You are on the GARANTIE.BE website, we offer an online service allowing you to obtain a Rental Guarantee without blocking funds in the bank.
The Belfius rental guarantee
Belfius bank is in 2nd position on the Belgian bancassurance market. With its experience and customer satisfaction, 1 in 3 Belgians trust it. Belfius has 611 branches, more than 2,000 customer-oriented specialists and more than 3.6 million customers. Bank Belfius is a driving force behind the Belgian economy.
A partner of both the public and social sectors, the Belfius bank offers its banking and insurance services to the private and entrepreneurial market. A branch offering private banking is also being developed by the bank for clients with more than 2.5 million euros in assets. His appetite for digital marketing puts banking at the forefront of the mobile phone with more than 1.4 million users.
What is the Belfius rental guarantee?
The rental guarantee has been put in place to protect the owner from the default of his tenants and the risks associated with the rental. It is framed by law but it is not compulsory. It is imposed in most residential leases. To find out if your lease contract is subject to a rental guarantee, all you have to do is read it and find out how the tenant’s commitments are guaranteed.
The Rent Act provides that the tenant’s guarantee can be provided by freezing a sum of money in a dedicated bank account. Belfius bank offers this service for opening an individualized bank account for the rental guarantee. The individualized account opened with the Belfius bank to house the amount of the guarantee is in the name of the tenant. It will be blocked until the end of the lease or until the prior agreement of the two tenant / lessor parties to release the rental guarantee from Belfius.
How does the Belfius rental guarantee work?
The money invested will earn interest which will be paid to you at the end of the lease contract if the tenant has of course fulfilled all his obligations to his lessor. The amount of interest paid by Belfius bank to the blocked account of the guarantee is
Can the Belfius rental guarantee be done online?
What is the deadline for obtaining the certificate of a guarantee provided by the Belfius bank?
What is the difference between the Belfius rental guarantee and a bank guarantee?
The bank guarantee is a contract between a guarantor (here a bank) and a guarantee (here the tenant) aimed at covering a risk. In this specific case the rental guarantee will be constituted by monthly payment up to 3 months rent. The administrative fees imposed by Belfius are: