rental guarantee
Brussels Capital Region
To obtain a rental guarantee certificate for Brussels in just a few hours, simply complete the form by clicking on online rental guarantee.
What is the rental guarantee in Brussels?
The rules governing the rental guarantee are specific to the Brussels-Capital Region, since each of the 3 Belgian regions has adopted its own rules concerning residential leases.
In the Brussels region the regional housing code has been in force since January 1, 2018. This regional regulation replaces the current federal law on residential leases.
To discover the specific features of the Walloon region, please read our article on rental guarantees in Wallonia. To understand the new housing rules specific to Flanders, please read our article on the rental guarantee in Flanders.
How much is the rental guarantee in Brussels?
The maximum amount varies according to the type of rental guarantee indicated in the lease:
- In the case of a rental bank guarantee obtained directly or with the help of the CPAS, the amount of the bank guarantee must represent 3 months’ rent for the rented property;
- In the case of a rental guarantee held in an escrow account, the amount payable by the landlord is a maximum of 2 months’ rent in Brussels;
- In the case of other types of warranty, the law does not lay down any principles, leaving the parties to the contract free to agree. However, it is customary to withhold a maximum of 2 months’ rent in the Brussels region as part of a guarantee obtained from a guarantor, for example.
The Housing Code of the Brussels-Capital Region
The law in force at federal level in Belgium regarding residential leases is the Rent Act. This federal law was last updated with its 14th edition in March 2013.
In recent years, each region has introduced its own regional regulations governing residential leases. The Brussels-Capital Region has introduced a Housing Code that replaces the federal law on residential leases since January 1, 2018.
The housing code for the Brussels region largely reproduces the broad outlines and rules for ordinary 9-year leases in the old federal legislation.
How can I help set up a rental guarantee in Brussels?
The Brussels Region offers two types of assistance to help you build up a rental guarantee. These solutions are accessible to people on low incomes, and the process of obtaining them is anonymous in order to combat discrimination. Here are the two possibilities offered by the Brussels-Capital Region:
The Fonds du Logement loan
The Fonds du Logement de la Région de Bruxelles Capitale (Brussels Capital Region Housing Fund) offers interest-free loans to help you build up a rental guarantee. This interest-free loan can cover up to 100% of the cost of the rental guarantee. The zero-rate loan is only granted subject to certain income conditions on the part of the applicant. The aim of the housing fund loan is to help the most disadvantaged. Young people earning no more than 28,000 euros net per year are eligible for a zero-interest loan, repayable over 24 months.
The BRUGAL fund
The Brussels-Capital Region also offers another solution for people unable to repay a 24-month loan: the Brugal fund. This solidarity fund pays the rental guarantee into a bank account in the tenant’s name.
The tenant undertakes to make monthly repayments to the Brugal fund of between 5 and 30 euros. Alternatively, the tenant can call on his or her local CPAS to obtain a CPAS rental deposit from Brugal, so that he or she pays nothing for the duration of the lease.
Rental guarantee blocked by the authorities
The e DEPO rental guarantee application is offered by the federal administration via their Myminfin Internet portal of SPF Finances. The e DEPO service enables you to block rental guarantee funds with the Caisse des dépôts et consignations.
The release of the rental guarantee may be obtained on the basis of a joint declaration confirming the agreement of the lessee and the lessor on the fate of the amount blocked in the guarantee. This agreement will be formalized on the basis of an inventory of fixtures carried out at the end of the rental contract.
rental guarantee WITHOUT bank deposit
You are on the garantie.be website. We are a private financial company. We offer a service to obtain a rental guarantee without blocking funds in the bank.
