\"gb-faq__item gb-faq__item--last\">\n        <div class=\"gb-faq__q\">Combien de temps prend l&rsquo;ouverture d&rsquo;une garantie locative chez CBC ?<\/div>\n        <div class=\"gb-faq__a\"><p>Pour un client CBC existant, le compte est disponible imm\u00e9diatement dans CBC Mobile ou CBC Touch. Pour un non-client, comptez 3 \u00e0 5 jours ouvrables selon le mode d&rsquo;identification choisi.<\/p><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== CTA ===== -->\n<div class=\"gb-section gb-section--tinted\" style=\"text-align:center;\">\n  <div class=\"gb-inner\">\n    <h2 class=\"gb-h2\" style=\"font-size:24px;margin-bottom:12px;\">Obtenez votre garantie locative en quelques heures<\/h2>\n    <p class=\"gb-lead\" style=\"max-width:480px;margin:0 auto 28px;\">Sans fonds bloqu\u00e9s, sans rendez-vous, sans d\u00e9placement. 100% en ligne depuis votre smartphone. Attestation transmise directement \u00e0 votre bailleur.<\/p>\n    <a href=\"https:\/\/garantie.be\/fr\/garantie-locative-en-ligne\/\" class=\"gb-btn gb-btn--primary gb-btn--lg\">D\u00e9couvrir comment \u00e7a marche <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"\/><polyline points=\"12 5 19 12 12 19\"\/><\/svg><\/a>\n    <p style=\"font-size:12px;color:var(--gb-muted);margin-top:16px;\">Courtier agr\u00e9\u00e9 FSMA \u00b7 Conforme \u00e0 la loi belge \u00b7 Accept\u00e9 par les bailleurs belges<\/p>\n  <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Compte bloqu\u00e9 en banque Garantie locative CBCcompte bloqu\u00e9 et alternatives CBC Banque propose un compte bloqu\u00e9 pour votre garantie locative. Voici comment fonctionne la proc\u00e9dure, ses contraintes, et pourquoi garantie.be peut \u00eatre une alternative plus rapide et plus simple. Alternative d\u00e9marche 100% en ligne Site CBC \u2192 D\u00e9lai CBC : 1 \u00e0 3 jours (clients) [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":11,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-24325","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Garantie locative CBC : compte bloqu\u00e9 en ligne et alternative<\/title>\n<meta name=\"description\" content=\"CBC permet d&#039;ouvrir une garantie locative en ligne via CBC Mobile pour ses clients. D\u00e9couvrez l&#039;alternative sans fonds bloqu\u00e9s.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/garantie.be\/fr\/garantie-locative\/garantie-locative-cbc\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Garantie locative CBC : compte bloqu\u00e9 en ligne et alternative\" \/>\n<meta property=\"og:description\" content=\"CBC permet d&#039;ouvrir une garantie locative en ligne via CBC Mobile pour ses clients. 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