{"id":1706,"date":"2020-12-26T11:30:45","date_gmt":"2020-12-26T10:30:45","guid":{"rendered":"https:\/\/garantie.be\/huurders\/"},"modified":"2026-09-24T13:21:56","modified_gmt":"2026-09-24T11:21:56","slug":"huurder","status":"publish","type":"page","link":"https:\/\/garantie.be\/nl\/huurder\/","title":{"rendered":"Online huurwaarborg voor huurders in Belgi\u00eb"},"content":{"rendered":"\n<!-- ===== HERO ===== -->\n<div class=\"gb-section gb-section--light\" style=\"text-align:center;\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Voor huurders<\/p>\n    <h1 style=\"font-size:34px;font-weight:500;line-height:1.25;max-width:600px;margin:0 auto 16px;color:var(--gb-text);\">Huurwaarborg <br\/><span style=\"color:var(--gb-blue);\">zonder dat uw geld wordt geblokkeerd<\/span><\/h1>\n    <p style=\"font-size:16px;color:var(--gb-muted);max-width:520px;margin:0 auto 28px;line-height:1.65;\">Snel, betrouwbaar, veilig \u2014 ontvang uw <a href=\"https:\/\/garantie.be\/nl\/huurwaarborg\/\" style=\"color:var(--gb-blue);\">huurwaarborg<\/a> binnen enkele uren. U hoeft uw geld niet langer jarenlang vast te zetten. <\/p>\n    <div style=\"display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-bottom:28px;\">\n      <a href=\"https:\/\/account.garantie.be\/nl\/register\/lease\" class=\"gb-btn gb-btn--primary gb-btn--lg\">Mijn aanvraag online indienen <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg><\/a>\n      <a href=\"https:\/\/account.garantie.be\/nl\/contact\/\" class=\"gb-btn gb-btn--outline\">Neem contact met ons op<\/a>\n    <\/div>\n    <div class=\"gb-hero-badges\">\n      <div class=\"gb-hero-badge\"><svg width=\"14\" height=\"14\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>Conform de Belgische wet<\/div>\n      <div class=\"gb-hero-badge\"><svg width=\"14\" height=\"14\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>Door de FSMA erkende makelaar<\/div>\n      <div class=\"gb-hero-badge\"><svg width=\"14\" height=\"14\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>Geen geblokkeerde middelen<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== COMMENT \u00c7A MARCHE ===== -->\n<div class=\"gb-section gb-section--light\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Proces<\/p>\n    <h2 class=\"gb-h2\">Hoe werkt het?<\/h2>\n    <p class=\"gb-lead\">Een eenvoudige, snelle en 100% digitale procedure. Ontvang uw huurwaarborg zonder ergens heen te gaan. <\/p>\n    <div class=\"gb-steps\">\n      <div class=\"gb-step\">\n        <div class=\"gb-step__icon\"><svg width=\"22\" height=\"22\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z\"><\/path><polyline points=\"14 2 14 8 20 8\"><\/polyline><line x1=\"9\" y1=\"13\" x2=\"15\" y2=\"13\"><\/line><line x1=\"9\" y1=\"17\" x2=\"12\" y2=\"17\"><\/line><\/svg><\/div>\n        <div class=\"gb-step__num-line\"><span class=\"gb-step__dot\"><\/span><span class=\"gb-step__connector\"><\/span><\/div>\n        <div class=\"gb-step__body\">\n          <div class=\"gb-step__title\">Vul het formulier in<\/div>\n          <div class=\"gb-step__desc\">5 minuten online. Je dient je bewijsstukken rechtstreeks in vanaf je telefoon of per e-mail. <\/div>\n        <\/div>\n      <\/div>\n      <div class=\"gb-step\">\n        <div class=\"gb-step__icon\"><svg width=\"22\" height=\"22\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"11\" cy=\"11\" r=\"7\"><\/circle><line x1=\"16.5\" y1=\"16.5\" x2=\"22\" y2=\"22\"><\/line><\/svg><\/div>\n        <div class=\"gb-step__num-line\"><span class=\"gb-step__dot\"><\/span><span class=\"gb-step__connector\"><\/span><\/div>\n        <div class=\"gb-step__body\">\n          <div class=\"gb-step__title\">Uw aanvraag is goedgekeurd<\/div>\n          <div class=\"gb-step__desc\">Ons team beoordeelt uw kredietwaardigheid en stuurt u een betalingslink. Doorlooptijd: enkele uren, 7 dagen per week. <\/div>\n        <\/div>\n      <\/div>\n      <div class=\"gb-step gb-step--last\">\n        <div class=\"gb-step__icon\"><svg width=\"22\" height=\"22\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"><\/path><polyline points=\"9 12 11 14 15 10\"><\/polyline><\/svg><\/div>\n        <div class=\"gb-step__num-line\"><span class=\"gb-step__dot\"><\/span><\/div>\n        <div class=\"gb-step__body\">\n          <div class=\"gb-step__title\">Het certificaat wordt afgegeven<\/div>\n          <div class=\"gb-step__desc\">Zodra je hebt betaald, ontvangt je verhuurder het offici\u00eble certificaat. Je huurovereenkomst kan dan worden ondertekend. <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== L\u00c9GALIT\u00c9 ===== -->\n<div class=\"gb-section gb-section--light\">\n  <div class=\"gb-inner\">\n    <div style=\"background:var(--gb-blue-light);border:1px solid var(--gb-blue-mid);border-radius:var(--gb-radius-lg);padding:28px 32px;display:flex;gap:20px;align-items:flex-start;\">\n      <div style=\"width:44px;height:44px;border-radius:50%;background:#fff;border:1px solid var(--gb-border);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gb-blue);\">\n        <svg width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"12\" y1=\"8\" x2=\"12\" y2=\"12\"><\/line><line x1=\"12\" y1=\"16\" x2=\"12.01\" y2=\"16\"><\/line><\/svg>\n      <\/div>\n      <div>\n        <div style=\"font-size:16px;font-weight:500;color:var(--gb-text);margin-bottom:8px;\">Is het legaal om een garantie te gebruiken zonder geld te blokkeren?<\/div>\n        <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin-bottom:8px;\"><strong style=\"color:var(--gb-text);\">Ja, dat is volkomen legaal.<\/strong>  De Belgische wet staat toe dat in plaats van een geblokkeerde bankrekening gebruik wordt gemaakt van een erkende professionele garantie-instelling, zoals garantie.be.<\/p>\n        <p style=\"font-size:14px;color:var(--gb-muted);line-height:1.65;margin-bottom:0;\">Sinds april 2025 kan de huurder zelf kiezen welke vorm van huurwaarborg hij wil. De meeste Belgische verhuurders en makelaars accepteren de certificaten van garantie.be, die betrouwbaar en traceerbaar zijn en aan de wet voldoen. <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<!-- ===== POURQUOI GARANTIE.BE ===== -->\n<div class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Voordelen<\/p>\n    <h2 class=\"gb-h2\">Waarom kiezen voor garantie.be?<\/h2>\n    <p class=\"gb-lead\">Als u gedurende de gehele looptijd van de huurovereenkomst 2 of 3 maanden huur op een bankrekening moet reserveren, zit dat geld zolang vast. Met onze dienst vermijdt u deze verplichting en biedt u uw verhuurder toch dezelfde bescherming. <\/p>\n    <div style=\"display:grid;grid-template-columns:1fr 1fr;gap:16px;\">\n\n      <div style=\"display:flex;gap:14px;align-items:flex-start;padding:20px;background:#fff;border:1px solid var(--gb-border);border-radius:var(--gb-radius);\">\n        <div style=\"width:42px;height:42px;border-radius:50%;background:var(--gb-blue-light);border:1px solid var(--gb-border);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gb-blue);\">\n          <svg width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"><\/path><polyline points=\"9 12 11 14 15 10\"><\/polyline><\/svg>\n        <\/div>\n        <div>\n          <div style=\"font-size:15px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Geen geblokkeerde middelen<\/div>\n          <div style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">Uw geld staat niet vast op een bankrekening. U behoudt de vrijheid om het op een andere manier te gebruiken. <\/div>\n        <\/div>\n      <\/div>\n\n      <div style=\"display:flex;gap:14px;align-items:flex-start;padding:20px;background:#fff;border:1px solid var(--gb-border);border-radius:var(--gb-radius);\">\n        <div style=\"width:42px;height:42px;border-radius:50%;background:var(--gb-blue-light);border:1px solid var(--gb-border);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gb-blue);\">\n          <svg width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle><polyline points=\"12 7 12 12 15 15\"><\/polyline><\/svg>\n        <\/div>\n        <div>\n          <div style=\"font-size:15px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Snel en 100% online<\/div>\n          <div style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">Volledig gedigitaliseerd proces. Uw verhuurder ontvangt het certificaat binnen enkele uren, zonder afspraak. <\/div>\n        <\/div>\n      <\/div>\n\n      <div style=\"display:flex;gap:14px;align-items:flex-start;padding:20px;background:#fff;border:1px solid var(--gb-border);border-radius:var(--gb-radius);\">\n        <div style=\"width:42px;height:42px;border-radius:50%;background:var(--gb-blue-light);border:1px solid var(--gb-border);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gb-blue);\">\n          <svg width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z\"><\/path><polyline points=\"9 22 9 12 15 12 15 22\"><\/polyline><\/svg>\n        <\/div>\n        <div>\n          <div style=\"font-size:15px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Aanvaard door verhuurders<\/div>\n          <div style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">Ons certificaat heeft dezelfde juridische waarde als een geblokkeerde rekening. Het wordt door de overgrote meerderheid van de eigenaars en makelaars in Belgi\u00eb aanvaard. <\/div>\n        <\/div>\n      <\/div>\n\n      <div style=\"display:flex;gap:14px;align-items:flex-start;padding:20px;background:#fff;border:1px solid var(--gb-border);border-radius:var(--gb-radius);\">\n        <div style=\"width:42px;height:42px;border-radius:50%;background:var(--gb-blue-light);border:1px solid var(--gb-border);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gb-blue);\">\n          <svg width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><polygon points=\"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2\"><\/polygon><\/svg>\n        <\/div>\n        <div>\n          <div style=\"font-size:15px;font-weight:500;color:var(--gb-text);margin-bottom:6px;\">Al meer dan 5 jaar betrouwbaar<\/div>\n          <div style=\"font-size:13px;color:var(--gb-muted);line-height:1.55;\">Enkele duizenden gegarandeerde huurders in Belgi\u00eb. Garantir SRL is geregistreerd als verzekeringsmakelaar bij de FSMA. <\/div>\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== CALCULATEUR + COMPARATIF ===== -->\n<div class=\"gb-section gb-section--light\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Kostencalculator<\/p>\n    <h2 class=\"gb-h2\">Hoeveel kost deze dienst?<\/h2>\n    <p class=\"gb-lead\">Geef het bedrag van uw huurwaarborg op (zoals vermeld in uw huurovereenkomst) om uw jaarlijkse borgkosten te berekenen.<\/p>\n    <div class=\"gb-card\" style=\"background:var(--gb-blue-light);\">\n      <label class=\"gb-form__label\" for=\"loc-garantie\">Bedrag van de huurwaarborg (\u20ac)<\/label>\n      <input type=\"number\" id=\"loc-garantie\" class=\"gb-form__input\" value=\"1600\" min=\"300\" max=\"15000\" step=\"50\" oninput=\"locCalc()\"\/>\n      <div class=\"gb-metrics-grid\" style=\"margin-top:20px;\">\n        <div class=\"gb-metric--blue\">\n          <div class=\"gb-metric__label\">Kosten voor de borgsom \/ per jaar<\/div>\n          <div class=\"gb-metric__value\" id=\"loc-frais-an\">96,00 \u20ac<\/div>\n        <\/div>\n        <div class=\"gb-metric--blue\">\n          <div class=\"gb-metric__label\">Per maand<\/div>\n          <div class=\"gb-metric__value\" id=\"loc-frais-mois\">8,00 \u20ac<\/div>\n        <\/div>\n      <\/div>\n      <p class=\"gb-form__note\">Kosten voor de huurwaarborg: 6 % van het bedrag van de huurwaarborg per jaar, met een minimum van 96 \u20ac per jaar. Daar komen nog 29 \u20ac aan jaarlijkse beheerkosten bij. Er wordt geen bedrag op uw rekening geblokkeerd.  <\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"gb-section gb-section--grey\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Vergelijking<\/p>\n    <h2 class=\"gb-h2\">Geblokkeerde rekening versus waarborg van garantie.be<\/h2>\n    <p class=\"gb-lead\">Bij een garantie van <strong id=\"loc-comp-montant\">1.600 \u20ac<\/strong> is het verschil aanzienlijk.<\/p>\n    <div class=\"gb-compare-grid\">\n      <div class=\"gb-card\">\n        <p style=\"font-size:10px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--gb-muted);margin-bottom:14px;\">Geblokkeerde bankrekening<\/p>\n        <div style=\"font-size:30px;font-weight:500;color:var(--gb-text);margin-bottom:4px;\" id=\"loc-bloque-montant\">1.600 \u20ac<\/div>\n        <p style=\"font-size:12px;color:var(--gb-muted);margin-bottom:20px;line-height:1.4;\">geblokkeerd tot het einde van de huurovereenkomst<\/p>\n        <ul class=\"gb-list\">\n          <li class=\"gb-list__item gb-list__item--cross\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"><\/line><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"><\/line><\/svg>Geld dat tijdens de huurperiode niet beschikbaar is<\/li>\n          <li class=\"gb-list__item gb-list__item--cross\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"><\/line><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"><\/line><\/svg>Verplichte afspraak in het bankkantoor<\/li>\n          <li class=\"gb-list__item gb-list__item--cross\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"><\/line><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"><\/line><\/svg>Een termijn van enkele dagen<\/li>\n          <li class=\"gb-list__item gb-list__item--cross\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"><\/line><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"><\/line><\/svg>Ingewikkelde vrijgave aan het einde van de huurovereenkomst<\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"gb-card--blue\">\n        <span class=\"gb-badge\">AANBEVOLEN<\/span>\n        <p style=\"font-size:10px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.65);margin-bottom:14px;\">garantie.be<\/p>\n        <div style=\"font-size:30px;font-weight:500;color:#fff;margin-bottom:4px;\" id=\"loc-garantie-an\">96,00 \u20ac<\/div>\n        <p style=\"font-size:12px;color:rgba(255,255,255,.7);margin-bottom:20px;line-height:1.4;\">per jaar \u2014 ofwel <span id=\"loc-garantie-mois\">8,00 \u20ac per maand<\/span><\/p>\n        <ul class=\"gb-list\">\n          <li class=\"gb-list__item gb-list__item--check\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>Uw spaargeld blijft beschikbaar<\/li>\n          <li class=\"gb-list__item gb-list__item--check\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg><strong>100% online, geen verplaatsing nodig<\/strong><\/li>\n          <li class=\"gb-list__item gb-list__item--check\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg><strong>Antwoord binnen enkele uren<\/strong><\/li>\n          <li class=\"gb-list__item gb-list__item--check\"><svg class=\"gb-list__icon\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>Eenvoudige opzegging op elk moment<\/li>\n        <\/ul>\n        <a href=\"https:\/\/account.garantie.be\/nl\/register\/lease\" class=\"gb-btn gb-btn--white\" style=\"margin-top:22px;width:100%;justify-content:center;\">Mijn aanvraag indienen  <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg><\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<!-- ===== FAQ ===== -->\n<div class=\"gb-section gb-section--light\">\n  <div class=\"gb-inner\">\n    <p class=\"gb-eyebrow\">Veelgestelde vragen<\/p>\n    <h2 class=\"gb-h2\">Uw vragen over de huurwaarborg<\/h2>\n    <div class=\"gb-faq\">\n\n      <div class=\"gb-faq__item\">\n        <div class=\"gb-faq__q\">Is mijn huisbaas verplicht om dit te accepteren?<\/div>\n        <div class=\"gb-faq__a\">\n          <p>Sinds april 2025 kunnen huurders zelf hun huurwaarborg kiezen. Toch weigeren sommige verhuurders een alternatieve formule te aanvaarden. De meeste Belgische verhuurders en agentschappen aanvaarden garantie.be certificaten, die betrouwbaar en traceerbaar zijn en voldoen aan de wet.  <\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item\">\n        <div class=\"gb-faq__q\">Kan ik de garantie stopzetten tijdens de huurperiode?<\/div>\n        <div class=\"gb-faq__a\">\n          <p>De overeenkomst loopt tot het einde van de huurovereenkomst. U kunt de overeenkomst echter op elk moment kosteloos opzeggen door de waarborg op een <a href=\"https:\/\/garantie.be\/nl\/huurwaarborg\/geblokkeerde-huurwaarborgrekening\/\" style=\"color:var(--gb-blue);\">geblokkeerde bankrekening<\/a> te storten, met toestemming van uw verhuurder. <\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"gb-faq__item gb-faq__item--last\">\n        <div class=\"gb-faq__q\">Welke profielen worden geaccepteerd?<\/div>\n        <div class=\"gb-faq__a\">\n          <p>Werknemers, zelfstandigen, gepensioneerden, uitkeringsgerechtigden. Wij begeleiden ook mensen met specifieke profielen: <\/p>\n          <ul class=\"gb-faq__links\">\n            <li><a href=\"https:\/\/garantie.be\/nl\/studenten\/\">Studenten met een borgsteller \u2192<\/a><\/li>\n            <li><a href=\"https:\/\/garantie.be\/nl\/expats\/\">Expatriates die zich in Belgi\u00eb vestigen \u2192<\/a><\/li>\n            <li><a href=\"https:\/\/garantie.be\/nl\/europese-ambtenaren\/\">Ambtenaren en medewerkers van de Europese instellingen \u2192<\/a><\/li>\n          <\/ul>\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ===== CTA FINAL ===== -->\n<div class=\"gb-section gb-section--tinted\" style=\"text-align:center;\">\n  <div class=\"gb-inner\">\n    <h2 class=\"gb-h2\" style=\"font-size:26px;margin-bottom:12px;\">Klaar voor de huurwaarborg?<\/h2>\n    <p class=\"gb-lead\" style=\"max-width:460px;margin:0 auto 28px;\">Ontvang uw certificaat binnen enkele uren. Eenvoudig, snel, 100% online. <\/p>\n    <a href=\"https:\/\/account.garantie.be\/nl\/register\/lease\" class=\"gb-btn gb-btn--primary gb-btn--lg\">Online solliciteren <svg width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"><\/line><polyline points=\"12 5 19 12 12 19\"><\/polyline><\/svg><\/a>\n  <\/div>\n<\/div>\n\n<!-- ===== JS CALCULATEUR ===== -->\n<script>\n(function () {\n  function locFmt(n) { return n.toLocaleString('fr-BE', { minimumFractionDigits: 2, maximumFractionDigits: 2 }); }\n  function locFmtInt(n) { return Math.round(n).toLocaleString('fr-BE'); }\n  window.locCalc = function () {\n    var g = parseFloat(document.getElementById('loc-garantie').value) || 1600;\n    var an = Math.max(g * 0.06, 96);\n    var mois = an \/ 12;\n    document.getElementById('loc-frais-an').textContent = locFmt(an) + ' \u20ac';\n    document.getElementById('loc-frais-mois').textContent = locFmt(mois) + ' \u20ac';\n    var elM = document.getElementById('loc-comp-montant');\n    var elB = document.getElementById('loc-bloque-montant');\n    var elA = document.getElementById('loc-garantie-an');\n    var elMo = document.getElementById('loc-garantie-mois');\n    if (elM) elM.textContent = locFmtInt(g) + '\\u00a0\u20ac';\n    if (elB) elB.textContent = locFmtInt(g) + '\\u00a0\u20ac';\n    if (elA) elA.textContent = locFmt(an) + '\\u00a0\u20ac';\n    if (elMo) elMo.textContent = locFmt(mois) + '\\u00a0\u20ac';\n  };\n  locCalc();\n})();\n<\/script>\n\n<script type=\"application\/ld+json\">\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Mon propri\u00e9taire est-il oblig\u00e9 d'accepter la garantie garantie.be ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Depuis avril 2025, le locataire est libre de choisir son mode de garantie locative. La majorit\u00e9 des bailleurs et agences belges acceptent les certificats garantie.be, qui sont fiables, tra\u00e7ables et conformes \u00e0 la loi.\"}},{\"@type\":\"Question\",\"name\":\"Puis-je arr\u00eater la garantie garantie.be en cours de bail ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"L'engagement dure jusqu'\u00e0 la fin du bail. Vous pouvez r\u00e9silier sans frais \u00e0 tout moment en constituant la garantie sur un compte bloqu\u00e9 aupr\u00e8s d'une banque, avec l'accord de votre bailleur.\"}},{\"@type\":\"Question\",\"name\":\"Quels profils sont accept\u00e9s par garantie.be ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Salari\u00e9s, ind\u00e9pendants, retrait\u00e9s, b\u00e9n\u00e9ficiaires d'allocations, \u00e9tudiants avec garant, expatri\u00e9s, fonctionnaires des institutions europ\u00e9ennes.\"}}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Voor huurders Huurwaarborg zonder dat uw geld wordt geblokkeerd Snel, betrouwbaar, veilig \u2014 ontvang uw huurwaarborg binnen enkele uren. U hoeft uw geld niet langer jarenlang vast te zetten. Mijn aanvraag online indienen Neem contact met ons op Conform de Belgische wet Door de FSMA erkende makelaar Geen geblokkeerde middelen Proces Hoe werkt het? Een [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-1706","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Online huurwaarborg voor huurders in Belgi\u00eb<\/title>\n<meta name=\"description\" content=\"Ontvang uw huurwaarborg zonder ergens heen te gaan en zonder uw geld vast te leggen. 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