rental guarantee online
Complete our form to obtain your rental guarantee in just a few hours. You take out a rental financial guarantee with our guarantee fund to cover the financial commitments of the rental lease.
You don’t block any money, because we work like a bank guarantee. We vouch for your solvency to the landlord, so you don’t have to replenish the security deposit – you just pay the security deposit fee each year. Our guarantee ensures that no money is tied up for the duration of the lease.
How it works
The tenant applies for a guarantor online. The lessor receives the guarantee certificate the same day.
AT THE END OF THE LEASE
The landlord and tenant carry out a joint inventory of fixtures. Both parties determine the amount of any repairs required to restore the property to its original condition. The tenant pays any debts owed to the landlord.
If the tenant is unable to pay, the landlord can call in our financial guarantee in the same way as he would have released a rental guarantee blocked with a bank.
5 steps to subscription
- Complete the online warranty request form
- Provide supporting identity documents
- We validate your request within a few hours
- Payment of security deposit
- Immediate dispatch of the guarantee certificate to the lessor
What is the online rental guarantee on garantie.be?
It is now possible to obtain a rental guarantee online. The rental surety contract is taken out online, and the process is 100% digital.
The lessee signs an online guarantee contract with the financial company GARANTIR (publisher of the garantie.be website). If GARANTIR agrees to act as guarantor, it sends the Rental Guarantee Certificate to the lessor by e-mail.
The online rental deposit contract subscription process is entirely online. Tenants can track the progress of their deposit application in their online customer account on garantie.be.
How does an online rental guarantee work?
A rental guarantee taken out online works in the same way as a rental guarantee set up in a bank branch. Taking out a rental guarantee online does not change the basic rules of operation.
The guarantee commitment to the lessor can only be extinguished with the lessor’s agreement.
The tenant doesn’t block any funds to sign the lease, we guarantee the amount and charge an annual fee for our bond. The tenant doesn’t replenish the amount, he just pays the guarantee fee each year.
How much does garantie.be charge for a surety?
GARANTIR guarantees the financial commitments of the rental lease on behalf of the tenant. The amount of the surety fee is proportional to the amount of the rental guarantee guaranteed: The annual surety fee represents 6% of the amount of the rental guarantee, with a minimum amount of €96 per year.
For a rental guarantee of €2,000, the tenant will pay €10 per month in surety fees (€120 as an annual payment) so that we can guarantee the landlord €2,000 of his solvency. The tenant can cancel the surety at any time by blocking the €2,000 rental deposit with a bank and obtaining the landlord’s agreement.
How much does an online rental guarantee cost?
Subscribing online does not change the legal rules governing the amount of the rental guarantee. The maximum amount authorized for the rental guarantee is set by the rent law and housing code of each of Belgium’s three administrative regions. For further information, please consult our pages on :
Regarding the guarantee service offered by garantie.be, as a financial guarantee it is possible for the lessor to request up to a maximum of 3 months’ rent as a guarantee. In Brussels and Wallonia, landlords generally require 2 months’ rental guarantee, as the maximum allowed by law for a guarantee constituted by funds blocked by the tenant.
How long does it take to obtain an online rental guarantee?
The rental guarantee must be provided before signing the lease for a property. The rental guarantee certificate is produced by the bank, or any other organization responsible for certifying the guarantees provided by the tenant. The lease contract is signed by the parties once the rental guarantee has been set up and the initial inventory of fixtures has been completed.
With an online rental guarantee signed on garantie.be, the rental guarantee certificate is issued immediately after validation of the tenant’s request. This means that the time required to obtain the rental guarantee can be as little as a few hours. The certificate is sent directly to the lessor of the rental property.
When do I have to pay the rental guarantee?
With an online rental guarantee taken out on garantie.be, the tenant does not pay the rental guarantee amount. GARANTIR (a financial security company) acts as guarantor for the tenant with the landlord, without the tenant blocking the guarantee funds in the rental lease. On the other hand, the lessee pays annual financial charges linked to the existence of this rental guarantee.
