Form

For tenants

Rental Guarantee
without tying up your money

Fast, reliable, secure—get your rental guarantee in just a few hours. No more tying up your funds for years.

Submit my request online Contact us
Complies with Belgian law
FSMA-Licensed Broker
No funds are frozen

Process

How does it work?

A simple, fast and 100% digital procedure. Get your rental guarantee without leaving your home.

Fill in the form
5 minutes online. You submit your supporting documents directly from your phone or by e-mail.
Your application has been approved
Our team will review your creditworthiness and send you a payment link. Processing time: a few hours, 7 days a week.
The certificate is issued
As soon as you’ve paid, your landlord receives the official certificate. Your lease can now be signed.
Is it legal to use a warranty without locking in money?

Yes, it’s completely legal. Belgian law allows for the use of a recognized professional guarantee agency, such as garantie.be, in lieu of a blocked bank account.

Since April 2025, tenants have been free to choose their method of rental guarantee. The majority of Belgian landlords and real estate agencies accept garantie.be certificates, which are reliable, traceable, and compliant with the law.

Benefits

Why choose garantie.be?

Setting aside 2 or 3 months’ rent in a bank account for the entire duration of the lease ties up that much money. Our service eliminates this hassle while offering your landlord the same level of protection.

No funds are frozen
Your money isn’t tied up in a bank account. You remain free to use it for other purposes.
Fast and 100% online
Fully digital process. Your landlord receives the certificate within a few hours, without needing to schedule an appointment.
Accepted by lessors
Our certificate has the same legal standing as an escrow account. It is accepted by the vast majority of property owners and real estate agencies in Belgium.
Reliable for over 5 years
Several thousand guaranteed tenants in Belgium. Garantir SRL is registered as an insurance broker with the FSMA.

Cost Estimator

How much does the service cost?

Enter the amount of your rental guarantee at to calculate your annual surety fees.

Security Deposit Fee / Year
€96.00
Per month
€8.00

Security deposit fee: 6% of the rental guarantee amount per year, with a minimum of €96 per year. An additional €29 annual management fee applies. No funds are held in your account.

Comparison

Blocked Account vs. Guaranteed Deposit.be

For a warranty of €1,600, the difference is significant.

Frozen bank account

1,600 €

locked in until the end of the lease

  • Funds Unavailable During the Lease Term
  • Appointment required at a bank branch
  • A delay of several days
  • Complex Termination at the End of a Lease
RECOMMENDED

garantie.be

€96.00

per year — or €8.00 per month

  • Your savings remain available
  • 100% online, no need to go anywhere
  • A response within a few hours
  • Easy cancellation at any time
Submit My Application

Frequently asked questions

Your Questions About the Rental Guarantee

Is my landlord obliged to accept?

Since April 2025, tenants have been free to choose their rental guarantee. Despite this, some landlords refuse to accept an alternative formula. The majority of Belgian landlords and agencies accept garantie.be certificates, which are reliable, traceable and compliant with the law.

Can I stop the warranty during the lease?

The commitment lasts until the end of the lease. However, you can terminate it at any time without charge by placing the guarantee in an escrow account with a bank, with the agreement of your landlord.

What types of profiles are accepted?

Employees, self-employed individuals, retirees, and benefit recipients. We also provide support to individuals in specific situations:

Ready to get your rental guarantee?

Get your certificate in just a few hours. Simple, fast, and 100% online.

Apply online