You are a lessor
Choose our guarantee
- Our guarantee enables us to request a deposit of 3 months' rent from a tenant in Brussels and Wallonia (instead of 2 months for an amount blocked in an individual account with a bank).
- We check the tenant's solvency before accepting his or her application. We pay close attention to the risk of claims, as we are committed to our financial guarantee.
- Our guarantee has the same value as a bank guarantee, and our financial guarantee is called under the same conditions as when the tenant pays into a blocked account at his bank.
What is covered by the warranty?
The guarantee covers payment of all sums (capital, interest, costs and accessories) that the Tenant owes or may owe the Landlord as a result of poor performance of the Lease, up to the amount of the rental guarantee.
Does the proposed financial guarantee offer the same guarantees as a bank guarantee?
Yes, exactly. Our financial guarantee has the same level of commitment and security as any bank guarantee obtained from a financial institution.
We are also registered as an insurance broker with theBelgian Financial Services and Markets Authority (FSMA), which contributes to the fair and honest treatment of consumers of financial and insurance services.
How can the lessor release the rental guarantee?
The financial company Garantir acts as guarantor for the tenant. It guarantees the lessor of the tenant’s solvency up to the amount indicated on the guarantee certificate issued.
At the end of the lease, the lessor can call on our guarantee in two situations:
- On the basis of a contradictory inventory of fixtures at the end of the lease, agreed by the tenant and the lessor.
- On the basis of a judgment ordering the Tenant to pay the Landlord.
Our guarantee enables the lessor to return to the principle of depositing the sum in an individual account with a bank.
How much can the lessor demand in guarantee on garantie.be?
In the case of a sum blocked by the tenant, the law sets the maximum rental guarantee payable by the landlord at 2 to 3 months, depending on the Belgian region.
As for our financial guarantee, just as for a bank guarantee, the historical federal rules have not changed. The amount of the rental guarantee can be up to a maximum of 3 months’ rent, regardless of the region of Belgium where the property is located.
How long does it take to obtain a rental guarantee certificate?
The tenant applies online at garantie.be in just a few minutes. Our team then validates the file within a few hours and sends the tenant a payment link to pay the deposit. Once the tenant has paid the deposit, the rental guarantee certificate is immediately issued and sent to the landlord.
The whole procedure takes a few hours, depending on the tenant’s responsiveness in providing his personal supporting documents.
Can the tenant cancel the rental guarantee without the landlord's consent?
No, the tenant cannot cancel the rental guarantee without the prior joint agreement of the landlord. A standard cancellation form is provided to the tenant at the time of subscription.
What happens if the tenant does not pay his premium to garantie.be?
Garantir’s certificate and guarantee to the lessor remain valid until the end of the lease, regardless of the lessee’s delays or difficulties in paying Garantir.
The lessor retains his financial guarantee even if the lessee fails to pay his security deposit.
