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Choose our guarantee
What is covered by the guarantee?
The guarantee covers the payment of all sums (capital, interest, costs and accessories) that the Tenant owes or could owe to the Lessor due to the poor performance of the Lease up to the amount of the rental guarantee.
Does the proposed financial guarantee offer the same guarantees as a bank guarantee?
Yes indeed. The bond offered has the same level of security and guarantees as any bank guarantee obtained from a financial institution.
We are also registered as an insurance broker with the Financial Services and Markets Authority in Belgium (FSMA), which contributes to the honest and fair treatment of consumers of financial and insurance services.
How can the lessor release the rental guarantee?
GARANTIR financial company guarantees the tenant. It guarantees the lessor of the solvency of the lessee up to the amount indicated on the guarantee certificate issued.
At the end of the lease, the lessor can call our guarantee in two situations:
- On the basis of a contradictory exit inventory on which the tenant and the lessor have given their agreement.
- On the basis of a judgment condemning the Tenant to pay the lessor.
Our guarantee therefore allows the lessor to find this operating principle that he knows with the deposit of the sum in an individual account with a bank.
What is the amount that the lessor can demand as a guarantee on garantie.be?
As part of a amount blocked by the tenant, the law sets the amount of the maximum rental guarantee payable by the lessor from 2 to 3 months depending on the different Belgian regions.
With respect to our financial guarantee, just like with a bank guarantee, the historical federal rules have not changed. The amount of the rental guarantee can go up to a maximum of 3 months rent, regardless of the region of Belgium where the property is located.
How long does it take to obtain the rental guarantee certificate?
The tenant makes his request online on garantie.be in a few minutes. Then our team validates the file within a few hours and sends the tenant a payment link. Once the tenant has made the payment, the rental guarantee certificate is immediately issued and sent to the landlord.
The entire procedure takes from 1 hour to a few hours depending on the responsiveness of the tenant to provide his personal supporting documents.
Can the tenant terminate the rental guarantee without the agreement of the lessor?
No, the tenant cannot terminate his rental guarantee without the prior and joint agreement of the lessor. A standard termination form is provided to the tenant when subscribing.
What happens if the tenant does not pay their premium to garantie.be?
The guarantee certificate and commitment for the benefit of the lessor remain valid until the end of the lease, regardless of the delays or difficulties of payment towards Garantir on the part of the tenant.
The lessor retains his financial guarantee even if the tenant has a payment incident for his deposit premium.