Rental guaranteeonline

Get your rental guarantee in a few hours by completing our online form. You take out a rental surety from our guarantee fund to cover the financial commitments of the rental lease.

You do not block money in a bank account because we guarantee your solvency with the lessor. You only pay the surety fee.

How it works

Rental guarantee

The tenant makes his request online. The lessor receives the guarantee certificate during the day.

5 steps to apply

It is now possible to obtain a rental guarantee online. The rental guarantee contract is taken out on the Internet and the process is 100% digital.

The tenant takes out his surety bond online with the financial company GARANTIR (editor of the website garantie.be). In the event that the GARANTIR company agrees to stand surety, it sends the rental surety certificate to the lessor by email.

The online rental deposit contract subscription process is done entirely on the Internet. The tenant can follow the progress of his deposit request in his customer account area on garantie.be.

The rental guarantee subscribed online works in the same way as a rental guarantee set up in a bank branch. The fact of taking out the guarantee online on the Internet does not change the basic rules of operation.

The guarantee commitment towards the lessor can only be terminated with the agreement of the lessor.

The tenant does not block funds to sign the lease, we guarantee the amount and we charge him an annual fee for our bond. The tenant does not replenish the amount, he just pays the surety fees every year.

 

The GARANTIR company stands surety for the financial commitments of the lease on behalf of the tenant. The amount of the surety fee is proportional to the amount of the rental guarantee: The annual deposit fee represents 6% of the amount of the rental guarantee, with a minimum amount of € 96 per year.

For example : For a rental guarantee of 2,000 €, the tenant will pay 10 € per month of surety costs (in annual payment) so that the lessor is guaranteed for his solvency up to 2,000 €. The tenant can cancel the deposit at any time by blocking the € 2,000 rental guarantee with a bank and obtaining the agreement of the lessor.

The online application does not change the amount of the rental guarantee. The maximum amount authorized as a rental guarantee is set by the law on rents and the housing code of each of the three administrative regions in Belgium. For more information you can consult our pages on:

Regarding the guarantee service offered by garantie.be, as a financial guarantee it is possible for the lessor to ask for up to 3 months of rent as a guarantee. Usually, the lessor asks for 2 months of rental guarantee in Brussels and in Wallonia, as authorized by the law as much as possible within the framework of a guarantee constituted by funds blocked by the tenant.

The rental guarantee must be constituted before the signing of the lease for the rental of a property. The rental guarantee certificate is produced by the bank, or any other body responsible for certifying the guarantees provided by the tenant.

As part of an online rental guarantee deposit signed on Garantie.be, the rental guarantee certificate is issued immediately after validation of the tenant’s request. The time taken to obtain the rental guarantee is therefore sometimes barely a few hours. The certificate issued is sent directly to the lessor of the rental property.

As part of an online rental guarantee taken out on garantie.be, the tenant does not pay the amount of the rental guarantee. The GARANTIR company (financial guarantee company) guarantees the tenant to the lessor without the tenant blocking the guarantee funds of the rental lease. On the other hand, the tenant pays each year financial costs linked to the existence of this rental deposit.