ING rental guarantee
Here’s all you need to know about the ING rental guarantee. In Belgium, ING Bank will have around 200 bank branches by 2025.
Fill in our online form by clicking on online rental guarantee to obtain your rental deposit certificate in just a few hours. rental deposit from Garantie.be. You save time and money, because we act as guarantor on your behalf.
What is the ING rental guarantee?
The rental guarantee was set up to protect landlords from tenant default and the risks associated with renting. It is regulated by law, but not mandatory. It is required in most residential leases.
Under the Rent Act, the tenant’s guarantee can be provided through a blocked account in a Belgian bank. ING Bank offers this service in Belgium, opening an individualized bank account for the rental guarantee. The individualized account opened with ING Bank to hold the amount of the guarantee is in the tenant’s name. It will be blocked until the end of the lease, or until both parties have agreed to release the ING rental guarantee.

Complete our form to obtain your rental guarantee in just a few hours.
With Garantie.be, you don’t block any money, we act as guarantor for you and send the rental guarantee certificate to the landlord.
How does the ING rental guarantee work?
The blocked funds are invested and earn interest, which is paid to you at the end of the lease if the tenant has fulfilled all his obligations to his landlord. The amount of interest paid by ING Bank on the escrow account is very low, however, because market interest rates are historically low.
Can I take out an ING rental guarantee online?
NG Bank does not currently offer a solution for opening a rental guarantee online. If you wish to open an account with ING to set up your rental guarantee, you must first make an appointment with an advisor at your ING branch.
How long does it take to set up an ING rental guarantee?
The time required is at least that for opening an account with ING. As ING does not offer an online procedure, you will need to complete the following steps:
- Make an appointment at the agency during opening hours;
- Meeting with the ING account manager and setting up the file.
- Account opening by the welcome team in the back office.
You should therefore allow a minimum of one to two weeks to obtain a rental guarantee escrow account from ING Bank.
What's the difference between the ING Rental Guarantee and the ING Bank Guarantee?
As mentioned above, ING Bank offers future tenants the possibility of opening an account in which to block the amount of the rental guarantee. This service is very different from another ING Bank service, the ING Rental Bank Guarantee.
ING offers a number of bank guarantee services, including a rental bank guarantee as part of a property lease. Under a rental bank guarantee, ING undertakes to pay a guaranteed amount on your behalf if you are unable to meet your obligations as a tenant to the landlord.
How do I unlock the ING rental guarantee?
The ING rental guarantee can be released in 2 ways:
- By obtaining the agreement of the parties: This situation is most common at the end of the lease, and is based on theinventory of fixtures. The procedure for releasing funds blocked under the rental guarantee requires completion of the ING rental guarantee release request form. The completed form is signed by the parties to the contract, then sent by post in the original to the ING bank branch that blocked the funds.
- On presentation of a court judgment: This judgment must be enforceable and expressly rule on the tenant’s debt to the landlord. The judgment is presented to the ING agency that has blocked the rental guarantee funds for enforcement.
It is also possible to obtain a release of funds blocked under the rental guarantee before the end of the lease. To recover funds blocked in the bank, find out more about our service by reading this article on rental guarantee release.