Form

e-DEPO 2026 Guide

e-DEPO Documents
: Required Documents and Common Errors

Many tenants run into problems on e-DEPO MyMinfin because they don’t have the right documents or because of avoidable mistakes. Here is the complete list and the solutions.

Access MyMinfin Alternative method that does not require an eID

Checklist

Required documents for creating an e-DEPO account

Prepare these 6 items before starting the process on MyMinfin to avoid having to interrupt your application.

1
Signed Lease Agreement
An essential document, signed by the tenant and the landlord (or the landlord’s representative). See our page on the rental lease.
2
Belgian ID (eID or itsme)
e-DEPO requires authentication using a Belgian electronic ID card or an itsme linked to a Belgian eID. Expatriates without a Belgian eID cannot access e-DEPO —see the “Frequently Asked Questions” section.
3
Landlord’s Full Contact Information
First and last name, full address, email address (must be accurate—an error will prevent the notification from being sent). The national ID number is optional.
4
Tenant’s Bank Information
The rental guarantee will be refunded to this account at the end of the rental lease. Please check the IBAN carefully.
5
Recent proof of residence
May be required in certain cases: an energy bill, a water bill, or a certificate of residence issued by the municipality within the last 3 months.
6
Housing Information
Full address of the rented property, type of lease (primary residence), monthly rent amount, and rental guarantee amount.

Common Problems

Common Errors on e-DEPO and How to Fix Them

eID / itsme connection error

Common causes: eID card not activated, faulty card reader, expired eID certificate, itsme configured incorrectly.

Solutions: Check with your local municipality to confirm that your eID is activated; try using itsme with a different app; update your eID certificate; switch browsers (Chrome → Firefox or Edge).

Poorly structured communication during the transfer process

If the structured message is incorrect, the SPF Finances cannot link the payment to the file—the deposit will never appear in MyMinfin.

Solution: Copy and paste the exact message provided by e-DEPO, without adding anything (no text, no spaces before or after).

e-DEPO certificate not generated

Common causes: transfer made over the weekend, error in the exact amount, payment in two installments (declined by e-DEPO). The receipt is generated only after confirmed receipt of the transfer.

Solution: Check the debit date on your bank statement and verify that the amount is exact to the nearest euro.

“Create Repository” button is grayed out or unavailable

A common problem among expats, people who have recently taken up residence in Belgium, and international students. Reason: You don’t yet have a valid Belgian ID card—e-DEPO is unavailable.

Solution: garantie.be is the only 100% digital alternative that does not require a Belgian eID. You’ll receive a response within a few hours.

Incorrect landlord email address

If the landlord’s email address is incorrect, e-DEPO does not send the notification to the landlord—who is unaware that the security deposit has been posted.

Solution: Verify the landlord’s exact email address. If it is a real estate agency, use the email address of the agent handling the case, not the general address.

In the event of a deadlock

What should you do if your e-DEPO submission is rejected or blocked?

Cancel and start over
If there is an error in the file, it is better to delete it and create a new, clean file rather than try to correct it.
Contact the Federal Public Service of Finance
Via the MyMinfin messaging service or by phone at +32 2 572 57 57 (code 16501), Monday through Friday.
Immediate alternative
No eID required; you’ll receive a response within a few hours. Garantie.be is the ideal solution in an emergency or if e-DEPO is unavailable.
Submit my application →

Frequently asked questions

e-DEPO Documents FAQ

Can I use e-DEPO without a Belgian ID card?

No. e-DEPO requires authentication via a Belgian eID or an itsme linked to a Belgian eID. Expatriates and foreign students without a Belgian ID card cannot access e-DEPO. The only available digital alternative is garantie.be.

How long does it take to approve an e-DEPO filing?

On average, 1 to 4 business days after the SPF Finances receives the transfer. Transfers made on weekends or outside business hours may extend this timeframe.

What should I do if my e-DEPO certificate doesn’t appear?

Check two things: that the transfer has been debited from your account (not pending), and that the structured message was correct. If the transfer is confirmed but the certificate is still missing after 5 business days, contact the SPF Finances via the MyMinfin messaging system.

Can I edit a submission I’ve already created on e-DEPO?

No. Once created, an e-DEPO file cannot be modified. If you make a mistake, you must cancel it and start over from the beginning.

Is the landlord required to accept e-DEPO?

Since 2025, tenants have been free to choose their method of providing the legally required rental guarantee. The landlord cannot require you to use a blocked bank account if you opt for another legal form, such as e-DEPO or a joint guarantee through garantie.be.

Is e-DEPO too complicated? Try garantie.be

No eID required, no bank transfer needed, no waiting. Get your rental guarantee certificate in just a few hours—it’s sent directly to your landlord.

Apply online