Rental guarantee in Belgium
for civil servants and staff of European institutions
European Commission, European Parliament, Council, EEAS, EU agencies, NATO: Get your rental guarantee without a Belgian bank account, even before you receive your ID card.
What garantie.be Solves
The Practical Challenges of Moving to Brussels
Joining a European institution in Brussels means starting a new job quickly—often in August or September—while dealing with several administrative tasks at once. The rental guarantee is one of them—and it always seems to come at the worst possible time.
Comparison
Garantie.be Rental Guarantee vs. Escrow Account
For a rental guarantee of €1,600, the difference is significant.
Frozen bank account
held until the end of the lease
- A Belgian bank account is required upon arrival
- Funds tied up for the entire duration of the lease
- Timeframe incompatible with an urgent job start date
- Complex Termination at the End of a Lease
garantie.be
per year — or €8.00 per month
- No Belgian bank account required
- Your savings remain fully accessible
- Response within a few hours, 7 days a week
- Easy cancellation at any time
Cost Estimator
How much does the service cost?
Enter the amount of your rental guarantee (as stated in your rental lease) to calculate your annual security deposit fees.
Security deposit fee: 6% of the rental guarantee amount per year, with a minimum of €96 per year. An additional €29 annual management fee applies. No funds are held in your account.
Compiling the Application
Documents Required for Your Application
The application is entirely digital. Do not send any original documents by mail.
Frequently Asked Questions
Rental Guarantee and European Institutions
No. The immunity from jurisdiction granted to officials and staff of the European institutions does not apply to private-law contracts such as residential leases. A Belgian landlord is entitled to require a rental guarantee in accordance with the Belgian Civil Code, regardless of the tenant’s status.
This confusion is common when people first arrive. Garantie.be helps resolve the situation quickly, without any friction with the landlord.
Yes. A pay stub issued by the European Commission, the European Parliament, the Council, or any other EU institution or agency is recognized as a reliable reference document. Since EU pay is exempt from Belgian taxes, the net amount received is used directly to calculate the rent-to-income ratio—which works in your favor.
Yes. The identification card is not required. A valid passport or national ID card is sufficient to initiate the application. A certificate from the institution or a letter of appointment is accepted as proof of employment.
The rental guarantee is governed by Belgian regional laws. The amount is capped at 2 months’ rent in Brussels and Wallonia, and at 3 months in Flanders. It can take the form of an escrow account, a bank guarantee, or a joint guarantee such as the one offered by garantie.be.
Official sources: Bruxelles Logement · Wallonie.be · Wonen Vlaanderen
Termination is free and can occur at any time—at the end of the lease when the landlord confirms that there are no outstanding debts, or by replacing the garantie.be security deposit with a standard escrow account if you wish to change your guarantee method.
Ready to set up your rental guarantee?
Your application will be processed as a priority. Get a response within a few hours, 7 days a week. Join the many European Union staff members who trust garantie.be.
FSMA-Licensed Broker · Garantir SRL · BCE 0761.516.118
