Mon garant est à l'étranger. Est-ce un problème pour obtenir une garantie locative en Belgique ?

Non. Le garant peut résider dans n'importe quel pays. Il reçoit un lien par e-mail avec un formulaire pré-rempli — il n'a qu'à vérifier, compléter et signer en ligne. Aucun déplacement n'est nécessaire.

On me demande de verser la garantie locative pour réserver un logement à distance. Que faire ?

Ne versez rien. Aucun propriétaire légitime ne demande le versement de la garantie avant la signature du bail et la remise des clés. C'est le signal d'une arnaque. Avec garantie.be, vous ne transférez aucune somme à un propriétaire — nous transmettons une attestation officielle après signature du bail.

Je suis étudiant belge en kot. Le service garantie.be est-il accessible ?

Oui. Garantie.be s'adresse à tous les étudiants louant un logement en Belgique — kot, studio ou appartement — avec un garant solvable. Le garant peut être un parent ou tout proche disposant de revenus suffisants.

Quelle est la réglementation belge sur la garantie locative pour les étudiants ?

La garantie locative est obligatoire en Belgique et plafonnée à 2 mois de loyer à Bruxelles et en Wallonie, 3 mois en Flandre. Elle peut prendre la forme d'un compte bloqué ou d'une caution solidaire comme celle proposée par garantie.be.

Comment fonctionne la résiliation de la garantie locative en fin d'études ?

La résiliation est gratuite et intervient automatiquement à la fin du bail, lorsque votre propriétaire confirme l'absence de dettes. Vous pouvez également résilier à tout moment si vous changez de logement.

No payment is required before signing the lease

Rental guarantee for students
in Belgium

Whether you’re an international or Belgian student living in student housing: get your rental guarantee without tying up your money. Your guarantor can sign from any country, 100% online, starting at €8/month.

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Guarantor accepted from abroad FSMA-authorized broker No funds held in escrow

Beware of scams

International students: Never pay a security deposit before you have the keys

International students looking for housing in Belgium from abroad are a frequent target of real estate scams. The scenario is always the same: an attractive listing, convincing photos, and an impatient landlord who asks you to pay the rental guarantee—or even the first month’s rent—to “reserve” the apartment before you arrive. Once the payment is made, the listing disappears.

How to Spot a Scam

You are asked to pay the security deposit or the first month’s rent before even viewing the property
The landlord is “abroad” and cannot meet with you
The rent is unusually low for the neighborhood and the size of the unit
You’re pressured to decide quickly “because there are other applicants”
Payment is requested via international wire transfer or Western Union

With garantie.be, you don’t pay anything until you have the keys

Garantie.be does not provide a bank transfer, but rather a security deposit certificate —an official document sent directly to your landlord. You do not transfer any money before signing the lease. If the apartment doesn’t exist, you have nothing to lose. This is concrete protection against fake listings.

Process

How to Get Your Rental Guarantee?

Fill out the form

Enter your information and that of your guarantor. A pre-filled form is automatically sent to your guarantor for signature—from any country.

Application Review

Response within a few hours, 7 days a week. Our teams will review your application and notify you by email.

Certificate Sent to the Landlord

The guarantee certificate is sent directly to your landlord. The lease can now be signed.

Cost Estimator

How much does the service cost?

Enter the amount of your rental guarantee (as stated in your rental lease) to calculate your annual security deposit fees.

Amount of the rental guarantee (€)

Security deposit fee / year

€96.00

Or per month

€8.00

Security deposit fee: 6% of the rental guarantee amount per year, with a minimum of €96 per year. An additional €29 annual management fee applies. No funds are held in your account.

Compiling the Application Package

Required Documents

The application is entirely digital. It consists of two parts: the student and the guarantor.

Student Documents

Identification

A valid passport or national ID card.

Certificate of Enrollment

A document issued by your university or college in Belgium.

Rental Lease

The signed lease or draft lease is sufficient to initiate the application.

Documents from the guarantor

Identification

Passport or national ID card. The guarantor may reside outside Belgium.

Proof of Income

A recent pay stub or any document verifying the guarantor’s income (pension, rental income, etc.).

Remote Signature

A pre-filled form is automatically sent to the guarantor by email. The guarantor can sign it online from any country, without having to travel.

Frequently Asked Questions

Rental Guarantee and Studying in Belgium

My guarantor lives abroad. Is that a problem?

No. The guarantor can live in any country. They’ll receive a link via email with a form pre-filled using the information you entered in your application—they just need to review it, fill it out, and sign it online. No in-person visits are required.

I’m looking for a place to live remotely, and I’m being asked to pay the security deposit to reserve it. What should I do?

Don’t pay anything. No legitimate landlord will ask for the rental guarantee before the rental lease is signed and the keys are handed over. This is a classic sign of a scam.

With garantie.be, you do not transfer any money to a landlord. You only pay the security deposit fee to garantie.be, and we send an official certificate to your landlord after the lease is signed.

To report a fraudulent listing in Belgium: Belgian Federal Police · FPS Economy.

I’m a Belgian student living in student housing. Is this service available to me?

Yes. Garantie.be is available to all students renting housing in Belgium—whether a student room, studio, or apartment—who have a financially responsible guarantor. The guarantor can be a parent, a family member, or anyone with sufficient income to act as a guarantor.

What are the Belgian regulations regarding rental guarantees?

A rental guarantee is mandatory in Belgium and capped at 2 months’ rent in Brussels and Wallonia, and 3 months in Flanders. It can take the form of a blocked account or a joint guarantee, such as the one offered by garantie.be.

Official sources: Bruxelles Logement · Wallonie.be · Wonen Vlaanderen

How does termination at the end of your studies work?

Termination is free and occurs automatically at the end of the lease, once your landlord confirms that there are no outstanding debts. You may also terminate the lease at any time during the term if you move to a new residence.

Ready to get your rental guarantee?

Fill out the form in just a few minutes. Your guarantor will automatically receive a link to sign remotely. You’ll get a response within a few hours.

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FSMA-Licensed Broker · Garantir SRL · BCE 0761.516.118

Rental guarantee for studentsin Belgium