Form

Frozen Bank Account

Belfius Rental Guarantee
: Blocked Account and Alternatives

Belfius Bank offers a blocked account for your rental guarantee. Here’s how the process works, what the requirements are, and why garantie.be might be a faster and simpler alternative.

100% Online Alternative Belfius website →
Belfius processing time: 3 to 7 days
garantie.be: a few hours
No funds held in escrow

Belfius Procedure

How do I set up a rental guarantee with Belfius?In-branch only

Belfius requires you to visit a branch to open a rental guarantee. A paper document must be signed by both the tenant and the landlord—they do not need to come together, but both must sign. You cannot open or manage the guarantee online.

1
Gather the necessary information

Your Belgian ID card, your landlord’s contact information (name, address, email), the address of the rental property, the lease term, and the amount of the rental guarantee (2 months in Brussels and Wallonia, 3 months in Flanders).

2
Schedule an appointment at a branch

Visit a Belfius branch with your ID card. The security deposit is deposited into a blocked account in the tenant’s name.

3
Obtaining the Certificate for the Landlord

Belfius Bank issues a certificate confirming that the guarantee has been properly established. This document must be provided to your landlord before signing the lease. Please allow 3 to 7 days to receive it.

Comparison

Belfius Blocked Account vs. garantie.be

Belfius Rental Guarantee Account

  • Network of branches throughout Belgium
  • Tenants and landlords do not need to visit the agency together
  • Secure escrow account, funds guaranteed up to €100,000
  • Accounts can only be opened at a Belfius branch
  • Paper document to be signed by the tenant and the landlord
  • No online management—neither opening nor closing an account
  • In-person visit required; cannot be done from your smartphone
QUICK ALTERNATIVE

garantie.be

  • No funds are locked up—your savings remain available
  • 100% online process, right from your smartphone
  • Response within a few hours, 7 days a week
  • No eID required—accessible to expats
  • Certificate sent directly to the landlord
Discover garantie.be

Frequently Asked Questions

Questions About the Belfius Rental Guarantee

Do I need to go to the Belfius branch with the landlord to get the rental guarantee?

No, the tenant and the landlord sign the document separately. They do not need to go to the branch together.

Can I set up a Belfius rental guarantee online?

No. Belfius does not offer the option to open a rental guarantee account online. You must visit a Belfius branch to complete the process.

How long does it take to set up a rental guarantee with Belfius?

Allow 3 to 7 business days from the time you visit the branch and both parties sign the document.

Get your rental guarantee in just a few hours

No funds tied up, no appointments, no trips. 100% online from your smartphone. Certificate sent directly to your landlord.

Find out how it works

FSMA-authorized broker · Compliant with Belgian law · Accepted by Belgian landlords